DSP Savings Fund - Growth - Direct Plan

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Fund Overview Growth | Direct Plan

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  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

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Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
DSP Savings Fund - Direct Plan - Growth 6.32 6.30 7.33 7.48 6.03 7.03
CRISIL 1 year T-Bill Index N/A N/A N/A N/A N/A N/A
CRISIL Money Market Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
DSP Savings Fund - Direct Plan - Growth Jan 01, 2013 7.33 7.48 6.03 0.15 8,628.06
Tata Money Market Fund- Direct Plan- Growth Option Dec 31, 2012 7.77 7.80 6.45 0.15 40,598.26
HDFC Money Market Fund - Direct Plan - Growth Option Dec 31, 2012 7.63 7.65 6.29 0.23 37,517.18
SBI SAVINGS FUND - DIRECT PLAN - GROWTH Jan 01, 2013 7.60 7.62 6.25 0.25 36,650.10
Kotak Money Market Fund - (Growth) - Direct Dec 31, 2012 7.60 7.62 6.25 0.21 36,157.16
ICICI Prudential Money Market Fund Option - Direct Plan - Growth Dec 31, 2012 7.63 7.64 6.25 0.21 36,028.87

Fund Holdings as on 30-November-2025

  • 5.63% GOI 2026

  • TREPS / Reverse Repo Investments

  • Small Industries Development Bank of India**

  • 7.59% GOI 2026

  • Axis Bank Limited**

  • Indian Bank**

  • Kotak Mahindra Bank Limited

  • HDFC Bank Limited**

  • Union Bank of India**

  • National Bank for Agriculture and Rural Development

  • Punjab National Bank

  • IDFC First Bank Limited**

  • IDFC First Bank Limited**

  • Export-Import Bank of India**

  • Canara Bank**

  • Kotak Mahindra Bank Limited**

  • 5.74% GOI 2026

  • Axis Bank Limited

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • Bank of Baroda**

  • Export-Import Bank of India**

  • Axis Bank Limited

  • HDFC Bank Limited**

  • Bahadur Chand Investments Private Limited**

  • HDFC Bank Limited**

  • Small Industries Development Bank of India

  • 364 DAYS T-BILL 2026

  • Export-Import Bank of India**

  • Kotak Securities Limited**

  • HDFC Bank Limited**

  • Bank of Baroda**

  • Bank of Baroda**

  • Standard Chartered Capital Limited**

  • HDFC Bank Limited**

  • Union Bank of India

  • Cholamandalam Investment and Finance Company Limited**

  • Equitas Small Finance Bank Limited**

  • Julius Baer Capital (India) Private Limited**

  • Axis Bank Limited**

  • Small Industries Development Bank of India**

  • Bank of Baroda**

  • Bank of Baroda**

  • Axis Bank Limited

  • Angel One Limited**

  • 364 DAYS T-BILL 2025

  • ICICI Securities Limited**

  • National Bank for Agriculture and Rural Development**

  • National Bank for Agriculture and Rural Development**

  • HDFC Securities Limited**

  • HDFC Bank Limited**

  • Indian Bank**

  • Cholamandalam Investment and Finance Company Limited**

  • HDFC Bank Limited**

  • 364 DAYS T-BILL 2026

  • Nuvama Wealth and Investment Limited**

  • ICICI Securities Limited**

  • Canara Bank

  • Axis Bank Limited**

  • National Bank for Agriculture and Rural Development**

  • Export-Import Bank of India**

  • Punjab National Bank**

  • Kotak Mahindra Investments Limited**

  • Kotak Mahindra Bank Limited**

  • Canara Bank**

  • ICICI Securities Limited**

  • Axis Securities Limited**

  • Indian Bank**

  • Muthoot Finance Limited**

  • Ujjivan Small Finance Bank Limited**

  • Standard Chartered Securities (India) Limited**

  • 364 DAYS T-BILL 2026

  • Muthoot Finance Limited**

  • Axis Bank Limited**

  • Indian Bank**

  • Nuvama Wealth Management Limited**

  • Cholamandalam Investment and Finance Company Limited**

  • Canara Bank**

  • 364 DAYS T-BILL 2026

  • Indostar Capital Finance Limited**

  • Kotak Securities Limited**

  • Motilal Oswal Financial Services Limited**

  • NTPC Limited**

  • Small Industries Development Bank of India**

  • 364 DAYS T-BILL 2026

  • Hero Housing Finance Limited**

  • IDFC First Bank Limited**

  • Hero Housing Finance Limited**

  • Cholamandalam Investment and Finance Company Limited**

  • Axis Bank Limited**

  • HDFC Bank Limited**

  • Motilal Oswal Financial Services Limited**

  • Motilal Oswal Financial Services Limited**

  • Motilal Oswal Finvest Limited

  • HDFC Bank Limited

  • SBI Funds Management Pvt Ltd/Fund Parent

  • Net Receivables/Payables

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  • Cash

  • CRISIL A1+

  • ICRA A1+

  • IND A1+

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  • Unrated

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About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹8,628.06 crore. DSP Savings Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended up ₹0.02(0.04%)yesterday to ₹55.8045.

Among its top 3 holdings the fund has exposure to 5.63% GOI 2026, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

+91 (22) 66578000
service@dspim.com
+91 (22) 66578181