DSP Savings Fund - IDCW - Direct Plan

Item: DSP Savings Fund - IDCW - Direct Plan
Rating: 2
Author: PersonalFN

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₹11.0107 0.01 %Nav, as on 13-08-2025
Previous Nav
₹ 11.0094
Net Change on 13-08-2025
₹0
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 5,403.18
Expense Ratio
0.16%
(As on Jun 30, 2025)

Fund Overview IDCW | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
22.43
52 Week Low Nav Date
12-Aug-2024
52 Week High Nav (₹)
24.16
52 Week High Nav Date
12-Aug-2025

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Savings Fund - Direct Plan - IDCW - Monthly	5.58	7.36	7.72	7.41	5.88	5.98
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Savings Fund - Direct Plan - IDCW - Monthly	Jan 01, 2013	7.72	7.41	5.88	0.16	5,403.18
TATA Money Market Fund Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option	Dec 31, 2012	8.21	7.80	6.36	0.15	41,234.54
ICICI Prudential Money Market Fund Option - Direct Plan - Daily IDCW	Dec 31, 2012	8.11	7.67	6.18	0.21	36,942.29
ICICI Prudential Money Market Fund Option - Direct Plan - IDCW Others	Jan 20, 2014	8.11	7.62	6.15	0.21	36,942.29
ICICI Prudential Money Market Fund Option - Direct Plan - Weekly IDCW	Jan 02, 2013	8.11	7.62	6.15	0.21	36,942.29
HDFC Money Market Fund - Daily IDCW Option - Direct Plan	Dec 31, 2012	8.09	7.61	6.17	0.23	36,814.36

Fund Holdings as on 31-July-2025

Company % Assets
7.59% GOI 2026
6.56
Small Industries Development Bank of India**
4.41
Axis Bank Limited**
3.97
Indian Bank
3.53
Small Industries Development Bank of India
3.09
Bharti Telecom Limited**
2.74
HDFC Bank Limited
2.69
National Bank for Agriculture and Rural Development**
2.68
HDFC Bank Limited**
2.64
IDFC First Bank Limited**
2.64
Export-Import Bank of India**
2.64
Union Bank of India**
2.19
5.63% GOI 2026
1.88
Tata Capital Housing Finance Limited**
1.83
The Federal Bank Limited**
1.82
364 DAYS T-BILL 2025
1.81
Punjab National Bank**
1.81
Bank of Baroda**
1.81
Canara Bank**
1.81
Axis Bank Limited
1.81
Canara Bank**
1.80
National Bank for Agriculture and Rural Development**
1.79
Muthoot Finance Limited**
1.79
364 DAYS T-BILL 2026
1.79
Axis Securities Limited**
1.79
Bank of Baroda**
1.78
Standard Chartered Capital Limited**
1.75
Motilal Oswal Finvest Limited**
1.74
Kotak Mahindra Bank Limited**
1.36
Union Bank of India**
1.36
Union Bank of India**
1.36
HDFC Bank Limited
1.34
HDFC Bank Limited**
1.33
Kotak Mahindra Bank Limited**
1.16
IDFC First Bank Limited**
0.91
IDFC First Bank Limited**
0.91
Hero Fincorp Limited**
0.91
Canara Bank**
0.91
HDFC Bank Limited**
0.91
Piramal Capital & Housing Finance Limited**
0.91
Canara Bank**
0.90
364 DAYS T-BILL 2026
0.90
Bank of Baroda**
0.90
Union Bank of India**
0.90
Small Industries Development Bank of India**
0.90
National Bank for Agriculture and Rural Development**
0.90
Muthoot Finance Limited**
0.89
ICICI Securities Limited**
0.89
Export-Import Bank of India**
0.89
Kotak Mahindra Investments Limited**
0.89
Indian Bank**
0.88
ICICI Securities Limited**
0.88
Axis Bank Limited**
0.88
Kotak Mahindra Prime Limited**
0.88
Axis Bank Limited**
0.88
364 DAYS T-BILL 2026
0.63
5.15% GOI 2025
0.47
Small Industries Development Bank of India**
0.46
Export-Import Bank of India**
0.45
Union Bank of India**
0.45
Union Bank of India**
0.45
Punjab National Bank**
0.45
Small Industries Development Bank of India
0.45
Standard Chartered Capital Limited**
0.45
Kotak Mahindra Bank Limited**
0.45
The Federal Bank Limited**
0.45
Canara Bank**
0.45
Indian Bank**
0.45
Punjab National Bank**
0.45
Union Bank of India**
0.45
National Bank for Agriculture and Rural Development**
0.45
NTPC Limited**
0.45
National Bank for Agriculture and Rural Development
0.45
Punjab National Bank**
0.45
Small Industries Development Bank of India**
0.45
364 DAYS T-BILL 2026
0.44
Hero Housing Finance Limited**
0.44
Hero Housing Finance Limited**
0.44
Motilal Oswal Financial Services Limited**
0.43
SBI Funds Management Pvt Ltd/Fund Parent
0.25
364 DAYS T-BILL 2025
0.09
Net Receivables/Payables
-0.49
TREPS / Reverse Repo Investments
-6.15

