DSP Savings Fund - Growth - Direct Plan

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  • Net Change on 11-07-2025

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

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Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
DSP Savings Fund - Direct Plan - Growth 7.00 7.70 7.85 7.39 5.84 7.05
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
CRISIL Money Market Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
DSP Savings Fund - Direct Plan - Growth Jan 01, 2013 7.85 7.39 5.84 0.16 4,623.02
SBI SAVINGS FUND - DIRECT PLAN - GROWTH Jan 01, 2013 8.20 7.56 6.13 0.25 32,655.44
Tata Money Market Fund- Direct Plan- Growth Dec 31, 2012 8.38 7.76 6.32 0.15 32,550.91
HDFC Money Market Fund - Direct Plan - Growth Option Dec 31, 2012 8.25 7.60 6.15 0.23 31,769.06
Kotak Money Market Fund - (Growth) - Direct Dec 31, 2012 8.21 7.56 6.10 0.24 31,039.21
ICICI Prudential Money Market Fund Option - Direct Plan - Growth Dec 31, 2012 8.25 7.59 6.11 0.21 29,264.38

Fund Holdings as on 30-June-2025

  • 7.59% GOI 2026

  • TREPS / Reverse Repo Investments

  • Small Industries Development Bank of India**

  • IDFC First Bank Limited**

  • HDFC Bank Limited**

  • Bharti Telecom Limited**

  • National Bank for Agriculture and Rural Development**

  • Export-Import Bank of India**

  • IndusInd Bank Limited**

  • Union Bank of India**

  • Tata Capital Housing Finance Limited**

  • The Federal Bank Limited**

  • 364 DAYS T-BILL 2025

  • Union Bank of India

  • National Bank for Agriculture and Rural Development

  • HDFC Bank Limited**

  • 364 DAYS T-BILL 2026

  • Muthoot Finance Limited**

  • Axis Securities Limited**

  • Standard Chartered Capital Limited**

  • Axis Bank Limited**

  • Cholamandalam Investment and Finance Company Limited**

  • Kotak Mahindra Bank Limited**

  • Union Bank of India

  • IndusInd Bank Limited**

  • Export-Import Bank of India**

  • Axis Bank Limited**

  • IDFC First Bank Limited**

  • IDFC First Bank Limited**

  • Hero Fincorp Limited**

  • Canara Bank**

  • Standard Chartered Capital Limited**

  • Piramal Capital & Housing Finance Limited**

  • Axis Bank Limited

  • Canara Bank

  • 364 DAYS T-BILL 2026

  • Bank of Baroda**

  • Union Bank of India**

  • Canara Bank**

  • HDFC Bank Limited**

  • Muthoot Finance Limited**

  • ICICI Securities Limited**

  • Export-Import Bank of India**

  • HDFC Bank Limited

  • Kotak Mahindra Investments Limited**

  • Indian Bank**

  • Axis Bank Limited**

  • ICICI Securities Limited**

  • Union Bank of India**

  • 364 DAYS T-BILL 2026

  • HDFC Bank Limited**

  • Small Industries Development Bank of India**

  • Small Industries Development Bank of India**

  • The Federal Bank Limited**

  • HDFC Bank Limited

  • Punjab National Bank**

  • Kotak Mahindra Bank Limited**

  • Bank of Baroda

  • The Federal Bank Limited**

  • Indian Bank**

  • Punjab National Bank**

  • Union Bank of India**

  • National Bank for Agriculture and Rural Development**

  • Axis Bank Limited**

  • Small Industries Development Bank of India

  • 364 DAYS T-BILL 2026

  • Small Industries Development Bank of India**

  • Hero Housing Finance Limited**

  • Hero Housing Finance Limited**

  • HDFC Bank Limited

  • Kotak Mahindra Bank Limited**

  • SBI Funds Management Pvt Ltd/Fund Parent

  • 364 DAYS T-BILL 2025

  • Net Receivables/Payables

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  • Cash

  • CRISIL A1+

  • ICRA A1+

  • IND A1+

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  • Unrated

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About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹4,623.02 crore. DSP Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended up ₹0.01(0.01%)yesterday to ₹54.4781.

Among its top 3 holdings the fund has exposure to 7.59% GOI 2026, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

+91 (22) 66578000
service@dspim.com
+91 (22) 66578181