Kotak Money Market Fund - Growth - Regular Plan

Item: Kotak Money Market Fund - Growth - Regular Plan
Rating: 4
Author: PersonalFN

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₹4619.2808 0.04 %Nav, as on 05-12-2025
Previous Nav
₹ 4617.5171
Net Change on 05-12-2025
₹1.76
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 36,157.16
Expense Ratio
0.35%
(As on Nov 30, 2025)

Fund Overview Growth | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
14-Jul-2003
Benchmark
CRISIL Money Market Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4297.23
52 Week Low Nav Date
04-Dec-2024
52 Week High Nav (₹)
4617.52
52 Week High Nav Date
04-Dec-2025

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Money Market Fund - (Growth)	5.89	5.99	7.45	7.49	6.14	7.07
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 1 Year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Money Market Fund - (Growth)	Jul 14, 2003	7.45	7.49	6.14	0.35	36,157.16
UTI MMF - Regular Plan - Growth Option	Jul 09, 2009	7.56	7.57	6.21	0.23	22,197.93
Bandhan Money Market Fund - Regular Plan - Growth	Feb 18, 2003	7.38	7.06	5.56	0.35	14,346.34

Fund Holdings as on 30-November-2025

Company % Assets
HDFC BANK LTD.**
3.23
PUNJAB NATIONAL BANK**
3.06
BANK OF BARODA**
2.95
182 DAYS TREASURY BILL 08/05/2026
2.43
HDFC BANK LTD.**
2.24
INDIAN BANK**
2.04
BANK OF BARODA**
2.02
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.91
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.88
INDUSIND BANK LTD.**
1.88
AXIS BANK LTD.**
1.82
364 DAYS TREASURY BILL 21/05/2026
1.82
364 DAYS TREASURY BILL 05/02/2026
1.78
ICICI SECURITIES LIMITED**
1.77
BANK OF BARODA**
1.69
INDUSIND BANK LTD.**
1.64
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.63
182 DAYS TREASURY BILL 19/03/2026
1.63
CANARA BANK**
1.63
HDFC BANK LTD.**
1.63
AXIS BANK LTD.**
1.61
HDFC BANK LTD.**
1.43
364 DAYS TREASURY BILL 29/01/2026
1.37
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.36
INDUSIND BANK LTD.**
1.36
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.36
BANK OF BARODA**
1.34
BANK OF INDIA**
1.34
FEDERAL BANK LTD.**
1.34
IDBI BANK LTD.**
1.34
AXIS BANK LTD.**
1.31
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.31
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.30
Triparty Repo
1.20
Panatone Finvest Ltd.**
1.10
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.09
BANK OF INDIA**
1.07
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
1.07
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.02
UCO BANK**
0.94
AXIS BANK LTD.**
0.82
INDUSIND BANK LTD.**
0.82
364 DAYS TREASURY BILL 19/03/2026
0.78
182 DAYS TREASURY BILL 12/02/2026
0.68
364 DAYS TREASURY BILL 20/02/2026
0.68
364 DAYS TREASURY BILL 27/02/2026
0.68
BHARTI TELECOM LTD.**
0.68
360 ONE PRIME LTD.**
0.68
PUNJAB NATIONAL BANK**
0.68
IIFL FINANCE LIMITED**
0.68
AXIS BANK LTD.**
0.67
BAJAJ HOUSING FINANCE LTD.**
0.67
BANK OF BARODA**
0.65
364 DAYS TREASURY BILL 12/03/2026
0.61
Export-Import Bank of India**
0.60
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.55
AU SMALL FINANCE BANK LTD.**
0.55
PIRAMAL FINANCE LTD**
0.55
PIRAMAL FINANCE LTD**
0.55
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.55
PIRAMAL FINANCE LTD**
0.55
CANARA BANK**
0.54
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.54
CANARA BANK**
0.54
TATA CAPITAL LTD.**
0.54
8.28% Karnataka State Govt - 2026 - Karnataka
0.54
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.54
MUTHOOT FINANCE LTD.**
0.54
PIRAMAL FINANCE LTD**
0.54
182 DAYS TREASURY BILL 14/05/2026
0.54
AU SMALL FINANCE BANK LTD.**
0.54
ICICI SECURITIES LIMITED**
0.54
ICICI SECURITIES LIMITED**
0.54
MUTHOOT FINANCE LTD.**
0.48
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.48
IDBI BANK LTD.**
0.48
LIC HOUSING FINANCE LTD.**
0.48
ANGEL ONE LIMITED**
0.47
MUTHOOT FINANCE LTD.**
0.41
INDUSIND BANK LTD.**
0.41
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.41
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.41
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.41
INDUSIND BANK LTD.**
0.41
INDIAN BANK**
0.41
HDFC BANK LTD.**
0.41
TATA CAPITAL LTD.**
0.40
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.40
Muthoot Fincorp Ltd.**
0.40
8.07% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.38
182 DAYS TREASURY BILL 27/02/2026
0.34
ANGEL ONE LIMITED**
0.34
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.34
364 DAYS TREASURY BILL 04/06/2026
0.31
STANDARD CHARTERED CAPITAL LTD.**
0.28
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.28
MUTHOOT FINANCE LTD.**
0.27
Export-Import Bank of India**
0.27
TATA CAPITAL LTD.**
0.27
UNION BANK OF INDIA**
0.27
TVS CREDIT SERVICES LIMITED**
0.27
BANK OF BARODA**
0.27
MUTHOOT FINANCE LTD.**
0.27
360 ONE PRIME LTD.**
0.27
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.27
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**
0.27
182 DAYS TREASURY BILL 18/12/2025
0.25
SBI ALTERNATIVE INVESTMENT FUND
0.24
8.39% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.21
MUTHOOT FINANCE LTD.**
0.21
UNION BANK OF INDIA
0.20
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.20
8.38% Haryana State Govt - 2026 - Haryana
0.14
Bahadur Chand Investments Private Limited**
0.14
364 DAYS TREASURY BILL 12/02/2026
0.14
AXIS BANK LTD.**
0.13
CANARA BANK**
0.07
ICICI SECURITIES LIMITED**
0.07
7.4% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.04
Net Current Assets/(Liabilities)
0.01
GS 5.63% CG 12/04/2026 - (STRIPS)
0.00

Sector Holding%
Miscellaneous
60.10

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
27.34
Cash
1.21
CRISIL A1+
46.58
FITCH A1+
4.59
ICRA A1+
4.68
Sov
15.35
Unrated
0.24

About Kotak Money Market Fund

Scheme Analysis

Kotak Money Market Fund is a Debt - Money Market Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 14-Jul-2003 and currently has an AUM of ₹36,157.16 crore. Kotak Money Market Fund is benchmarked against CRISIL Money Market Index as primary index and NIFTY 1 Year T-Bill Index as secondary index.

The NAV of Kotak Money Market Fund ended up ₹1.76(0.04%)yesterday to ₹4619.2808.

Among its top 3 holdings the fund has exposure to HDFC BANK LTD.**, and

The Kotak Money Market Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact