SBI Liquid Fund - IDCW - Direct Plan

Item: SBI Liquid Fund - IDCW - Direct Plan
Rating: 2
Author: PersonalFN

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₹1379.7443 0.01 %Nav, as on 04-12-2025
Previous Nav
₹ 1379.5545
Net Change on 04-12-2025
₹0.19
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 69,047.58
Expense Ratio
0.19%
(As on Oct 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
SBI Mutual Fund
Launch Date
10-Sep-2013
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
5,000
Minimum Addl Investment (₹)
5,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
12,000
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
2047.37
52 Week Low Nav Date
03-Dec-2024
52 Week High Nav (₹)
2182.49
52 Week High Nav Date
03-Dec-2025

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	5.71	5.74	6.60	7.01	5.78	5.53
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Sep 10, 2013		6.60	7.01	5.78	0.19	71,091.78
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Dec 31, 2012		6.60	7.00	5.78	0.19	71,091.78
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 01, 2013		6.59	7.01	5.78	0.19	71,091.78
HDFC Liquid Fund - IDCW Daily - Direct Plan	Dec 31, 2012	Unrated	6.66	7.02	5.78	0.20	61,646.54
HDFC Liquid Fund - IDCW Monthly - Direct Plan	Dec 31, 2012	Unrated	6.66	7.03	5.79	0.20	61,646.54
HDFC Liquid Fund - IDCW Weekly - Direct Plan	Dec 31, 2012	Unrated	6.66	7.03	5.77	0.20	61,646.54

Fund Holdings as on 30-November-2025

Company % Assets
91 DAY T-BILL 23.01.26
4.02
91 DAY T-BILL 06.02.26
3.67
HDFC Bank Ltd.
2.58
Small Industries Development Bank of India
2.58
Indian Oil Corporation Ltd.
2.17
Canara Bank
2.15
Bharti Airtel Ltd.
1.95
7.59% CGL 2026
1.90
National Bank for Agriculture and Rural Development
1.77
Reliance Jio Infocomm Ltd.
1.59
Reliance Retail Ventures Ltd.
1.57
Bank of Baroda
1.45
Bank of Baroda
1.45
Indian Overseas Bank
1.44
Tata Steel Ltd.
1.44
Small Industries Development Bank of India
1.43
IDBI Bank Ltd.
1.43
Indian Bank
1.43
Bank of India
1.43
Punjab National Bank
1.43
Small Industries Development Bank of India
1.43
Punjab & Sind Bank
1.43
Punjab National Bank
1.43
Canara Bank
1.43
91 DAY T-BILL 04.12.25
1.40
182 DAY T-BILL 04.12.25
1.39
91 DAY T-BILL 19.02.26
1.39
182 DAY T-BILL 15.01.26
1.29
Bharti Telecom Ltd.
1.21
182 DAY T-BILL 12.02.26
1.17
Bharti Telecom Ltd.
1.16
L&T Metro Rail (Hyderabad) Ltd.
1.10
ICICI Securities Ltd.
1.08
Reliance Retail Ventures Ltd.
1.08
Punjab National Bank
1.07
HDFC Bank Ltd.
1.07
Small Industries Development Bank of India
1.04
PNB Housing Finance Ltd.
1.00
Small Industries Development Bank of India
0.97
91 DAY T-BILL 29.01.26
0.93
Kotak Securities Ltd.
0.87
Kotak Securities Ltd.
0.87
Bajaj Financial Securities Ltd.
0.87
Godrej Consumer Products Ltd.
0.87
Kotak Securities Ltd.
0.72
HDFC Securities Ltd.
0.72
Aditya Birla Capital Ltd.
0.72
Bharat Heavy Electricals Ltd.
0.72
Reliance Retail Ventures Ltd.
0.72
Bajaj Finance Ltd.
0.72
IDBI Bank Ltd.
0.72
Bajaj Financial Securities Ltd.
0.72
ICICI Securities Ltd.
0.72
HDFC Bank Ltd.
0.72
Indian Bank
0.72
Poonawalla Fincorp Ltd.
0.72
Aditya Birla Capital Ltd.
0.72
Bajaj Housing Finance Ltd.
0.72
Bank of India
0.72
Bank of India
0.72
Poonawalla Fincorp Ltd.
0.71
Cholamandalam Investment & Finance Co. Ltd.
0.71
Canara Bank
0.61
REC Ltd.
0.59
8.30% State Government of Rajasthan 2026
0.58
Reliance Jio Infocomm Ltd.
0.58
Godrej Consumer Products Ltd.
0.57
Punjab National Bank
0.54
LIC Housing Finance Ltd.
0.51
L&T Finance Ltd.
0.51
HDFC Bank Ltd.
0.50
Kotak Securities Ltd.
0.50
Kotak Securities Ltd.
0.43
Axis Securities Ltd.
0.43
Axis Securities Ltd.
0.43
Cholamandalam Investment & Finance Co. Ltd.
0.43
ICICI Securities Ltd.
0.43
CESC Ltd.
0.43
Godrej Finance Ltd.
0.43
National Bank for Agriculture and Rural Development
0.42
Indian Oil Corporation Ltd.
0.36
IGH Holdings Pvt Ltd.
0.36
Grasim Industries Ltd.
0.36
IDBI Bank Ltd.
0.36
ICICI Securities Ltd.
0.36
Reliance Retail Ventures Ltd.
0.36
Aditya Birla Capital Ltd.
0.36
Aditya Birla Capital Ltd.
0.36
Hindalco Industries Ltd.
0.36
National Bank for Agriculture and Rural Development
0.36
Equitas Small Finance Bank Ltd.
0.36
364 DAY T-BILL 12.02.26
0.36
Axis Bank Ltd.
0.36
Canara Bank
0.32
REC Ltd.
0.32
ICICI Securities Ltd.
0.29
Kotak Securities Ltd.
0.29
Bank of India
0.29
Kotak Securities Ltd.
0.29
HDFC Securities Ltd.
0.29
Tata Projects Ltd.
0.29
HDFC Bank Ltd.
0.29
Tata Projects Ltd.
0.29
Tata Projects Ltd.
0.29
Aditya Birla Housing Finance Ltd.
0.29
Godrej Finance Ltd.
0.29
Corporate Debt Market Development Fund-A2
0.26
Sundaram Home Finance Ltd.
0.25
LIC Housing Finance Ltd.
0.22
Aditya Birla Money Ltd.
0.22
IGH Holdings Pvt Ltd.
0.22
Aditya Birla Money Ltd.
0.22
Canara Bank
0.22
Union Bank of India
0.22
Bank of Baroda
0.22
Punjab & Sind Bank
0.21
Nexus Select Trust
0.21
Godrej Properties Ltd.
0.21
Godrej Housing Finance Ltd.
0.21
Bajaj Housing Finance Ltd.
0.18
Canara Bank
0.18
Small Industries Development Bank of India
0.18
8.27% State Government of Tamil Nadu 2026
0.15
8.38% State Government of Odisha 2026
0.15
Chalet Hotels Ltd.
0.14
Bank of Baroda
0.14
National Bank for Agriculture and Rural Development
0.14
364 DAY T-BILL 29.01.26
0.14
Union Bank of India
0.14
National Bank for Agriculture and Rural Development
0.14
Godrej Properties Ltd.
0.14
Godrej Properties Ltd.
0.14
NTPC Ltd.
0.14
Mahindra Rural Housing Finance Ltd.
0.10
6.20% State Government of Rajasthan 2026
0.07
Bajaj Housing Finance Ltd.
0.07
Muthoot Finance Ltd.
0.07
Kotak Mahindra Bank Ltd.
0.07
Punjab National Bank
0.07
Titan Company Ltd.
0.07
Muthoot Finance Ltd.
0.07
Punjab National Bank
0.07
Bank of Baroda
0.07
IGH Holdings Pvt Ltd.
0.07
TREPS
0.02
Net Receivable / Payable
-2.65

Sector Holding%
Miscellaneous
37.65

Fund Manager

Rajeev Radhakrishnan

Education:B.E (Production), MMS (Finance) & CFA
Experience:10 Year
Basic Details:Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed:
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Savings Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
21/03/2020
11.34
07/03/2020
22.10
22/02/2020
20.27
08/02/2020
20.15
25/01/2020
18.76
11/01/2020
19.50
28/12/2019
19.96
14/12/2019
19.66
30/11/2019
21.10
16/11/2019
19.52
02/11/2019
20.31
19/10/2019
22.62
05/10/2019
23.40
21/09/2019
20.83
07/09/2019
22.00
24/08/2019
22.08
10/08/2019
25.83
27/07/2019
24.57
13/07/2019
25.91
29/06/2019
24.90
15/06/2019
26.22
01/06/2019
27.89
18/05/2019
27.66
04/05/2019
26.33
20/04/2019
26.15
06/04/2019
35.33
23/03/2019
27.65
09/03/2019
26.83
23/02/2019
26.62
09/02/2019
27.34
26/01/2019
14.33
12/01/2019
28.80
29/12/2018
27.88
15/12/2018
28.20
01/12/2018
28.72
17/11/2018
29.27
03/11/2018
28.80
20/10/2018
28.67
06/10/2018
28.65
22/09/2018
27.51
08/09/2018
27.42
25/08/2018
26.92
11/08/2018
28.44
28/07/2018
27.56
14/07/2018
29.15
30/06/2018
29.39
16/06/2018
28.38
02/06/2018
27.69
19/05/2018
25.80
05/05/2018
26.15
21/04/2018
26.00
07/04/2018
25.87
24/03/2018
19.61
10/03/2018
19.61
24/02/2018
18.27
10/02/2018
18.37
27/01/2018
18.16
13/01/2018
17.98
30/12/2017
18.16
16/12/2017
17.43
02/12/2017
24.19
18/11/2017
24.23
04/11/2017
24.46
21/10/2017
24.51
07/10/2017
24.73
23/09/2017
24.51
09/09/2017
24.24
26/08/2017
24.11
12/08/2017
25.24
29/07/2017
24.56
15/07/2017
25.59
17/06/2017
25.16
03/06/2017
24.98
20/05/2017
26.12
06/05/2017
26.73
22/04/2017
25.66
08/04/2017
26.50
25/03/2017
26.17
11/03/2017
25.23
25/02/2017
25.02
11/02/2017
25.38
28/01/2017
24.89
14/01/2017
24.99
31/12/2016
24.67
17/12/2016
24.28
03/12/2016
25.26
19/11/2016
25.94
05/11/2016
25.40
22/10/2016
25.49
08/10/2016
27.39
24/09/2016
26.41
10/09/2016
26.33
27/08/2016
26.59
13/08/2016
27.09
30/07/2016
27.75
16/07/2016
28.55
02/07/2016
28.93
18/06/2016
29.18
04/06/2016
29.65
21/05/2016
30.63
07/05/2016
30.35
23/04/2016
30.29
09/04/2016
44.18
26/03/2016
32.23
12/03/2016
30.89
27/02/2016
28.86
13/02/2016
29.24
30/01/2016
28.68
16/01/2016
28.75
02/01/2016
29.89
19/12/2015
28.60
05/12/2015
28.28
21/11/2015
28.75
07/11/2015
28.96
24/10/2015
30.99
10/10/2015
32.45
26/09/2015
29.41
12/09/2015
28.97
29/08/2015
29.57
15/08/2015
30.24
01/08/2015
30.60
18/07/2015
30.97
04/07/2015
31.31
20/06/2015
31.02
06/06/2015
32.26
23/05/2015
32.39
09/05/2015
32.39
25/04/2015
32.60
11/04/2015
36.76
28/03/2015
24.13
14/03/2015
33.10
28/02/2015
30.49
14/02/2015
30.07
31/01/2015
23.49
17/01/2015
23.72
03/01/2015
30.54
20/12/2014
23.41
06/12/2014
32.71
22/11/2014
32.93
25/10/2014
24.28
11/10/2014
24.43
27/09/2014
33.82
13/09/2014
33.18
30/08/2014
33.25
16/08/2014
32.96
02/08/2014
32.88
19/07/2014
33.13
05/07/2014
33.57
21/06/2014
33.52
07/06/2014
33.91
24/05/2014
34.37
10/05/2014
34.60
26/04/2014
35.61
12/04/2014
36.57
29/03/2014
38.37
15/03/2014
35.02
01/03/2014
26.31
15/02/2014
26.06
01/02/2014
26.15
18/01/2014
26.67
04/01/2014
27.02
21/12/2013
27.21
07/12/2013
27.27
23/11/2013
27.73
09/11/2013
29.34
26/10/2013
29.78
12/10/2013
40.79
28/09/2013
41.34
14/09/2013
31.72

Holding Type Holding %
[ICRA]A1+
4.65
[ICRA]AAA
0.25
CARE A1+
1.44
Cash
-2.63
CRISIL A1+
66.18
CRISIL AAA
7.66
IND A1+
3.54
Sovereign
18.61
Unrated
0.26

About SBI Liquid Fund

Scheme Analysis

SBI Liquid Fund is a Debt - Liquid Fund fund and belongs to SBI Mutual Fund. It was launched on 10-Sep-2013 and currently has an AUM of ₹69,047.58 crore. SBI Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of SBI Liquid Fund ended up ₹0.19(0.01%)yesterday to ₹1379.7443.

Among its top 3 holdings the fund has exposure to 91 DAY T-BILL 23.01.26, and

The SBI Liquid Fund is managed by Rajeev Radhakrishnan .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About SBI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About SBI Liquid Fund

Scheme Analysis

Fund House Contact