DSP Savings Fund - Growth - Direct Plan

Item: DSP Savings Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹54.9906 0.01 %Nav, as on 12-09-2025
Previous Nav
₹ 54.9848
Net Change on 12-09-2025
₹0.01
PersonalFN Rating
Category
Debt - Money Market Fund
Assets (Cr.)
₹ 5,609.29
Expense Ratio
0.15%
(As on Jul 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
DSP Mutual Fund
Launch Date
01-Jan-2013
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
51.16
52 Week Low Nav Date
16-Sep-2024
52 Week High Nav (₹)
54.99
52 Week High Nav Date
12-Sep-2025

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
DSP Savings Fund - Direct Plan - Growth	5.29	5.98	7.58	7.41	5.91	7.03
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Money Market Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
DSP Savings Fund - Direct Plan - Growth	Jan 01, 2013	7.58	7.41	5.91	0.15	5,609.29
Tata Money Market Fund- Direct Plan- Growth	Dec 31, 2012	8.08	7.76	6.37	0.15	41,336.46
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	Jan 01, 2013	7.90	7.56	6.17	0.25	38,450.02
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	Dec 31, 2012	7.95	7.60	6.16	0.21	37,886.78
HDFC Money Market Fund - Direct Plan - Growth Option	Dec 31, 2012	7.96	7.60	6.20	0.23	36,065.96
Kotak Money Market Fund - (Growth) - Direct	Dec 31, 2012	7.90	7.56	6.16	0.24	35,644.06

Fund Holdings as on 31-August-2025

Company % Assets
7.59% GOI 2026
5.44
Small Industries Development Bank of India**
4.26
HDFC Bank Limited**
3.84
Indian Bank**
3.42
TREPS / Reverse Repo Investments
3.19
National Bank for Agriculture and Rural Development**
2.60
Axis Bank Limited**
2.56
IDFC First Bank Limited**
2.56
Export-Import Bank of India**
2.55
HDFC Bank Limited**
2.52
5.63% GOI 2026
1.82
Tata Capital Housing Finance Limited**
1.77
364 DAYS T-BILL 2025
1.75
Punjab National Bank
1.75
Bank of Baroda**
1.75
Canara Bank**
1.75
Muthoot Finance Limited**
1.74
National Bank for Agriculture and Rural Development**
1.74
Bank of Baroda
1.74
364 DAYS T-BILL 2026
1.73
Axis Securities Limited**
1.73
ICICI Securities Limited**
1.72
Bank of Baroda**
1.72
Bank of Baroda**
1.70
Standard Chartered Capital Limited**
1.70
Cholamandalam Investment and Finance Company Limited**
1.70
Cholamandalam Investment and Finance Company Limited**
1.69
Axis Bank Limited**
1.68
Union Bank of India**
1.31
HDFC Bank Limited**
1.30
HDFC Bank Limited**
1.29
Small Industries Development Bank of India**
1.28
Export-Import Bank of India
1.28
Union Bank of India**
1.27
Motilal Oswal Finvest Limited**
1.26
Canara Bank
0.88
Union Bank of India**
0.88
Canara Bank
0.88
364 DAYS T-BILL 2026
0.87
Union Bank of India**
0.87
Small Industries Development Bank of India**
0.87
Bank of Baroda**
0.87
National Bank for Agriculture and Rural Development**
0.87
Muthoot Finance Limited**
0.87
Sundaram Finance Limited**
0.87
ICICI Securities Limited**
0.86
Export-Import Bank of India**
0.86
Kotak Mahindra Investments Limited**
0.86
ICICI Securities Limited**
0.85
Indian Bank**
0.85
Axis Bank Limited**
0.85
Kotak Mahindra Prime Limited**
0.85
Axis Bank Limited**
0.85
364 DAYS T-BILL 2026
0.85
Standard Chartered Securities (India) Limited**
0.84
Kotak Mahindra Bank Limited**
0.69
Canara Bank**
0.69
364 DAYS T-BILL 2026
0.61
Union Bank of India**
0.44
Small Industries Development Bank of India**
0.44
Punjab National Bank**
0.44
Standard Chartered Capital Limited**
0.44
Kotak Mahindra Bank Limited**
0.44
The Federal Bank Limited**
0.44
Canara Bank**
0.44
Union Bank of India**
0.44
National Bank for Agriculture and Rural Development**
0.43
NTPC Limited**
0.43
National Bank for Agriculture and Rural Development**
0.43
Small Industries Development Bank of India
0.43
Punjab National Bank**
0.43
Small Industries Development Bank of India**
0.43
364 DAYS T-BILL 2026
0.43
Hero Housing Finance Limited**
0.43
Hero Housing Finance Limited**
0.42
Motilal Oswal Financial Services Limited**
0.42
SBI Funds Management Pvt Ltd/Fund Parent
0.24
364 DAYS T-BILL 2025
0.09
Net Receivables/Payables
-0.47

Sector Holding%
Miscellaneous
62.01

Fund Manager

Karan Mundhra

Education:B.Com, CA
Experience:9
Basic Details:From July 2016 onwards- Dealer, Fixed Income - DSPIM.From February 2016 to July 2016 - Manager - Fixed Income DSPIMFrom April 2012 to January 2016 - Manager - Fund Accounting - DSPIM
Funds Managed:
DSP Floater Fund
DSP Overnight Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Ultra Short Fund
DSP Savings Fund
DSP Short Term Fund
DSP Arbitrage Fund
DSP Bond Fund
DSP Floater Fund
DSP Liquidity Fund
DSP Low Duration Fund
DSP Overnight Fund
DSP Savings Fund
DSP Short Term Fund
DSP Ultra Short Fund

Shalini Vasanta

Holding Type Holding %
Cash
2.72
CRISIL A1+
69.63
ICRA A1+
6.05
IND A1+
7.78
Sovereign
13.59
Unrated
0.24

About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹5,609.29 crore. DSP Savings Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended up ₹0.01(0.01%)yesterday to ₹54.9906.

Among its top 3 holdings the fund has exposure to 7.59% GOI 2026, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

Address:

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

Phone Number: +91 (22) 66578000

Email Address: service@dspim.com

Fax Number: +91 (22) 66578181

Website: https://www.dspim.com/

Money Simplified Videos

Infographics

DSP Savings Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-August-2025

Fund Manager

About DSP Savings Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

DSP Savings Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-August-2025

Fund Manager

About DSP Savings Fund

Scheme Analysis

Fund House Contact