Kotak Money Market Fund - Growth - Direct Plan

Item: Kotak Money Market Fund - Growth - Direct Plan
Rating: 4
Author: PersonalFN

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₹4707.3824 0.04 %Nav, as on 05-02-2026
Previous Nav
₹ 4705.4747
Net Change on 05-02-2026
₹1.91
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 32,869.86
Expense Ratio
0.16%
(As on Jan 31, 2026)

Fund Overview Growth | Direct Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
31-Dec-2012
Benchmark
CRISIL Money Market Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4385.76
52 Week Low Nav Date
04-Feb-2025
52 Week High Nav (₹)
4705.47
52 Week High Nav Date
04-Feb-2026

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Money Market Fund - (Growth) - Direct	5.04	5.61	7.29	7.53	6.34	7.25
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY 1 Year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Money Market Fund - (Growth) - Direct	Dec 31, 2012		7.29	7.53	6.34	0.16	32,869.86
Bandhan Money Market Fund - Direct Plan-Growth	Jan 01, 2013		7.41	7.57	6.29	0.10	15,693.51

Fund Holdings as on 31-January-2026

Company % Assets
BANK OF BARODA**
3.86
HDFC BANK LTD.**
3.57
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
3.05
182 DAYS TREASURY BILL 08/05/2026
2.70
INDUSIND BANK LTD.**
2.12
BANK OF BARODA
2.09
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
2.08
INDUSIND BANK LTD.**
2.08
364 DAYS TREASURY BILL 21/05/2026
2.02
ICICI SECURITIES LIMITED**
2.01
AXIS BANK LTD.**
2.01
HDFC BANK LTD.
1.85
CANARA BANK**
1.85
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.82
182 DAYS TREASURY BILL 19/03/2026
1.81
Triparty Repo
1.79
AXIS BANK LTD.**
1.79
HDFC BANK LTD.
1.60
HDFC BANK LTD.**
1.58
364 DAYS TREASURY BILL 05/02/2026
1.52
BANK OF BARODA**
1.51
BANK OF INDIA**
1.49
BANK OF BARODA**
1.49
UNION BANK OF INDIA**
1.49
IDBI BANK LTD.**
1.48
AXIS BANK LTD.**
1.45
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.44
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.42
PUNJAB NATIONAL BANK**
1.42
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
1.42
FEDERAL BANK LTD.**
1.41
BANK OF INDIA**
1.19
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
1.19
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
1.14
UCO BANK**
1.04
UNION BANK OF INDIA**
1.00
INDUSIND BANK LTD.**
0.91
364 DAYS TREASURY BILL 19/03/2026
0.86
MUTHOOT FINANCE LTD.**
0.86
AU SMALL FINANCE BANK LTD.**
0.85
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.84
MUTHOOT FINCORP LTD.**
0.84
182 DAYS TREASURY BILL 12/02/2026
0.76
BHARTI TELECOM LTD.**
0.76
360 ONE PRIME LTD.**
0.76
IIFL FINANCE LIMITED**
0.76
PUNJAB NATIONAL BANK
0.75
182 DAYS TREASURY BILL 04/06/2026
0.75
BAJAJ HOUSING FINANCE LTD.**
0.74
BANK OF BARODA**
0.72
BANK OF BARODA**
0.71
Export-Import Bank of India**
0.71
364 DAYS TREASURY BILL 12/03/2026
0.68
Export-Import Bank of India**
0.67
PIRAMAL FINANCE LTD**
0.61
PIRAMAL FINANCE LTD**
0.61
364 DAYS TREASURY BILL 27/02/2026
0.61
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.61
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.60
TATA CAPITAL LTD.**
0.60
PIRAMAL FINANCE LTD**
0.60
MUTHOOT FINANCE LTD.**
0.60
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.60
182 DAYS TREASURY BILL 14/05/2026
0.60
8.28% Karnataka State Govt - 2026 - Karnataka
0.60
ICICI SECURITIES LIMITED**
0.59
ICICI SECURITIES LIMITED**
0.59
MUTHOOT FINANCE LTD.**
0.57
LIC HOUSING FINANCE LTD.**
0.53
ANGEL ONE LIMITED**
0.53
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.45
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.45
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.45
INDIAN BANK**
0.45
HDFC BANK LTD.**
0.45
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**
0.45
MUTHOOT FINCORP LTD.**
0.44
CTBC BANK CO. LTD (CTBC INDIA)**
0.43
8.07% Tamil Nadu State Govt - 2026 - Tamil Nadu
0.41
TORRENT PHARMACEUTICALS LTD.**
0.40
182 DAYS TREASURY BILL 27/02/2026
0.38
ANGEL ONE LIMITED**
0.38
TATA CAPITAL LTD.**
0.37
364 DAYS TREASURY BILL 04/06/2026
0.34
TATA CAPITAL LTD.**
0.30
TVS CREDIT SERVICES LIMITED**
0.30
MUTHOOT FINANCE LTD.**
0.30
360 ONE PRIME LTD.**
0.30
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.30
BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**
0.30
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.29
AU SMALL FINANCE BANK LTD.**
0.29
SBI ALTERNATIVE INVESTMENT FUND
0.28
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.22
360 ONE PRIME LTD.**
0.21
NUVAMA WEALTH FINANCE LIMITED**
0.21
NUVAMA WEALTH AND INVESTMENT LTD**
0.21
AXIS BANK LTD.**
0.18
CANARA BANK**
0.15
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.15
364 DAYS TREASURY BILL 12/02/2026
0.15
SBICAP SECURITIES LIMITED**
0.15
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.15
HDFC BANK LTD.
0.15
182 DAYS TREASURY BILL 21/05/2026
0.15
AXIS BANK LTD.
0.15
AU SMALL FINANCE BANK LTD.**
0.15
MUTHOOT FINANCE LTD.**
0.14
MUTHOOT FINCORP LTD.**
0.14
TATA CAPITAL LTD.**
0.08
ICICI SECURITIES LIMITED**
0.08
ICICI SECURITIES LIMITED**
0.08
Net Current Assets/(Liabilities)
0.07
7.40% Madhya Pradesh State Govt - 2026 - Madhya Pradesh
0.05
CANARA BANK
0.05
8.53% Uttar Pradesh State Govt - 2026 - Uttar Pradesh
0.03
BANK OF BARODA**
0.03
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.03
BANK OF BARODA
0.03
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
0.03
INDIAN BANK**
0.03
7.04% Gujarat State Govt - 2026 - Gujarat
0.02
UNION BANK OF INDIA
0.02
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
0.02
GS 5.63% CG 12/04/2026 - (STRIPS)
0.00

