DSP Regular Savings Fund - IDCW - Regular Plan

Item: DSP Regular Savings Fund - IDCW - Regular Plan
Rating: 5
Author: PersonalFN

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₹11.2109 0.04 %Nav, as on 10-02-2026
Previous Nav
₹ 11.2063
Net Change on 10-02-2026
₹0
PersonalFN Rating
Category
Hybrid - Conservative Hybrid Fund
Assets (Cr.)
₹ 182.70
Expense Ratio
1.17%
(As on Dec 31, 2025)

Fund Overview IDCW | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
11-Jun-2004
Benchmark
CRISIL 10 Year Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
56.00
52 Week Low Nav Date
04-Mar-2025
52 Week High Nav (₹)
60.80
52 Week High Nav Date
07-Jan-2026

Fund Objective

The objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities.It will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates.The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly	-2.06	2.65	6.69	9.77	8.00	7.39
CRISIL 10 Year Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Hybrid 85+15 - Conservative Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Absolute, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly	Jun 11, 2004	6.69	9.77	8.00	1.17	182.70
SBI Conservative Hybrid Fund - Regular Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 23, 2001	7.40	9.94	9.28	1.54	9,760.91
SBI Conservative Hybrid Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 23, 2001	7.40	9.94	9.28	1.54	9,760.91
SBI Conservative Hybrid Fund - Regular Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)	Mar 23, 2001	7.40	9.94	9.28	1.54	9,760.91
ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW	Jul 19, 2010	7.62	10.26	8.84	1.72	3,333.86
ICICI Prudential Regular Savings Fund - Plan - Monthly IDCW	Mar 30, 2004	7.62	10.25	8.83	1.72	3,333.86

Fund Holdings as on 31-January-2026

Company % Assets
8.51% GOI FRB 2033
11.57
7.32% GOI 2030
11.52
TREPS / Reverse Repo Investments
8.45
7.03% Maharashtra SDL 2038
7.98
7.06% GOI 2028
5.73
6.33% GOI 2035
5.42
Small Industries Development Bank of India
5.11
Muthoot Finance Limited**
4.15
7.37% GOI 2028
2.89
7.10% GOI 2029
2.87
7.10% GOI 2034
2.86
4.59% GOI 2031
2.83
7.02% GOI 2031
2.82
5.74% GOI 2026
2.78
Canara HSBC Life Insurance Company Limited
2.09
HDFC Bank Limited
2.06
5.63% GOI 2026
1.64
ICICI Bank Limited
1.64
Axis Bank Limited
1.03
Infosys Limited
1.02
ITC Limited
0.93
NTPC Limited
0.83
Roadstar Infra Investment Trust
0.82
Mahindra & Mahindra Limited
0.72
Net Receivables/Payables
0.70
Kotak Mahindra Bank Limited
0.65
Samvardhana Motherson International Limited
0.59
Petronet LNG Limited
0.59
State Bank of India
0.58
SBI Life Insurance Company Limited
0.54
IPCA Laboratories Limited
0.51
Cipla Limited
0.50
ICICI Lombard General Insurance Company Limited
0.48
Cohance Lifesciences Limited
0.42
Syngene International Limited
0.41
Indigo Paints Limited
0.38
Indus Towers Limited
0.37
GAIL (India) Limited
0.33
SBI Funds Management Pvt Ltd/Fund Parent
0.32
Emcure Pharmaceuticals Limited
0.32
Cyient Limited
0.31
Jubilant Ingrevia Limited
0.30
Cash Margin
0.27
Bajaj Finance Limited
0.24
La Opala RG Limited
0.23
HCL Technologies Limited
0.22
Power Finance Corporation Limited
0.21
Alembic Pharmaceuticals Limited
0.21
Teamlease Services Limited
0.21
Oil & Natural Gas Corporation Limited
0.19
7.83% Gujarat SDL 2026
0.17

Sector Holding%
Miscellaneous
61.09
Bank - Private
5.37
Insurance
3.11
Pharmaceuticals & Drugs
1.95
IT - Software
1.55
Cigarettes/Tobacco
0.93
Power Generation/Distribution
0.83
Automobiles - Passenger Cars
0.72
Auto Ancillary
0.59
Industrial Gases & Fuels
0.59
Bank - Public
0.58
Business Support
0.41
Paints
0.38
Telecommunication - Service Provider
0.37
Gas Transmission/Marketing
0.33
Chemicals
0.30
Finance - NBFC
0.24
Glass
0.23
Finance Term Lending
0.21
Professional Services
0.21
Oil Exploration
0.19

Fund Manager

Abhishek Singh

Shantanu Godambe

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/01/2026
0.75
29/12/2025
0.76
01/12/2025
0.76
29/10/2025
0.76
29/09/2025
0.76
29/08/2025
0.76
29/07/2025
0.77
30/06/2025
0.77
29/05/2025
0.78
29/04/2025
0.77
31/03/2025
0.77
03/03/2025
0.75
29/01/2025
0.76
30/12/2024
0.77
29/11/2024
0.77
29/10/2024
0.77
30/09/2024
0.79
29/08/2024
0.78
29/07/2024
0.78
01/07/2024
0.77
29/05/2024
0.76
29/04/2024
0.75
02/04/2024
0.75
29/02/2024
0.75
29/01/2024
0.75
29/12/2023
0.75
29/11/2023
0.74
30/10/2023
0.73
29/09/2023
0.73
29/08/2023
0.73
31/07/2023
0.74
30/06/2023
0.73
29/05/2023
0.72
02/05/2023
0.72
29/03/2023
0.71
01/03/2023
0.71
30/01/2023
0.72
29/12/2022
0.72
29/11/2022
0.73
31/10/2022
0.73
29/09/2022
0.72
29/08/2022
0.73
29/07/2022
0.73
29/06/2022
0.72
30/05/2022
0.73
29/04/2022
0.75
29/03/2022
0.75
02/03/2022
0.75
31/01/2022
0.76
29/12/2021
0.76
29/11/2021
0.76
29/10/2021
0.77
29/09/2021
0.78
30/08/2021
0.78
29/07/2021
0.78
29/06/2021
0.78
31/05/2021
0.77
29/04/2021
0.77
30/03/2021
0.76
01/03/2021
0.76
29/01/2021
0.76
29/12/2020
0.76
29/05/2020
0.68
29/04/2020
0.64
02/03/2020
0.71
29/01/2020
0.72
30/12/2019
0.72
29/11/2019
0.72
29/10/2019
0.72
30/09/2019
0.72
29/08/2019
0.71
29/07/2019
0.71
01/07/2019
0.73
29/05/2019
0.73
29/03/2019
0.73
01/03/2019
0.71
29/01/2019
0.71
31/12/2018
0.73
29/11/2018
0.74
29/10/2018
0.73
01/10/2018
0.75
29/08/2018
0.80
30/07/2018
0.79
29/06/2018
0.78
29/05/2018
0.80
02/05/2018
0.81
03/04/2018
0.81
01/03/2018
0.81
29/01/2018
0.83
29/12/2017
0.83
29/11/2017
0.83
30/10/2017
0.83
29/09/2017
0.83
29/08/2017
0.83
31/07/2017
0.84
02/05/2017
0.83
29/03/2017
0.82
01/03/2017
0.82
30/01/2017
0.83
29/12/2016
0.81
29/11/2016
0.83
01/11/2016
0.84
29/09/2016
0.84
29/08/2016
0.82
29/07/2016
0.82
29/06/2016
0.78
30/05/2016
0.78
29/04/2016
0.78
29/03/2016
0.77
29/02/2016
0.75
29/01/2016
0.83
29/12/2015
0.83
30/11/2015
0.83
29/10/2015
0.83
29/09/2015
0.83
31/08/2015
0.83
29/07/2015
0.83
29/06/2015
0.83
29/05/2015
0.83
29/04/2015
0.83
30/03/2015
0.77
02/03/2015
0.83
29/01/2015
0.77
29/12/2014
0.83
01/12/2014
0.83
29/10/2014
0.83
29/09/2014
0.77
