Kotak Money Market Fund - Growth - Regular Plan

Item: Kotak Money Market Fund - Growth - Regular Plan
Rating: 4
Author: PersonalFN

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₹4449.9003 (-0.02%)Nav, as on 08-05-2025
Previous Nav
₹ 4450.6633
Net Change on 08-05-2025
₹-0.76
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 27,977.01
Expense Ratio
0.36%
(As on Apr 30, 2025)

Fund Overview Growth | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
14-Jul-2003
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4122.00
52 Week Low Nav Date
07-May-2024
52 Week High Nav (₹)
4450.66
52 Week High Nav Date
07-May-2025

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Money Market Fund - (Growth)	8.39	9.36	7.97	7.25	5.99	7.08
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Money Market Fund - (Growth)	Jul 14, 2003	7.97	7.25	5.99	0.36	27,977.01
Tata Money Market Fund-Regular Plan - Growth	May 22, 2003	7.98	7.29	6.18	0.42	30,065.14
UTI MMF - Regular Plan - Growth Option	Jul 09, 2009	8.06	7.33	6.13	0.23	17,803.72
Bandhan Money Manager Fund - Regular Plan - Growth	Feb 18, 2003	7.70	6.68	5.35	0.35	11,254.78

Fund Holdings as on 30-April-2025

Company % Assets
HDFC BANK LTD.**
3.92
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
3.44
AXIS BANK LTD.**
2.56
INDIAN BANK**
2.53
PUNJAB NATIONAL BANK**
2.45
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
2.37
UNION BANK OF INDIA**
2.23
364 DAYS TREASURY BILL 05/02/2026
2.22
HDFC BANK LTD.**
2.03
UNION BANK OF INDIA**
1.72
364 DAYS TREASURY BILL 29/01/2026
1.71
PUNJAB NATIONAL BANK**
1.71
CANARA BANK**
1.70
IDBI BANK LTD.**
1.70
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.70
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.69
INDUSIND BANK LTD.**
1.68
BHARTI TELECOM LTD.**
1.39
364 DAYS TREASURY BILL 04/12/2025
1.38
Panatone Finvest Ltd.**
1.36
UNION BANK OF INDIA**
1.36
INDUSIND BANK LTD.**
1.36
INDIAN BANK**
1.19
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.19
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.19
HDFC BANK LTD.**
1.19
INDUSIND BANK LTD.**
1.19
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.19
Triparty Repo
1.19
BHARTI TELECOM LTD.**
1.04
364 DAYS TREASURY BILL 12/02/2026
1.02
AXIS BANK LTD.**
1.01
MANKIND PHARMA LTD**
1.00
TORRENT ELECTRICALS LIMITED**
0.87
HDFC BANK LTD.**
0.87
FEDERAL BANK LTD.**
0.87
INDUSIND BANK LTD.**
0.86
STANDARD CHARTERED CAPITAL LTD.**
0.86
364 DAYS TREASURY BILL 20/02/2026
0.85
364 DAYS TREASURY BILL 27/02/2026
0.85
PUNJAB & SIND BANK**
0.85
364 DAYS TREASURY BILL 19/03/2026
0.85
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.85
BHARTI TELECOM LTD.**
0.84
PUNJAB NATIONAL BANK**
0.84
360 ONE PRIME LTD.**
0.84
MUTHOOT FINANCE LTD.**
0.77
364 DAYS TREASURY BILL 12/03/2026
0.77
8.23% Gujarat State Govt - 2025 - Gujarat
0.72
8.28% Karnataka State Govt - 2026 - Karnataka
0.71
Muthoot Fincorp Ltd.**
0.71
AXIS BANK LTD.**
0.69
PUNJAB NATIONAL BANK**
0.69
8.24% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.68
AU SMALL FINANCE BANK LTD.**
0.68
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.68
364 DAYS TREASURY BILL 06/11/2025
0.68
CANARA BANK**
0.68
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.68
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.67
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.67
TATA CAPITAL LTD.**
0.67
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.67
PIRAMAL CAPITAL & HOUSING FINANCE LTD.**
0.67
MUTHOOT FINANCE LTD.**
0.67
AU SMALL FINANCE BANK LTD.**
0.67
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.60
UNION BANK OF INDIA**
0.59
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.59
IDBI BANK LTD.**
0.59
LIC HOUSING FINANCE LTD.**
0.59
HERO FINCORP LTD.**
0.52
UNION BANK OF INDIA**
0.52
MUTHOOT FINANCE LTD.**
0.52
MUTHOOT FINANCE LTD.**
0.51
CANARA BANK**
0.51
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.51
INDUSIND BANK LTD.**
0.51
INDUSIND BANK LTD.**
0.51
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.50
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.50
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.42
8.29% Maharashtra State Govt - 2025 - Maharashtra
0.39
8.59% Karnataka State Govt - 2025 - Karnataka
0.38
FEDERAL BANK LTD.**
0.35
INDUSIND BANK LTD.**
0.35
SHAREKHAN LIMITED**
0.35
SHAREKHAN LIMITED**
0.35
STANDARD CHARTERED CAPITAL LTD.**
0.34
PUNJAB NATIONAL BANK**
0.34
TATA PROJECTS LTD.**
0.34
HERO FINCORP LTD.**
0.34
CANARA BANK**
0.34
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.34
GODREJ HOUSING FINANCE LTD**
0.34
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.34
Export-Import Bank of India**
0.34
HERO FINCORP LTD.**
0.34
UNION BANK OF INDIA**
0.34
BANK OF BARODA**
0.34
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.34
MUTHOOT FINANCE LTD.**
0.34
MUTHOOT FINANCE LTD.**
0.34
360 ONE PRIME LTD.**
0.33
364 DAYS TREASURY BILL 21/11/2025
0.33
8.39% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.27
SBI ALTERNATIVE INVESTMENT FUND
0.26
8.15% Gujarat State Govt - 2025 - Gujarat
0.26
MUTHOOT FINANCE LTD.**
0.25
7.96% Gujarat State Govt - 2025 - Gujarat
0.20
8.38% Haryana State Govt - 2026 - Haryana
0.18
SHAREKHAN LIMITED**
0.18
NUVAMA WEALTH AND INVESTMENT LTD**
0.18
ADITYA BIRLA FINANCE LTD.**
0.17
8.27% Madhya Pradesh State Govt - 2025 - Madhya Pradesh
0.17
UNION BANK OF INDIA**
0.17
Bahadur Chand Investments Private Limited**
0.17
6.9% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.13
SHAREKHAN LIMITED**
0.09
8.16% Maharashtra State Govt - 2025 - Maharashtra
0.05
7.97% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.04
8.29% Tamil Nadu State Govt - 2025 - Tamil Nadu
0.02
Net Current Assets/(Liabilities)
-0.73

Sector Holding%
Miscellaneous
61.66

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Low Duration Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
20.26
Cash
0.46
CRISIL A1+
51.34
FITCH A1+
6.04
ICRA A1+
6.80
SOV
14.86
Unrated
0.26

About Kotak Money Market Fund

Scheme Analysis

Kotak Money Market Fund is a Debt - Money Market Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 14-Jul-2003 and currently has an AUM of ₹27,977.01 crore. Kotak Money Market Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of Kotak Money Market Fund ended down ₹-0.76(-0.02%)yesterday to ₹4449.9003.

Among its top 3 holdings the fund has exposure to HDFC BANK LTD.**, and

The Kotak Money Market Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-April-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-April-2025

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact