DSP Low Duration Fund - Growth - Regular Plan

Item: DSP Low Duration Fund - Growth - Regular Plan
Rating: 4
Author: PersonalFN

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₹20.1895 0.02 %Nav, as on 07-10-2025
Previous Nav
₹ 20.1862
Net Change on 07-10-2025
₹0
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 5,304.46
Expense Ratio
0.62%
(As on Aug 31, 2025)

Fund Overview Growth | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
10-Mar-2015
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
18.78
52 Week Low Nav Date
07-Oct-2024
52 Week High Nav (₹)
20.17
52 Week High Nav Date
03-Oct-2025

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Low Duration Fund - Regular Plan - Growth	7.19	5.53	7.50	7.20	5.78	6.86
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Low Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Low Duration Fund - Regular Plan - Growth	Mar 10, 2015	7.50	7.20	5.78	0.62	5,304.46
ICICI Prudential Savings Fund - Growth	Sep 27, 2002	7.96	7.75	6.40	0.54	27,720.41
HDFC Low Duration Fund - Growth	Nov 18, 1999	7.51	7.24	5.97	1.04	24,466.14
SBI MAGNUM LOW DURATION FUND - REGULAR PLAN - GROWTH	Jul 26, 2007	7.41	7.10	5.64	0.93	16,763.52
Kotak Low Duration Fund- Regular Plan-Growth Option	Mar 06, 2008	7.45	7.05	5.69	1.18	14,043.91
Aditya Birla Sun Life Low Duration Fund - Growth Plan	May 14, 1998	7.27	6.96	5.73	1.24	13,096.92

Fund Holdings as on 30-September-2025

Company % Assets
REC Limited**
2.88
Small Industries Development Bank of India
2.86
Small Industries Development Bank of India
2.86
Bank of Baroda**
2.76
National Bank for Agriculture and Rural Development
2.49
Tata Capital Limited
2.42
LIC Housing Finance Limited**
2.36
Sundaram Finance Limited**
1.94
REC Limited**
1.93
Kotak Mahindra Prime Limited**
1.92
Tata Capital Housing Finance Limited**
1.91
National Bank for Agriculture and Rural Development
1.91
6.85% Uttar Pradesh SDL 2026
1.89
Power Finance Corporation Limited
1.89
4.59% GOI 2031
1.86
Axis Bank Limited
1.81
HDFC Bank Limited
1.78
Sikka Ports & Terminals Limited**
1.65
8.51% GOI FRB 2033
1.46
India Universal Trust**
1.45
7.59% GOI 2026
1.45
Union Bank of India
1.35
Axis Bank Limited**
1.34
LIC Housing Finance Limited**
1.22
TREPS / Reverse Repo Investments
1.22
Kotak Mahindra Prime Limited**
1.12
6.18% Gujarat SDL 2026
1.07
Kotak Mahindra Prime Limited**
1.03
LIC Housing Finance Limited**
1.02
Bajaj Finance Limited**
1.01
National Bank for Agriculture and Rural Development
1.01
Export-Import Bank of India**
1.01
REC Limited**
1.01
Tata Capital Housing Finance Limited**
1.00
National Bank for Agriculture and Rural Development
1.00
REC Limited**
0.99
India Universal Trust**
0.98
Power Finance Corporation Limited**
0.98
REC Limited**
0.98
Bajaj Housing Finance Limited**
0.98
Bajaj Finance Limited**
0.98
REC Limited**
0.97
Power Finance Corporation Limited
0.97
ICICI Home Finance Company Limited**
0.97
REC Limited**
0.97
Export-Import Bank of India**
0.96
National Bank for Agriculture and Rural Development
0.96
364 DAYS T-BILL 2026
0.93
Export-Import Bank of India**
0.92
Union Bank of India**
0.92
Canara Bank**
0.92
Kotak Mahindra Prime Limited**
0.91
HDFC Bank Limited**
0.91
Small Industries Development Bank of India**
0.91
Standard Chartered Capital Limited**
0.90
7.15% Maharashtra SDL 2026
0.79
Tata Capital Housing Finance Limited**
0.51
Small Industries Development Bank of India**
0.51
Small Industries Development Bank of India**
0.51
REC Limited**
0.51
HDB Financial Services Limited**
0.50
Power Finance Corporation Limited**
0.50
Power Finance Corporation Limited**
0.50
7.98% Karnataka SDL 2025
0.50
Kotak Mahindra Prime Limited**
0.50
LIC Housing Finance Limited**
0.49
7.98% Gujarat SDL 2026
0.49
Power Finance Corporation Limited**
0.49
Bajaj Housing Finance Limited**
0.49
7.24% Gujarat SDL 2026
0.49
8.3% Madhya Pradesh SDL 2026
0.48
Bajaj Housing Finance Limited**
0.48
National Bank for Agriculture and Rural Development**
0.48
Power Finance Corporation Limited**
0.48
Power Finance Corporation Limited
0.48
Bajaj Finance Limited**
0.48
Small Industries Development Bank of India**
0.48
Kotak Mahindra Prime Limited**
0.48
LIC Housing Finance Limited**
0.48
Small Industries Development Bank of India**
0.48
0% GOI 2025
0.47
6.36% Himachal Pradesh SDL 2028
0.47
Nexus Select Trust**
0.47
Export-Import Bank of India**
0.47
Punjab National Bank**
0.46
Kotak Mahindra Bank Limited
0.46
Union Bank of India**
0.46
Canara Bank**
0.46
HDFC Bank Limited**
0.46
Bank of Baroda
0.46
ICICI Securities Limited**
0.46
Bank of Baroda**
0.46
Bank of Baroda**
0.45
Indian Railway Finance Corporation Limited**
0.39
HDB Financial Services Limited**
0.39
7.40% Maharashtra SDL 2031
0.39
6.88% Uttar Pradesh SDL 2031
0.38
6.24% Maharashtra SDL 2026
0.38
7.37% Maharashtra SDL 2026
0.36
SBI Funds Management Pvt Ltd/Fund Parent
0.32
Mahindra & Mahindra Financial Services Limited**
0.20
7.39% Maharashtra SDL 2026
0.20
7.08% Karnataka SDL 2031
0.19
7.16% Maharashtra SDL 2026
0.16
HDB Financial Services Limited**
0.11
REC Limited
0.10
6.83% Karnataka SDL 2026
0.10
7.05% Gujarat SDL 2026
0.10
LIC Housing Finance Limited**
0.10
Mahindra & Mahindra Financial Services Limited**
0.05
Net Receivables/Payables
-0.44

Sector Holding%
Miscellaneous
62.72

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Holding Type Holding %
Cash
0.78
CRISIL A1+
12.26
CRISIL AAA
52.01
ICRA A1+
2.73
ICRA AAA
10.70
IND A1+
4.13
IND AAA(SO)
2.43
Sov
14.61
Unrated
0.32

About DSP Low Duration Fund

Scheme Analysis

DSP Low Duration Fund is a Debt - Low Duration Fund fund and belongs to DSP Mutual Fund. It was launched on 10-Mar-2015 and currently has an AUM of ₹5,304.46 crore. DSP Low Duration Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and NIFTY Low Duration Debt Index as secondary index.

The NAV of DSP Low Duration Fund ended up ₹0(0.02%)yesterday to ₹20.1895.

Among its top 3 holdings the fund has exposure to REC Limited**, and

The DSP Low Duration Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Low Duration Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

About DSP Low Duration Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Low Duration Fund - Growth - Regular Plan

Fund Overview Growth | Regular Plan

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-September-2025

Fund Manager

About DSP Low Duration Fund

Scheme Analysis

Fund House Contact