01/09/2014
0.77
30/07/2014
0.77
30/06/2014
0.77
29/05/2014
0.77
29/04/2014
0.77
02/04/2014
0.77
03/03/2014
0.77
29/01/2014
0.77
30/12/2013
0.77
29/11/2013
0.77
29/10/2013
0.77
30/09/2013
0.77
29/08/2013
0.77
29/07/2013
0.77
02/07/2013
0.77
29/05/2013
0.68
29/04/2013
0.68
02/04/2013
0.68
01/03/2013
0.68
29/01/2013
0.68
31/12/2012
0.68
29/11/2012
0.68
29/10/2012
0.68
01/10/2012
0.68
29/08/2012
0.68
30/07/2012
0.68
29/06/2012
0.68
29/05/2012
0.68
30/04/2012
0.68
29/03/2012
0.68
29/02/2012
0.68
30/01/2012
0.68
29/12/2011
0.68
29/11/2011
0.68
31/10/2011
0.68
29/09/2011
0.68
29/08/2011
0.68
29/07/2011
0.68
29/06/2011
0.68
30/05/2011
0.68
29/04/2011
0.68
29/12/2010
0.57
29/11/2010
0.53
29/10/2010
1.20
29/09/2010
2.10
29/06/2010
0.72
31/05/2010
0.30
29/04/2010
0.20
29/03/2010
0.40
29/12/2009
1.30
27/11/2009
1.80
28/10/2009
0.80
29/09/2009
1.30
31/08/2009
0.97
29/07/2009
2.25
29/05/2009
5.69
29/04/2009
0.68
01/09/2008
0.75
29/10/2007
1.40
01/10/2007
23.97
30/07/2007
9.99
28/06/2007
6.99
29/05/2007
8.99
30/04/2007
19.98
29/03/2007
2.00
01/03/2007
3.00
29/01/2007
12.00
29/12/2006
10.00
29/11/2006
15.00
30/10/2006
7.00
29/09/2006
20.00
29/08/2006
25.00
31/07/2006
5.00
02/05/2006
15.00
29/03/2006
20.00
01/03/2006
9.00
30/01/2006
10.00
29/12/2005
15.00
29/11/2005
10.00
29/09/2005
14.00
29/08/2005
8.00
29/07/2005
1.30
29/06/2005
7.50
30/05/2005
5.00
29/04/2005
3.50
29/03/2005
5.00
01/03/2005
5.00
31/01/2005
1.01
29/12/2004
10.00
29/11/2004
8.00
29/10/2004
10.00
29/09/2004
8.25
30/08/2004
6.00
29/07/2004
0.58

Holding Type Holding %
Cash
9.42
CRISIL A1+
5.11
CRISIL AA+
4.15
Equity
19.11
REITs & InvITs
0.82
Sov
61.08
Unrated
0.32

About DSP Regular Savings Fund

Scheme Analysis

DSP Regular Savings Fund is a Hybrid - Conservative Hybrid Fund fund and belongs to DSP Mutual Fund. It was launched on 11-Jun-2004 and currently has an AUM of ₹182.70 crore. DSP Regular Savings Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and CRISIL Hybrid 85+15 - Conservative Index as secondary index.

The NAV of DSP Regular Savings Fund ended up ₹0(0.04%)yesterday to ₹11.2109.

Among its top 3 holdings the fund has exposure to 8.51% GOI FRB 2033, and

The DSP Regular Savings Fund is managed by Abhishek Singh and Shantanu Godambe.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Regular Savings Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

Most Recent Dividend

About DSP Regular Savings Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Regular Savings Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-January-2026

Fund Manager

Most Recent Dividend

About DSP Regular Savings Fund

Scheme Analysis

Fund House Contact