Kotak Savings Fund - IDCW - Regular Plan

Other Plans and Options
  • 0.02 %Nav, as on 04-11-2025

  • Previous Nav

  • Net Change on 04-11-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview IDCW | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option 5.68 5.58 6.99 7.00 5.62 6.09
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option Aug 13, 2004 Unrated 6.99 7.00 5.62 0.83 15,340.44
Bandhan Ultra Short Duration Fund - REGULAR PLAN DAILY IDCW Jul 18, 2018 7.12 7.20 5.71 0.46 3,859.55
Bandhan Ultra Short Duration Fund - REGULAR PLAN MONTHLY IDCW Jul 18, 2018 7.14 7.21 5.75 0.46 3,859.55
Bandhan Ultra Short Duration Fund - REGULAR PLAN PERIODIC IDCW Jul 18, 2018 7.14 7.21 5.74 0.46 3,859.55
Bandhan Ultra Short Duration Fund - REGULAR PLAN QUARTERLY IDCW Jul 18, 2018 7.13 7.20 5.73 0.46 3,859.55
Bandhan Ultra Short Duration Fund - REGULAR PLAN WEEKLY IDCW Jul 18, 2018 7.13 7.19 5.73 0.46 3,859.55

Fund Holdings as on 30-September-2025

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • 7.92% BAJAJ HOUSING FINANCE LTD.(^)**

  • INDIAN BANK(^)**

  • 7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)

  • 7.6% REC LTD(^)

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • CANARA BANK**

  • 364 DAYS TREASURY BILL 19/03/2026(^)

  • 7.99% MANKIND PHARMA LTD(^)

  • PUNJAB NATIONAL BANK(^)**

  • INDUSIND BANK LTD.**

  • 364 DAYS TREASURY BILL 21/05/2026

  • BANK OF BARODA(^)

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • BAJAJ HOUSING FINANCE LTD.(^)**

  • Central Government - 2028

  • 8.9% BHARTI TELECOM LTD.(^)**

  • PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)**

  • 8.49% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • 9.4% VEDANTA LTD.(^)**

  • 7.65% POONAWALLA FINCORP LIMITED(^)**

  • 5.15% Central Government - 2025

  • BHARTI TELECOM LTD.

  • Panatone Finvest Ltd.**

  • 182 DAYS TREASURY BILL 19/02/2026

  • CREDILA FINANCIAL SERVICES PVT LTD**

  • AXIS BANK LTD.(^)**

  • 9.15% PIRAMAL FINANCE LTD(^)**

  • 7.87% LIC HOUSING FINANCE LTD.(^)**

  • 7.72% LIC HOUSING FINANCE LTD.**

  • 8.8% BHARTI TELECOM LTD.(^)**

  • PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)**

  • Citicorp Finance (India) Ltd.**

  • 6.4% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) **

  • AXIS BANK LTD.**

  • UNION BANK OF INDIA**

  • INDUSIND BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 182 DAYS TREASURY BILL 19/03/2026

  • CANARA BANK(^)**

  • INDUSIND BANK LTD.**

  • UCO BANK(^)**

  • 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)

  • PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)**

  • 7.97% MANKIND PHARMA LTD(^)

  • JUBILANT BEVCO LIMITED ( Axis Trustee Services Limitedstep up or down 25 bps for every rating chang) (^)**

  • 8.78% MUTHOOT FINANCE LTD.**

  • 8.45% CAN FIN HOMES LTD.**

  • 7.59% Central Government - 2026

  • 8.75% 360 ONE PRIME LTD.**

  • 7.05% EMBASSY OFFICE PARKS REIT**

  • 6.04% Gujarat State Govt - 2026 - Gujarat(^)

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • 364 DAYS TREASURY BILL 26/12/2025

  • CANARA BANK**

  • ICICI SECURITIES LIMITED**

  • MUTHOOT FINANCE LTD.**

  • IDFC FIRST BANK LIMITED**

  • IDFC FIRST BANK LIMITED**

  • UNION BANK OF INDIA**

  • INDUSIND BANK LTD.**

  • 182 DAYS TREASURY BILL 27/02/2026

  • ADITYA BIRLA CAPITAL LTD(^)**

  • BANK OF BARODA**

  • CANARA BANK**

  • INDUSIND BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • CANARA BANK**

  • BANK OF BARODA(^)**

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • 364 DAYS TREASURY BILL 04/06/2026

  • PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)**

  • 7.4% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 8.65% BHARTI TELECOM LTD.(^)

  • 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • 8.4% Nirma Ltd.**

  • UNION BANK OF INDIA**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • IDBI BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • Bahadur Chand Investments Private Limited**

  • 9.31% VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)

  • 8% BAJAJ HOUSING FINANCE LTD.**

  • 8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD**

  • 7.75% Hindustan Zinc Ltd. ( ) (^)**

  • 7.83% BAJAJ HOUSING FINANCE LTD.**

  • 7.12% TATA CAPITAL HOUSING FINANCE LTD.(^)**

  • 6.65% LIC HOUSING FINANCE LTD.(^)**

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • BANK OF BARODA**

  • HDFC BANK LTD.**

  • MUTHOOT FINANCE LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • INDIAN BANK**

  • 7.57% Gujarat State Govt - 2026 - Gujarat

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • SBI ALTERNATIVE INVESTMENT FUND

  • 8.4% GODREJ PROPERTIES LIMITED**

  • 6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • SUNDARAM HOME FINANCE LTD**

  • INDIAN BANK**

  • Export-Import Bank of India**

  • 7.84% TATA CAPITAL HOUSING FINANCE LTD.**

  • GS CG 17/12/2026 - (STRIPS)

  • CANARA BANK**

  • 8.43% L & T Finance Ltd.**

  • SANSAR TRUST(SANSAR TRUST)**

  • 7.97% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh

  • 8.14% Karnataka State Govt - 2025 - Karnataka

  • 364 DAYS TREASURY BILL 04/12/2025

  • PUNJAB NATIONAL BANK**

  • CANARA BANK**

  • 6.4% LIC HOUSING FINANCE LTD.**

  • 7.17% Rajasthan State Govt - 2026 - Rajasthan

  • Net Current Assets/(Liabilities)