Sector Holding%
Miscellaneous
71.25

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/07/2025
0.59
30/06/2025
0.66
29/05/2025
0.66
29/04/2025
0.68
31/03/2025
0.77
03/03/2025
0.66
29/01/2025
0.62
30/12/2024
0.54
29/11/2024
0.63
29/10/2024
0.59
30/09/2024
0.63
29/08/2024
0.61
29/07/2024
0.58
01/07/2024
0.66
29/05/2024
0.61
29/04/2024
0.51
02/04/2024
0.75
29/02/2024
0.66
29/01/2024
0.58
29/12/2023
0.61
29/11/2023
0.61
30/10/2023
0.56
29/09/2023
0.59
29/08/2023
0.50
31/07/2023
0.61
30/06/2023
0.61
29/05/2023
0.59
02/05/2023
0.87
29/03/2023
0.62
01/03/2023
0.55
30/01/2023
0.56
29/12/2022
0.60
29/11/2022
0.60
31/10/2022
0.49
29/09/2022
0.27
29/08/2022
0.48
29/07/2022
0.47
29/06/2022
0.01
29/04/2022
0.28
29/03/2022
0.35
02/03/2022
0.29
31/01/2022
0.31
29/12/2021
0.30
29/11/2021
0.38
29/10/2021
0.22
29/09/2021
0.26
30/08/2021
0.37
29/07/2021
0.43
29/06/2021
0.28
31/05/2021
0.29
29/04/2021
0.49
30/03/2021
0.35
01/03/2021
0.26
29/01/2021
0.23
29/12/2020
0.22
01/12/2020
0.34
29/10/2020
0.39
29/09/2020
0.26
31/08/2020
0.32
29/07/2020
0.55
29/06/2020
0.64
29/05/2020
1.55
29/04/2020
0.67
30/03/2020
0.17
02/03/2020
0.43
29/01/2020
0.42
30/12/2019
0.41
29/11/2019
0.57
29/10/2019
0.57
30/09/2019
0.50
29/08/2019
0.89
29/07/2019
0.83
01/07/2019
0.65
29/05/2019
0.93
29/03/2019
0.76
01/03/2019
0.63
29/01/2019
0.61
31/12/2018
0.74
29/11/2018
0.79
29/10/2018
0.57
01/10/2018
0.52
29/08/2018
0.61
30/07/2018
0.68
29/06/2018
0.87
29/05/2018
0.22
02/05/2018
0.06
03/04/2018
0.98
01/03/2018
0.44
29/01/2018
0.45
29/12/2017
0.48
29/11/2017
0.48
30/10/2017
0.48
29/09/2017
0.50
29/08/2017
0.47
31/07/2017
0.55
02/05/2017
0.45
29/03/2017
0.43
01/03/2017
0.50
30/01/2017
0.50
29/12/2016
0.42
29/11/2016
0.57
01/11/2016
0.56
29/09/2016
0.59
29/08/2016
0.51
29/07/2016
0.62
29/06/2016
0.60
30/05/2016
0.47
29/04/2016
0.76
29/03/2016
0.56
29/02/2016
0.52
29/01/2016
0.57
29/12/2015
0.40
30/11/2015
0.51
29/10/2015
0.52
29/09/2015
0.49
31/08/2015
0.62
29/07/2015
0.60
29/06/2015
0.58
29/05/2015
0.59
29/04/2015
0.64
30/03/2015
0.51
02/03/2015
0.47
29/01/2015
0.69
29/12/2014
0.49
01/12/2014
0.68
29/10/2014
0.70
29/09/2014
0.56
01/09/2014
0.63
30/07/2014
0.55
30/06/2014
0.60
29/05/2014
0.75
29/04/2014
0.53
02/04/2014
0.68
03/03/2014
0.53
29/01/2014
0.66
30/12/2013
0.65
29/11/2013
0.61
29/10/2013
0.87
30/09/2013
1.14
29/08/2013
0.83
29/07/2013
1.75
02/07/2013
0.53
29/05/2013
0.69
29/04/2013
0.63
02/04/2013
0.70
01/03/2013
0.52
29/01/2013
0.61

Holding Type Holding %
Cash
-6.64
CRISIL A1+
80.15
ICRA A1+
7.16
IND A1+
4.49
Sov
14.57
Unrated
0.25

About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹5,403.18 crore. DSP Savings Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended up ₹0(0.01%)yesterday to ₹11.0107.

Among its top 3 holdings the fund has exposure to 7.59% GOI 2026, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Savings Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

Most Recent Dividend

About DSP Savings Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Savings Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

Most Recent Dividend

About DSP Savings Fund

Scheme Analysis

Fund House Contact