Kotak Savings Fund - IDCW - Direct Plan

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  • 0.01 %Nav, as on 09-07-2025

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  • Net Change on 09-07-2025

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  • Assets (Cr.)

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Fund Overview IDCW | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to generate returns through investments in debt and MMI with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct 6.12 7.92 7.96 7.34 5.95 7.08
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Ultra Short Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct Jan 01, 2013 Unrated 7.96 7.34 5.95 0.37 15,526.59
UTI Ultra Short Duration Fund - Direct Plan - Annual IDCW Jul 04, 2016 8.01 7.40 6.64 0.35 4,551.44
UTI Ultra Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment) Jan 01, 2013 8.01 7.40 6.64 0.35 4,551.44
UTI Ultra Short Duration Fund - Direct Plan - Flexi IDCW Mar 11, 2013 8.01 7.40 6.67 0.35 4,551.44
UTI Ultra Short Duration Fund - Direct Plan - Fortnightly IDCW Sep 15, 2014 8.01 7.40 6.64 0.35 4,551.44
UTI Ultra Short Duration Fund - Direct Plan - Half-Yearly IDCW Apr 10, 2019 8.01 7.40 6.64 0.35 4,551.44

Fund Holdings as on 30-June-2025

  • 8.2% Central Government - 2025(^)

  • 7.92% BAJAJ HOUSING FINANCE LTD.(^)**

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • INDIAN BANK(^)**

  • CANARA BANK(^)**

  • 7.6% REC LTD(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)

  • BHARTI TELECOM LTD.(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • 7.99% MANKIND PHARMA LTD(^)**

  • PUNJAB NATIONAL BANK(^)**

  • TORRENT ELECTRICALS LIMITED

  • 182 DAYS TREASURY BILL 18/09/2025

  • INDUSIND BANK LTD.**

  • UNION BANK OF INDIA

  • 364 DAYS TREASURY BILL 19/03/2026(^)

  • 364 DAYS TREASURY BILL 21/05/2026

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • HDFC BANK LTD.

  • 8.9% BHARTI TELECOM LTD.(^)**

  • 8.49% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • 9.4% VEDANTA LTD.(^)**

  • 7.65% POONAWALLA FINCORP LIMITED(^)**

  • PUNJAB NATIONAL BANK**

  • Panatone Finvest Ltd.(^)**

  • AXIS BANK LTD.(^)**

  • CREDILA FINANCIAL SERVICES PVT LTD**

  • PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)**

  • 9.15% PIRAMAL FINANCE LTD(^)**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.87% LIC HOUSING FINANCE LTD.(^)**

  • 7.72% LIC HOUSING FINANCE LTD.**

  • 8.8% BHARTI TELECOM LTD.(^)**

  • Citicorp Finance (India) Ltd.**

  • AXIS BANK LTD.(^)**

  • UNION BANK OF INDIA(^)**

  • INDUSIND BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • CANARA BANK(^)**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)

  • UCO BANK**

  • 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**

  • 7.4% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • INDIAN BANK

  • PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1)**

  • 364 DAYS TREASURY BILL 04/12/2025

  • JUBILANT BEVCO LIMITED ( Axis Trustee Services Limitedstep up or down 25 bps for every rating chang) (^)**

  • 8.45% CAN FIN HOMES LTD.**

  • 6.04% Gujarat State Govt - 2026 - Gujarat(^)

  • INDUSIND BANK LTD.**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • SUNDARAM HOME FINANCE LTD**

  • 364 DAYS TREASURY BILL 26/12/2025

  • AXIS BANK LTD.

  • HDFC BANK LTD.(^)

  • CANARA BANK**

  • ICICI SECURITIES LIMITED**

  • IDFC FIRST BANK LIMITED**

  • UNION BANK OF INDIA(^)**

  • IDFC FIRST BANK LIMITED**

  • MUTHOOT FINANCE LTD.**

  • INDUSIND BANK LTD.**

  • ADITYA BIRLA CAPITAL LTD(^)**

  • CANARA BANK**

  • INDUSIND BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • CANARA BANK**

  • BANK OF BARODA(^)**

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • 364 DAYS TREASURY BILL 04/06/2026

  • 8.65% BHARTI TELECOM LTD.(^)**

  • 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • UNION BANK OF INDIA**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • IDBI BANK LTD.**

  • Bahadur Chand Investments Private Limited**

  • 9.31% VEDANTA LTD. ( Axis Trustee Services Ltd.) (^)**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • 8% BAJAJ HOUSING FINANCE LTD.**

  • 7.75% Hindustan Zinc Ltd. (^)**

  • 7.83% BAJAJ HOUSING FINANCE LTD.(^)**

  • 7.12% TATA CAPITAL HOUSING FINANCE LTD.(^)**

  • 7.7% HDB FINANCIAL SERVICES LTD.**

  • 6.65% LIC HOUSING FINANCE LTD.(^)**

  • LIC HOUSING FINANCE LTD.**

  • CANARA BANK**

  • CANARA BANK

  • MUTHOOT FINANCE LTD.**

  • 7.57% Gujarat State Govt - 2026 - Gujarat

  • SBI ALTERNATIVE INVESTMENT FUND

  • TATA CAPITAL LTD.**

  • Net Current Assets/(Liabilities)

  • 6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • GS CG 12/09/2025 - (STRIPS)

  • BHARTI TELECOM LTD.**

  • 7.84% TATA CAPITAL HOUSING FINANCE LTD.**

  • GS CG 17/12/2026 - (STRIPS)

  • CANARA BANK**

  • SANSAR TRUST(SANSAR TRUST)**

  • 7.97% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh

  • 8.29% Gujarat State Govt - 2025 - Gujarat

  • CANARA BANK**

  • 6.4% LIC HOUSING FINANCE LTD.**

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  • Miscellaneous

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Fund Manager

Most Recent Dividend

  • 13/12/2022

  • 13/09/2022

  • 17/08/2022

  • 13/07/2022

  • 14/06/2022

  • 13/05/2022

  • 13/04/2022

  • 15/03/2022

  • 15/02/2022

  • 13/01/2022

  • 14/12/2021

  • 15/11/2021

  • 13/10/2021

  • 13/03/2018

  • 15/09/2015

  • 13/08/2015

  • 14/07/2015

  • 15/06/2015

  • 13/05/2015

  • 13/03/2015

  • 13/02/2015

  • 13/01/2015

  • 15/12/2014

  • 13/06/2014

  • 13/05/2014

  • 16/04/2014

  • 13/03/2014

  • 13/02/2014

  • 15/01/2014

  • 13/12/2013

  • 13/11/2013

  • 15/10/2013

  • 13/09/2013

  • 15/07/2013

  • 13/06/2013

  • 14/05/2013

  • 15/04/2013

  • 13/03/2013

  • 13/02/2013

  • 15/01/2013

  • CARE A1+

  • CARE CARE AA

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • FITCH A1+

  • FITCH AA+

  • FITCH AAA(IND)

  • FITCH AAA(SO)

  • ICRA A1+

  • ICRA AA

  • ICRA AAA

  • ICRA AAA(SO)

  • SOV

  • Unrated

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About Kotak Savings Fund

Scheme Analysis

Kotak Savings Fund is a Debt - Ultra Short Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹15,526.59 crore. Kotak Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and NIFTY Ultra Short Duration Debt Index as secondary index.

The NAV of Kotak Savings Fund ended up ₹0(0.01%)yesterday to ₹19.4286.

Among its top 3 holdings the fund has exposure to 8.2% Central Government - 2025(^), and

The Kotak Savings Fund is managed by Deepak Agrawal and Manu Sharma.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455