Sector Holding%
Miscellaneous
59.39

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Bond Short Term Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Savings Fund

Manu Sharma

Education:Chartered Accountant & M.Com
Experience:16 years
Basic Details:Mr. Manu Sharma has over 17 years of experience in the fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation. He joinedKotak AMC from Deskera Systems in September 2019 and was based out of Bangalore/Singapore for one year. Prior to it Mr. Manu was with Kotak AMCsince September 2006 to June 2018 and has handled major assignments like the Fund Management, Operations and Finance for the KotakAMC.
Funds Managed:
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
Kotak Floating Rate Fund
Kotak Money Market Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
25.25
Cash
1.86
CRISIL A1+
47.71
FITCH A1+
5.37
ICRA A1+
5.07
SOV
14.44
Unrated
0.28

About Kotak Money Market Fund

Scheme Analysis

Kotak Money Market Fund is a Debt - Money Market Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 31-Dec-2012 and currently has an AUM of ₹32,869.86 crore. Kotak Money Market Fund is benchmarked against CRISIL Money Market Index as primary index and NIFTY 1 Year T-Bill Index as secondary index.

The NAV of Kotak Money Market Fund ended up ₹1.91(0.04%)yesterday to ₹4707.3824.

Among its top 3 holdings the fund has exposure to BANK OF BARODA**, and

The Kotak Money Market Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: https://www.kotakmf.com/

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

Kotak Money Market Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

About Kotak Money Market Fund

Scheme Analysis

Fund House Contact