DSP Low Duration Fund - IDCW - Regular Plan

Item: DSP Low Duration Fund - IDCW - Regular Plan
Rating: 4
Author: PersonalFN

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₹10.9259 0.01 %Nav, as on 12-12-2025
Previous Nav
₹ 10.9252
Net Change on 12-12-2025
₹0
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 6,550.67
Expense Ratio
0.62%
(As on Oct 31, 2025)

Fund Overview IDCW | Regular Plan

Fund House
DSP Mutual Fund
Launch Date
10-Mar-2015
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
19.02
52 Week Low Nav Date
13-Dec-2024
52 Week High Nav (₹)
20.38
52 Week High Nav Date
08-Dec-2025

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Low Duration Fund - Regular Plan - IDCW - Quarterly	4.19	5.91	7.12	7.16	5.78	5.91
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Low Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Low Duration Fund - Regular Plan - IDCW - Quarterly	Mar 10, 2015	7.12	7.16	5.78	0.62	6,550.67
ICICI Prudential Savings Fund - Daily IDCW	Apr 03, 2003	7.75	7.75	6.30	0.55	30,205.82
ICICI Prudential Savings Fund - Fortnightly IDCW	Jun 10, 2013	7.76	7.75	6.31	0.55	30,205.82
ICICI Prudential Savings Fund - IDCW Others	Dec 09, 2013	7.76	7.75	6.31	0.55	30,205.82
ICICI Prudential Savings Fund - Monthly IDCW	May 06, 2013	7.76	7.75	6.26	0.55	30,205.82
ICICI Prudential Savings Fund - Quarterly IDCW	Jul 09, 2013	7.76	7.75	6.31	0.55	30,205.82

Fund Holdings as on 30-November-2025

Company % Assets
6.01% GOI 2030
3.56
Bharti Telecom Limited**
3.09
National Bank for Agriculture and Rural Development**
2.74
HDFC Bank Limited**
2.60
REC Limited**
2.37
Small Industries Development Bank of India**
2.35
Small Industries Development Bank of India**
2.34
Axis Bank Limited**
2.23
HDB Financial Services Limited
2.08
TREPS / Reverse Repo Investments
1.67
National Bank for Agriculture and Rural Development**
1.64
4.59% GOI 2031
1.60
Bajaj Housing Finance Limited
1.60
Kotak Mahindra Prime Limited**
1.58
Power Finance Corporation Limited
1.56
6.85% Uttar Pradesh SDL 2026
1.50
HDFC Bank Limited**
1.46
Sikka Ports & Terminals Limited**
1.35
LIC Housing Finance Limited**
1.32
LIC Housing Finance Limited**
1.24
8.51% GOI FRB 2033
1.20
Tata Capital Limited**
1.19
National Bank for Agriculture and Rural Development**
1.18
REC Limited
1.18
7.59% GOI 2026
1.18
Power Finance Corporation Limited**
1.18
LIC Housing Finance Limited
1.17
LIC Housing Finance Limited**
1.16
India Universal Trust**
1.14
HDFC Bank Limited**
1.12
Indian Bank**
1.11
Axis Bank Limited**
1.11
Union Bank of India
1.11
Sundaram Finance Limited**
0.99
Bajaj Finance Limited**
0.91
6.18% Gujarat SDL 2026
0.87
Bajaj Finance Limited**
0.83
Export-Import Bank of India**
0.83
National Bank for Agriculture and Rural Development**
0.82
REC Limited**
0.81
National Housing Bank**
0.81
Power Finance Corporation Limited**
0.80
Bajaj Finance Limited
0.80
NTPC Limited**
0.80
Bajaj Housing Finance Limited**
0.80
Bajaj Housing Finance Limited**
0.80
REC Limited**
0.80
Power Finance Corporation Limited**
0.80
ICICI Home Finance Company Limited**
0.79
Export-Import Bank of India**
0.79
REC Limited**
0.78
Small Industries Development Bank of India**
0.78
Indian Railway Finance Corporation Limited**
0.77
364 DAYS T-BILL 2026
0.76
Kotak Mahindra Bank Limited
0.75
National Bank for Agriculture and Rural Development**
0.75
HDFC Bank Limited**
0.75
Small Industries Development Bank of India**
0.74
Union Bank of India
0.74
Standard Chartered Capital Limited**
0.74
HDFC Bank Limited**
0.73
Standard Chartered Capital Limited**
0.72
Small Industries Development Bank of India**
0.72
Axis Bank Limited**
0.72
Bank of Baroda**
0.72
7.15% Maharashtra SDL 2026
0.62
India Universal Trust**
0.60
Kotak Mahindra Prime Limited**
0.50
Small Industries Development Bank of India**
0.42
REC Limited
0.41
LIC Housing Finance Limited**
0.41
REC Limited**
0.41
Power Finance Corporation Limited**
0.41
REC Limited**
0.41
HDB Financial Services Limited**
0.40
REC Limited**
0.40
Power Finance Corporation Limited**
0.40
7.24% Gujarat SDL 2026
0.40
Kotak Mahindra Prime Limited**
0.40
Kotak Mahindra Prime Limited**
0.40
Bajaj Housing Finance Limited**
0.40
REC Limited**
0.40
8.3% Madhya Pradesh SDL 2026
0.39
REC Limited**
0.39
National Bank for Agriculture and Rural Development**
0.39
REC Limited**
0.39
LIC Housing Finance Limited**
0.39
Bajaj Finance Limited**
0.39
Power Finance Corporation Limited**
0.39
Kotak Mahindra Prime Limited**
0.39
Tata Capital Housing Finance Limited**
0.39
Small Industries Development Bank of India
0.39
LIC Housing Finance Limited**
0.39
Small Industries Development Bank of India**
0.39
Small Industries Development Bank of India**
0.39
6.36% Himachal Pradesh SDL 2028
0.39
0% GOI 2025
0.39
7.98% Gujarat SDL 2026
0.39
Nexus Select Trust**
0.39
Jio Credit Limited**
0.39
Canara Bank**
0.38
Canara Bank
0.38
Export-Import Bank of India**
0.38
ICICI Securities Limited**
0.38
Bank of Baroda**
0.37
Export-Import Bank of India**
0.37
HDFC Bank Limited**
0.37
Indian Railway Finance Corporation Limited**
0.32
7.40% Maharashtra SDL 2031
0.32
6.88% Uttar Pradesh SDL 2031
0.31
6.24% Maharashtra SDL 2026
0.31
Power Finance Corporation Limited**
0.31
7.37% Maharashtra SDL 2026
0.29
SBI Funds Management Pvt Ltd/Fund Parent
0.26
Mahindra & Mahindra Financial Services Limited**
0.16
HDB Financial Services Limited**
0.16
7.08% Karnataka SDL 2031
0.16
7.39% Maharashtra SDL 2026
0.16
7.16% Maharashtra SDL 2026
0.13
HDB Financial Services Limited**
0.09
REC Limited**
0.08
7.05% Gujarat SDL 2026
0.08
LIC Housing Finance Limited**
0.08
6.83% Karnataka SDL 2026
0.08
Mahindra & Mahindra Financial Services Limited**
0.04
Net Receivables/Payables
-0.53

Sector Holding%
Miscellaneous
60.31

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/09/2025
1.35
30/06/2025
2.02
31/03/2025
1.84
30/12/2024
1.79
30/09/2024
1.78
01/07/2024
1.70
02/04/2024
1.75
29/12/2023
1.48
29/09/2023
1.59
28/06/2023
1.96
29/03/2023
1.49
29/12/2022
1.44
29/09/2022
1.16
29/06/2022
0.38
29/03/2022
0.92
29/12/2021
0.69
29/09/2021
1.07
29/06/2021
0.96
30/03/2021
0.42
29/12/2020
1.28
29/09/2020
1.04
29/06/2020
2.46
30/03/2020
0.09
30/12/2019
1.72
30/09/2019
4.44
29/03/2019
1.95
31/12/2018
2.03
01/10/2018
1.53
29/06/2018
1.08
03/04/2018
1.52
29/12/2017
1.17
29/09/2017
1.63
29/03/2017
1.44
29/12/2016
1.78
29/09/2016
2.07
29/06/2016
2.19
29/03/2016
3.60
29/09/2015
4.84

Holding Type Holding %
Cash
1.14
CRISIL A1+
18.51
CRISIL AAA
52.16
ICRA A1+
1.85
ICRA AAA
8.14
IND A1+
1.09
IND AAA(SO)
1.74
Sov
15.09
Unrated
0.26

About DSP Low Duration Fund

Scheme Analysis

DSP Low Duration Fund is a Debt - Low Duration Fund fund and belongs to DSP Mutual Fund. It was launched on 10-Mar-2015 and currently has an AUM of ₹6,550.67 crore. DSP Low Duration Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and NIFTY Low Duration Debt Index as secondary index.

The NAV of DSP Low Duration Fund ended up ₹0(0.01%)yesterday to ₹10.9259.

Among its top 3 holdings the fund has exposure to 6.01% GOI 2030, and

The DSP Low Duration Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Low Duration Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About DSP Low Duration Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Low Duration Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

The investment objective of the Scheme is to seek to generate returnS, commensurate with risk from a portfolio constituted of money market securities and/or debt securities. There is no assurance that the investment objective of the scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About DSP Low Duration Fund

Scheme Analysis

Fund House Contact