View More

  • Miscellaneous

View More

Fund Manager

Most Recent Dividend

  • 14/10/2025

  • 15/09/2025

  • 13/08/2025

  • 15/07/2025

  • 13/06/2025

  • 14/05/2025

  • 16/04/2025

  • 13/03/2025

  • 13/02/2025

  • 14/01/2025

  • 13/12/2024

  • 13/11/2024

  • 15/10/2024

  • 13/09/2024

  • 13/08/2024

  • 15/07/2024

  • 13/06/2024

  • 14/05/2024

  • 15/04/2024

  • 13/03/2024

  • 13/02/2024

  • 15/01/2024

  • 13/12/2023

  • 15/11/2023

  • 13/10/2023

  • 13/09/2023

  • 17/08/2023

  • 13/07/2023

  • 13/06/2023

  • 15/05/2023

  • 13/04/2023

  • 14/03/2023

  • 14/02/2023

  • 13/01/2023

  • 13/12/2022

  • 15/11/2022

  • 13/10/2022

  • 13/09/2022

  • 17/08/2022

  • 13/07/2022

  • 14/06/2022

  • 13/05/2022

  • 13/04/2022

  • 15/03/2022

  • 15/02/2022

  • 13/01/2022

  • 14/12/2021

  • 15/11/2021

  • 13/10/2021

  • 14/09/2021

  • 13/08/2021

  • 13/07/2021

  • 15/06/2021

  • 14/05/2021

  • 15/04/2021

  • 15/03/2021

  • 15/02/2021

  • 15/06/2020

  • 13/05/2020

  • 15/04/2020

  • 13/03/2020

  • 13/02/2020

  • 14/01/2020

  • 13/12/2019

  • 14/11/2019

  • 15/10/2019

  • 13/09/2019

  • 14/08/2019

  • 15/07/2019

  • 13/06/2019

  • 14/05/2019

  • 15/04/2019

  • 13/03/2019

  • 13/02/2019

  • 15/01/2019

  • 13/12/2018

  • 13/11/2018

  • 14/09/2018

  • 14/08/2018

  • 13/07/2018

  • 13/06/2018

  • 15/05/2018

  • 13/04/2018

  • 13/03/2018

  • 14/02/2018

  • 15/01/2018

  • 13/12/2017

  • 14/11/2017

  • 13/10/2017

  • 16/08/2017

  • 13/07/2017

  • 13/06/2017

  • 15/05/2017

  • 13/04/2017

  • 15/03/2017

  • 14/02/2017

  • 13/01/2017

  • 14/12/2016

  • 16/11/2016

  • 14/10/2016

  • 14/09/2016

  • 16/08/2016

  • 13/07/2016

  • 14/06/2016

  • 13/05/2016

  • 13/04/2016

  • 15/03/2016

  • 15/02/2016

  • 13/01/2016

  • 15/12/2015

  • 16/11/2015

  • 13/10/2015

  • 15/09/2015

  • 13/08/2015

  • 14/07/2015

  • 15/06/2015

  • 13/05/2015

  • 15/04/2015

  • 13/03/2015

  • 13/02/2015

  • 13/01/2015

  • 15/12/2014

  • 13/11/2014

  • 14/10/2014

  • 15/09/2014

  • 13/08/2014

  • 15/07/2014

  • 13/06/2014

  • 13/05/2014

  • 16/04/2014

  • 13/03/2014

  • 13/02/2014

  • 15/01/2014

  • 13/12/2013

  • 13/11/2013

  • 15/10/2013

  • 13/09/2013

  • 15/07/2013

  • 13/06/2013

  • 14/05/2013

  • 15/04/2013

  • 13/03/2013

  • 13/02/2013

  • 15/01/2013

  • 13/12/2012

  • 15/11/2012

  • 15/10/2012

  • 13/09/2012

  • 14/08/2012

  • 13/07/2012

  • 13/06/2012

  • 15/05/2012

  • 13/04/2012

  • 13/03/2012

  • 14/02/2012

  • 13/01/2012

  • 13/12/2011

  • 15/11/2011

  • 13/10/2011

  • 13/09/2011

  • 16/08/2011

  • 13/07/2011

  • 14/06/2011

  • 13/05/2011

  • 15/04/2011

  • 15/03/2011

  • 15/02/2011

  • 13/01/2011

  • 14/12/2010

  • 15/11/2010

  • 13/10/2010

  • 14/09/2010

  • 13/08/2010

  • 13/07/2010

  • 15/06/2010

  • 13/05/2010

  • 13/04/2010

  • 15/03/2010

  • 16/02/2010

  • 13/01/2010

  • 15/12/2009

  • 13/11/2009

  • 14/10/2009

  • 15/09/2009

  • 13/08/2009

  • 14/07/2009

  • 15/06/2009

  • 13/05/2009

  • 15/04/2009

  • 13/03/2009

  • 13/02/2009

  • 13/01/2009

  • 15/12/2008

  • 14/11/2008

  • 14/10/2008

  • 15/09/2008

  • 13/08/2008

  • 15/07/2008

  • 13/06/2008

  • 13/05/2008

  • 16/04/2008

  • 13/03/2008

  • 13/02/2008

  • 15/01/2008

  • 13/12/2007

  • 13/11/2007

  • 15/10/2007

  • 13/09/2007

  • 14/08/2007

  • 13/07/2007

  • 13/06/2007

  • 15/05/2007

  • 13/04/2007

  • 13/03/2007

  • 13/02/2007

  • 15/01/2007

  • 13/12/2006

  • 14/11/2006

  • 13/10/2006

  • 13/09/2006

  • 16/08/2006

  • 13/07/2006

  • 13/06/2006

  • 15/05/2006

  • 13/04/2006

  • 14/03/2006

  • 14/02/2006

  • 13/01/2006

  • 13/12/2005

  • 16/11/2005

  • 14/10/2005

  • 13/09/2005

  • 16/08/2005

  • 13/07/2005

  • 14/06/2005

  • 13/05/2005

  • 13/04/2005

  • 15/03/2005

  • 15/02/2005

  • 13/01/2005

  • 14/12/2004

  • 17/11/2004

  • 14/10/2004

  • 14/09/2004

  • CARE A1+

  • CARE AA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • FITCH A1+

  • FITCH AA+

  • FITCH AAA

  • FITCH AAA(IND)

  • FITCH AAA(SO)

  • ICRA A1+

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • ICRA AAA(SO)

  • Sov

  • Unrated

View More

About Kotak Savings Fund

Scheme Analysis

Kotak Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 13-Aug-2004 and currently has an AUM of ₹15,340.44 crore. Kotak Savings Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Kotak Savings Fund ended up ₹0(0.02%)yesterday to ₹10.7497.

Among its top 3 holdings the fund has exposure to 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**, and

The Kotak Savings Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455