SBI Liquid Fund - IDCW - Direct Plan

Item: SBI Liquid Fund - IDCW - Direct Plan
Rating: 2
Author: PersonalFN

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₹1403.9785 0.02 %Nav, as on 25-03-2026
Previous Nav
₹ 1403.7333
Net Change on 25-03-2026
₹0.25
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 66,119.33
Expense Ratio
0.19%
(As on Feb 28, 2026)

Fund Overview IDCW | Direct Plan

Fund House
SBI Mutual Fund
Launch Date
10-Sep-2013
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
5,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
12,000
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
2090.89
52 Week Low Nav Date
24-Mar-2025
52 Week High Nav (₹)
2220.80
52 Week High Nav Date
22-Mar-2026

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	5.13	5.75	6.21	6.91	5.95	5.54
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Sep 10, 2013		6.21	6.91	5.95	0.19	66,119.33
HDFC Liquid Fund - IDCW Daily - Direct Plan	Dec 31, 2012	Unrated	6.27	6.93	5.95	0.20	67,849.86
HDFC Liquid Fund - IDCW Monthly - Direct Plan	Dec 31, 2012	Unrated	6.28	6.94	5.96	0.20	67,849.86
HDFC Liquid Fund - IDCW Weekly - Direct Plan	Dec 31, 2012	Unrated	6.28	6.94	5.95	0.20	67,849.86
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Dec 31, 2012		6.21	6.90	5.95	0.19	66,119.33
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 01, 2013		6.20	6.91	5.95	0.19	66,119.33

Fund Holdings as on 28-February-2026

Company % Assets
TREPS
6.83
Punjab National Bank
4.52
91 DAY T-BILL 28.05.26
2.99
National Bank for Agriculture and Rural Development
2.98
91 DAY T-BILL 05.03.26
2.87
91 DAY T-BILL 17.04.26
2.85
Bank of India
2.83
Canara Bank
2.69
HDFC Bank Ltd.
2.26
HDFC Bank Ltd.
2.23
Bank of Baroda
2.08
IndusInd Bank Ltd.
1.86
7.27% CGL 2026
1.82
5.63% CGL 2026
1.65
91 DAY T-BILL 14.05.26
1.65
91 DAY T-BILL 09.04.26
1.58
Bank of Baroda
1.51
HDFC Bank Ltd.
1.51
Small Industries Development Bank of India
1.51
Reliance Retail Ventures Ltd.
1.51
Indian Overseas Bank
1.51
Union Bank of India
1.49
Small Industries Development Bank of India
1.49
Bank of Baroda
1.49
Bajaj Finance Ltd.
1.35
HDFC Bank Ltd.
1.34
Sikka Ports & Terminals Ltd.
1.24
L&T Metro Rail (Hyderabad) Ltd.
1.15
Canara Bank
1.12
Titan Company Ltd.
0.91
Reverse Repo
0.81
National Bank for Agriculture and Rural Development
0.80
Union Bank of India
0.79
Tata Power Company Ltd.
0.76
Union Bank of India
0.76
Aditya Birla Capital Ltd.
0.76
ICICI Securities Ltd.
0.76
Bajaj Financial Securities Ltd.
0.76
ICICI Securities Ltd.
0.75
Nuvoco Vistas Corporation Ltd.
0.75
Kotak Securities Ltd.
0.75
Punjab & Sind Bank
0.75
Indian Overseas Bank
0.75
HDFC Securities Ltd.
0.75
ICICI Securities Ltd.
0.75
Birla Group Holding Pvt. Ltd.
0.75
Tata Steel Ltd.
0.75
ICICI Securities Ltd.
0.75
Bharti Telecom Ltd.
0.75
L&T Metro Rail (Hyderabad) Ltd.
0.75
Indian Bank
0.75
Union Bank of India
0.75
IGH Holdings Pvt Ltd.
0.74
Aditya Birla Housing Finance Ltd.
0.60
Kotak Securities Ltd.
0.60
Indian Overseas Bank
0.60
Kotak Securities Ltd.
0.60
Union Bank of India
0.60
IGH Holdings Pvt Ltd.
0.53
Punjab National Bank
0.53
ICICI Securities Primary Dealership Ltd.
0.53
Punjab National Bank
0.53
IGH Holdings Pvt Ltd.
0.53
Tata Realty and Infrastructure Ltd.
0.51
Canara Bank
0.49
Axis Securities Ltd.
0.45
Kotak Securities Ltd.
0.45
Tata Communications Ltd.
0.45
JM Financial Services Ltd.
0.45
IGH Holdings Pvt Ltd.
0.42
HDB Financial Services Ltd.
0.38
ICICI Securities Ltd.
0.38
IGH Holdings Pvt Ltd.
0.38
Axis Bank Ltd.
0.38
Mahindra Lifespace Developers Ltd.
0.38
HDFC Securities Ltd.
0.37
Bank of Baroda
0.37
Bank of Baroda
0.37
Union Bank of India
0.37
Aditya Birla Capital Ltd.
0.37
6.99% CGL 2026
0.34
IGH Holdings Pvt Ltd.
0.34
Net Receivable / Payable
0.30
Network18 Media & Investments Ltd.
0.30
Canara Bank
0.30
Canara Bank
0.30
Kotak Securities Ltd.
0.30
HDFC Securities Ltd.
0.30
Corporate Debt Market Development Fund-A2
0.28
Bharat Petroleum Corporation Ltd.
0.26
Bajaj Housing Finance Ltd.
0.26
Infina Finance Pvt. Ltd.
0.26
Kotak Securities Ltd.
0.23
Aditya Birla Money Ltd.
0.23
Bank of India
0.23
Nexus Select Trust
0.23
Bajaj Housing Finance Ltd.
0.15
Aditya Birla Money Ltd.
0.15
Punjab National Bank
0.15
Bank of Baroda
0.15
Bank of Baroda
0.15
SEIL Energy India Ltd.
0.15
Kotak Securities Ltd.
0.15
Union Bank of India
0.15
Aditya Birla Money Ltd.
0.15
Nuvoco Vistas Corporation Ltd.
0.15
Kotak Securities Ltd.
0.15
Cholamandalam Investment & Finance Co. Ltd.
0.15
Julius Baer Capital (India) Pvt. Ltd.
0.15
Interise Trust
0.13
Kotak Mahindra Bank Ltd.
0.11
Nirma Ltd.
0.11
ICICI Home Finance Co. Ltd.
0.10
HDFC Securities Ltd.
0.08
National Bank for Agriculture and Rural Development
0.08
National Bank for Agriculture and Rural Development
0.08
Canara Bank
0.04

Sector Holding%
Miscellaneous
38.97

Fund Manager

Rajeev Radhakrishnan

Education:B.E (Production), MMS (Finance) & CFA
Experience:10 Year
Basic Details:Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed:
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Savings Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
21/03/2020
11.34
07/03/2020
22.10
22/02/2020
20.27
08/02/2020
20.15
25/01/2020
18.76
11/01/2020
19.50
28/12/2019
19.96
14/12/2019
19.66
30/11/2019
21.10
16/11/2019
19.52
02/11/2019
20.31
19/10/2019
22.62
05/10/2019
23.40
21/09/2019
20.83
07/09/2019
22.00
24/08/2019
22.08
10/08/2019
25.83
27/07/2019
24.57
13/07/2019
25.91
29/06/2019
24.90
15/06/2019
26.22
01/06/2019
27.89
18/05/2019
27.66
04/05/2019
26.33
20/04/2019
26.15
06/04/2019
35.33
23/03/2019
27.65
09/03/2019
26.83
23/02/2019
26.62
09/02/2019
27.34
26/01/2019
14.33
12/01/2019
28.80
29/12/2018
27.88
15/12/2018
28.20
01/12/2018
28.72
17/11/2018
29.27
03/11/2018
28.80
20/10/2018
28.67
06/10/2018
28.65
22/09/2018
27.51
08/09/2018
27.42
25/08/2018
26.92
11/08/2018
28.44
28/07/2018
27.56
14/07/2018
29.15
30/06/2018
29.39
16/06/2018
28.38
02/06/2018
27.69
19/05/2018
25.80
05/05/2018
26.15
21/04/2018
26.00
07/04/2018
25.87
24/03/2018
19.61
10/03/2018
19.61
24/02/2018
18.27
10/02/2018
18.37
27/01/2018
18.16
13/01/2018
17.98
30/12/2017
18.16
16/12/2017
17.43
02/12/2017
24.19
18/11/2017
24.23
04/11/2017
24.46
21/10/2017
24.51
07/10/2017
24.73
23/09/2017
24.51
09/09/2017
24.24
26/08/2017
24.11
12/08/2017
25.24
29/07/2017
24.56
15/07/2017
25.59
17/06/2017
25.16
03/06/2017
24.98
20/05/2017
26.12
06/05/2017
26.73
22/04/2017
25.66
08/04/2017
26.50
25/03/2017
26.17
11/03/2017
25.23
25/02/2017
25.02
11/02/2017
25.38
28/01/2017
24.89
14/01/2017
24.99
31/12/2016
24.67
17/12/2016
24.28
03/12/2016
25.26
19/11/2016
25.94
05/11/2016
25.40
22/10/2016
25.49
08/10/2016
27.39
24/09/2016
26.41
10/09/2016
26.33
27/08/2016
26.59
13/08/2016
27.09
30/07/2016
27.75
16/07/2016
28.55
02/07/2016
28.93
18/06/2016
29.18
04/06/2016
29.65
21/05/2016
30.63
07/05/2016
30.35
23/04/2016
30.29
09/04/2016
44.18
26/03/2016
32.23
12/03/2016
30.89
27/02/2016
28.86
13/02/2016
29.24
30/01/2016
28.68
16/01/2016
28.75
02/01/2016
29.89
19/12/2015
28.60
05/12/2015
28.28
21/11/2015
28.75
07/11/2015
28.96
24/10/2015
30.99
10/10/2015
32.45
26/09/2015
29.41
12/09/2015
28.97
29/08/2015
29.57
15/08/2015
30.24
01/08/2015
30.60
18/07/2015
30.97
04/07/2015
31.31
20/06/2015
31.02
06/06/2015
32.26
23/05/2015
32.39
09/05/2015
32.39
25/04/2015
32.60
11/04/2015
36.76
28/03/2015
24.13
14/03/2015
33.10
28/02/2015
30.49
14/02/2015
30.07
31/01/2015
23.49
17/01/2015
23.72
03/01/2015
30.54
20/12/2014
23.41
06/12/2014
32.71
22/11/2014
32.93
25/10/2014
24.28
11/10/2014
24.43
27/09/2014
33.82
13/09/2014
33.18
30/08/2014
33.25
16/08/2014
32.96
02/08/2014
32.88
19/07/2014
33.13
05/07/2014
33.57
21/06/2014
33.52
07/06/2014
33.91
24/05/2014
34.37
10/05/2014
34.60
26/04/2014
35.61
12/04/2014
36.57
29/03/2014
38.37
15/03/2014
35.02
01/03/2014
26.31
15/02/2014
26.06
01/02/2014
26.15
18/01/2014
26.67
04/01/2014
27.02
21/12/2013
27.21
07/12/2013
27.27
23/11/2013
27.73
09/11/2013
29.34
26/10/2013
29.78
12/10/2013
40.79
28/09/2013
41.34
14/09/2013
31.72

Holding Type Holding %
[ICRA]A1+
6.84
[ICRA]AAA
0.10
CARE A1+
2.86
Cash
7.94
CRISIL A1+
57.04
CRISIL AAA
3.09
IND A1+
6.12
Sovereign
15.75
Unrated
0.28

About SBI Liquid Fund

Scheme Analysis

SBI Liquid Fund is a Debt - Liquid Fund fund and belongs to SBI Mutual Fund. It was launched on 10-Sep-2013 and currently has an AUM of ₹66,119.33 crore. SBI Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of SBI Liquid Fund ended up ₹0.25(0.02%)yesterday to ₹1403.9785.

Among its top 3 holdings the fund has exposure to TREPS, and

The SBI Liquid Fund is managed by Rajeev Radhakrishnan .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

Most Recent Dividend

About SBI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 28-February-2026

Fund Manager

Most Recent Dividend

About SBI Liquid Fund

Scheme Analysis

Fund House Contact