Kotak Money Market Fund - Growth - Direct Plan

Item: Kotak Money Market Fund - Growth - Direct Plan
Rating: 4
Author: PersonalFN

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₹4737.3417 0.08 %Nav, as on 18-03-2026
Previous Nav
₹ 4733.6342
Net Change on 18-03-2026
₹3.71
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 33,661.37
Expense Ratio
0.16%
(As on Feb 28, 2026)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
31-Dec-2012
Benchmark
CRISIL Money Market Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4420.24
52 Week Low Nav Date
17-Mar-2025
52 Week High Nav (₹)
4732.94
52 Week High Nav Date
11-Mar-2026

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Money Market Fund - (Growth) - Direct	4.17	5.44	7.09	7.47	6.37	7.23
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 1 Year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Money Market Fund - (Growth) - Direct	Dec 31, 2012	7.09	7.47	6.37	0.16	33,661.37
Tata Money Market Fund- Direct Plan- Growth Option	Dec 31, 2012	7.21	7.63	6.56	0.16	36,819.05
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	Jan 01, 2013	7.06	7.45	6.35	0.25	35,417.75
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	Dec 31, 2012	7.13	7.50	6.37	0.21	35,305.07
HDFC Money Market Fund - Direct Plan - Growth Option	Dec 31, 2012	7.13	7.50	6.41	0.23	33,094.05
Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan	Jan 01, 2013	7.02	7.51	6.43	0.22	30,777.54

Fund Holdings as on 28-February-2026

Company % Assets
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
3.00
BANK OF BARODA**
2.26
182 DAYS TREASURY BILL 08/05/2026
2.21
182 DAYS TREASURY BILL 06/08/2026
2.18
182 DAYS TREASURY BILL 27/08/2026
2.17
INDUSIND BANK LTD.**
2.09
INDUSIND BANK LTD.**
2.04
364 DAYS TREASURY BILL 21/05/2026
1.98
AXIS BANK LTD.**
1.98
HDFC BANK LTD.**
1.82
CANARA BANK
1.82
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.74
CANARA BANK
1.68
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.67
Triparty Repo
1.62
HDFC BANK LTD.**
1.57
HDFC BANK LTD.**
1.56
BANK OF BARODA**
1.48
182 DAYS TREASURY BILL 19/03/2026
1.48
BANK OF INDIA**
1.46
UNION BANK OF INDIA
1.46
IDBI BANK LTD.**
1.46
AXIS BANK LTD.
1.42
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.42
CANARA BANK**
1.41
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.40
PUNJAB NATIONAL BANK**
1.40
PUNJAB NATIONAL BANK**
1.40
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
1.40
INDIAN OVERSEAS BANK**
1.39
FEDERAL BANK LTD.**
1.39
HDFC BANK LTD.
1.32
BANK OF INDIA**
1.17
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.12
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.12
BANK OF BARODA**
1.12
PUNJAB & SIND BANK**
1.11
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
1.11
FEDERAL BANK LTD.**
1.05
UCO BANK**
1.02
HDFC BANK LTD.**
0.99
UNION BANK OF INDIA**
0.98
FEDERAL BANK LTD.**
0.91
364 DAYS TREASURY BILL 19/03/2026
0.84
MUTHOOT FINANCE LTD.**
0.84
BANK OF BARODA**
0.84
AU SMALL FINANCE BANK LTD.**
0.84
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.83
ICICI SECURITIES LIMITED**
0.83
MUTHOOT FINCORP LTD.**
0.83
182 DAYS TREASURY BILL 04/06/2026
0.73
BANK OF BARODA
0.71
BANK OF BARODA**
0.70
Export-Import Bank of India**
0.70
AU SMALL FINANCE BANK LTD.**
0.70
ADITYA BIRLA CAPITAL LTD**
0.70
INDUSIND BANK LTD.**
0.69
KARUR VYSYA BANK LTD.**
0.69
ICICI SECURITIES LIMITED**
0.69
ADITYA BIRLA CAPITAL LTD**
0.69
360 ONE PRIME LTD.**
0.69
PIRAMAL FINANCE LTD**
0.59
MUTHOOT FINANCE LTD.**
0.59
182 DAYS TREASURY BILL 14/05/2026
0.59
BANK OF BARODA**
0.59
ICICI SECURITIES LIMITED**
0.58
ICICI SECURITIES LIMITED**
0.58
8.28% Karnataka State Govt - 2026 - Karnataka
0.58
364 DAYS TREASURY BILL 11/02/2027
0.56
HDFC BANK LTD.**
0.56
MUTHOOT FINANCE LTD.**
0.56
MUTHOOT FINANCE LTD.**
0.56
AXIS SECURITIES LIMITED**
0.56
ADITYA BIRLA CAPITAL LTD**
0.56
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.55
ANGEL ONE LIMITED**
0.52
ICICI BANK LTD.**
0.49
HDFC BANK LTD.**
0.44
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.44
MUTHOOT FINCORP LTD.**
0.43
182 DAYS TREASURY BILL 21/08/2026
0.43
CTBC BANK CO. LTD (CTBC INDIA)**
0.42
PUNJAB NATIONAL BANK**
0.42
ADITYA BIRLA HOUSING FINANCE LTD**
0.42
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.42
MUTHOOT FINCORP LTD.**
0.41
8.07% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.40
TORRENT PHARMACEUTICALS LTD.**
0.39
TATA CAPITAL LTD.**
0.37
AXIS BANK LTD.**
0.35
ANGEL ONE LIMITED**
0.34
364 DAYS TREASURY BILL 04/06/2026
0.34
360 ONE PRIME LTD.**
0.30
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.29
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**
0.29
182 DAYS TREASURY BILL 13/08/2026
0.29
364 DAYS TREASURY BILL 10/09/2026
0.29
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.28
AU SMALL FINANCE BANK LTD.**
0.28
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.28
PILANI INVESTMENT AND INDUSTRIES CORPORATION LTD**
0.28
HERO FINCORP LTD.**
0.28
SBI ALTERNATIVE INVESTMENT FUND
0.27
MUTHOOT FINCORP LTD.**
0.27
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.22
360 ONE PRIME LTD.**
0.21
NUVAMA WEALTH FINANCE LIMITED**
0.21
NUVAMA WEALTH AND INVESTMENT LTD**
0.21
182 DAYS TREASURY BILL 21/05/2026
0.15
AU SMALL FINANCE BANK LTD.**
0.15
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.15
MUTHOOT FINANCE LTD.**
0.14
MUTHOOT FINCORP LTD.**
0.14
AXIS BANK LTD.
0.10
ICICI SECURITIES LIMITED**
0.07
7.4% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.05
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.03
BANK OF BARODA**
0.03
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.03
INDIAN BANK**
0.03
7.04% Gujarat State Govt - 2026 - Gujarat
0.02
GS 5.63% CG 12/04/2026 - (STRIPS)
0.00
Net Current Assets/(Liabilities)
-0.26

Sector Holding%
Miscellaneous
63.12

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
21.57
Cash
1.36
CRISIL A1+
46.26
FITCH A1+
6.81
ICRA A1+
8.48
Sov
15.29
Unrated
0.27

About Kotak Money Market Fund

Scheme Analysis

Kotak Money Market Fund is a Debt - Money Market Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹33,661.37 crore. Kotak Money Market Fund is benchmarked against CRISIL Money Market Index as primary index and NIFTY 1 Year T-Bill Index as secondary index.

The NAV of Kotak Money Market Fund ended up ₹3.71(0.08%)yesterday to ₹4737.3417.

Among its top 3 holdings the fund has exposure to NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT, and

The Kotak Money Market Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact