DSP Banking & PSU Debt Fund - IDCW - Direct Plan

Item: DSP Banking & PSU Debt Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹10.3574 (-0.03%)Nav, as on 09-05-2025
Previous Nav
₹ 10.3608
Net Change on 09-05-2025
₹0
PersonalFN Rating
Category
Debt - Banking and PSU Fund
Assets (Cr.)
₹ 3,666.32
Expense Ratio
0.33%
(As on Mar 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
14-Sep-2013
Benchmark
Crisil 10 Yr Gilt Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
22.61
52 Week Low Nav Date
13-May-2024
52 Week High Nav (₹)
24.87
52 Week High Nav Date
05-May-2025

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation byprimarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly	8.45	12.13	9.74	7.70	6.58	6.74
Crisil 10 Yr Gilt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Banking and PSU Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly	Sep 14, 2013	9.74	7.70	6.58	0.33	3,666.32
Bandhan Banking & PSU Debt Fund - Direct Annual IDCW	Feb 04, 2020	9.34	7.67	6.95	0.33	13,560.19
Bandhan Banking & PSU Debt Fund - Direct Daily IDCW	Feb 10, 2014	9.20	7.43	6.69	0.33	13,560.19
Bandhan Banking & PSU Debt Fund - Direct Fortnightly IDCW	Mar 13, 2013	9.14	7.44	6.71	0.33	13,560.19
Bandhan Banking & PSU Debt Fund - Direct IDCW	Mar 07, 2013	9.01	7.36	6.66	0.33	13,560.19
Bandhan Banking & PSU Debt Fund - Direct Monthly IDCW	Mar 13, 2013	9.01	7.36	6.66	0.33	13,560.19

Fund Holdings as on 30-April-2025

Company % Assets
7.30% GOI 2053
5.21
8.30% GOI 2042
4.91
7.34% GOI 2064
4.39
Small Industries Development Bank of India
3.60
Power Grid Corporation of India Limited**
3.07
Indian Railway Finance Corporation Limited**
2.99
State Bank of India Basel III Tier 2**
2.95
GAIL (India) Limited**
2.84
National Bank for Agriculture and Rural Development**
2.80
6.90% GOI 2065
2.78
Bajaj Finance Limited
2.75
HDFC Bank Limited**
2.59
TREPS / Reverse Repo Investments
2.29
REC Limited**
2.28
National Bank for Financing Infrastructure and Development
2.23
National Bank for Agriculture and Rural Development**
2.12
REC Limited**
2.11
Power Finance Corporation Limited**
2.10
REC Limited**
2.09
Net Receivables/Payables
1.87
State Bank of India**
1.50
HDFC Bank Limited
1.49
Power Finance Corporation Limited**
1.47
National Housing Bank
1.46
6.98% GOI 2054
1.43
Power Grid Corporation of India Limited**
1.43
Power Finance Corporation Limited**
1.42
8.51% GOI FRB 2033
1.42
Bajaj Finance Limited**
1.42
Power Finance Corporation Limited**
1.42
Power Grid Corporation of India Limited**
1.42
Indian Railway Finance Corporation Limited**
1.41
National Housing Bank**
1.41
Small Industries Development Bank of India**
1.40
National Bank for Agriculture and Rural Development
1.40
Indian Railway Finance Corporation Limited**
1.39
NTPC Limited**
1.38
Canara Bank
1.33
Bank of Baroda**
1.33
Axis Bank Limited**
1.32
National Bank for Financing Infrastructure and Development**
0.74
Power Finance Corporation Limited**
0.73
Small Industries Development Bank of India**
0.73
Power Finance Corporation Limited**
0.72
Small Industries Development Bank of India
0.72
Small Industries Development Bank of India
0.72
7.09% GOI 2054
0.72
NTPC Limited**
0.71
National Bank for Agriculture and Rural Development**
0.71
REC Limited**
0.71
National Bank for Agriculture and Rural Development
0.70
National Bank for Financing Infrastructure and Development**
0.69
REC Limited**
0.69
Indian Railway Finance Corporation Limited**
0.69
ICICI Bank Limited
0.68
Axis Bank Limited
0.67
Punjab National Bank**
0.65
Union Bank of India
0.65
Kotak Mahindra Bank Limited**
0.65
Power Finance Corporation Limited**
0.29
SBI Funds Management Pvt Ltd/Fund Parent
0.22

Sector Holding%
Miscellaneous
64.88

Fund Manager

Sandeep Yadav

Shantanu Godambe

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/04/2025
1.00
31/03/2025
1.72
03/03/2025
0.07
29/01/2025
0.63
30/12/2024
0.52
29/11/2024
0.26
29/10/2024
0.23
30/09/2024
1.26
29/08/2024
0.83
29/07/2024
0.74
01/07/2024
0.78
29/05/2024
1.07
02/04/2024
0.79
29/02/2024
1.20
29/01/2024
0.45
29/12/2023
0.68
29/11/2023
0.57
30/10/2023
0.16
29/09/2023
0.48
29/08/2023
0.44
31/07/2023
0.50
30/06/2023
0.34
29/05/2023
0.69
02/05/2023
1.10
29/03/2023
0.79
01/03/2023
0.25
30/01/2023
0.45
29/12/2022
0.38
29/11/2022
0.75
31/10/2022
0.41
29/08/2022
0.49
29/07/2022
0.49
29/03/2022
0.30
02/03/2022
0.28
31/01/2022
0.21
29/12/2021
0.13
29/11/2021
0.41
29/10/2021
0.09
29/09/2021
0.17
30/08/2021
0.51
29/07/2021
0.66
29/06/2021
0.01
31/05/2021
0.48
29/04/2021
0.67
30/03/2021
0.13
29/12/2020
0.21
01/12/2020
0.93
29/10/2020
1.37
29/09/2020
0.27
29/07/2020
1.43
29/06/2020
1.14
29/05/2020
2.03
29/04/2020
0.87
30/03/2020
0.51
02/03/2020
1.08
29/01/2020
0.86
29/11/2019
1.20
29/10/2019
1.36
30/09/2019
0.01
29/08/2019
1.62
29/07/2019
1.18
01/07/2019
0.46
29/05/2019
1.56
29/03/2019
1.39
01/03/2019
0.71
29/01/2019
0.65
31/12/2018
1.17
29/11/2018
1.06
29/10/2018
0.63
01/10/2018
0.26
29/08/2018
0.61
30/07/2018
0.84
29/06/2018
0.23
03/04/2018
1.12
01/03/2018
0.22
29/01/2018
0.16
29/11/2017
0.12
30/10/2017
0.52
29/09/2017
0.34
29/08/2017
0.60
31/07/2017
1.01
02/05/2017
0.58
29/03/2017
0.08
30/01/2017
0.59
29/11/2016
1.82
01/11/2016
0.72
29/09/2016
1.30
29/08/2016
0.94
29/07/2016
1.78
29/06/2016
0.67
30/05/2016
0.58
29/04/2016
1.08
29/03/2016
1.35
29/01/2016
0.88
29/12/2015
0.31
30/11/2015
0.39
29/10/2015
1.45
29/09/2015
0.47
31/08/2015
0.97
29/07/2015
1.11
29/06/2015
0.37
29/05/2015
0.55
29/04/2015
1.01
02/03/2015
0.92
29/01/2015
1.35
29/12/2014
0.62
01/12/2014
1.25
29/10/2014
1.25
29/09/2014
0.90
01/09/2014
0.58
30/07/2014
0.56
30/06/2014
0.71
29/05/2014
1.23
29/04/2014
0.82
02/04/2014
1.21
03/03/2014
0.45
29/01/2014
0.73
30/12/2013
0.71
29/11/2013
0.96

Holding Type Holding %
Cash
4.16
CRISIL A1+
7.21
CRISIL AAA
56.33
ICRA A1+
1.33
ICRA AAA
4.32
IND A1+
1.33
IND AAA
4.25
Sov
20.86
Unrated
0.22

About DSP Banking & PSU Debt Fund

Scheme Analysis

DSP Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to DSP Mutual Fund. It was launched on 14-Sep-2013 and currently has an AUM of ₹3,666.32 crore. DSP Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of DSP Banking & PSU Debt Fund ended down ₹0(-0.03%)yesterday to ₹10.3574.

Among its top 3 holdings the fund has exposure to 7.30% GOI 2053, and

The DSP Banking & PSU Debt Fund is managed by Sandeep Yadav and Shantanu Godambe.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Banking & PSU Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-April-2025

Fund Manager

Most Recent Dividend

About DSP Banking & PSU Debt Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Banking & PSU Debt Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-April-2025

Fund Manager

Most Recent Dividend

About DSP Banking & PSU Debt Fund

Scheme Analysis

Fund House Contact