DSP Savings Fund - Growth - Regular Plan

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Fund Overview Growth | Regular Plan

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  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

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Fund Objective

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
DSP Savings Fund - Regular Plan - Growth 5.05 5.54 6.97 7.16 5.82 6.65
CRISIL 1 year T-Bill Index N/A N/A N/A N/A N/A N/A
CRISIL Money Market Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
DSP Savings Fund - Regular Plan - Growth Sep 30, 1999 6.97 7.16 5.82 0.38 8,335.96
Tata Money Market Fund-Regular Plan - Growth Option May 22, 2003 7.34 7.46 6.23 0.40 35,599.90
SBI SAVINGS FUND - REGULAR PLAN - GROWTH Jul 14, 2004 7.04 7.05 5.76 0.64 33,641.56
Kotak Money Market Fund - (Growth) Jul 14, 2003 7.33 7.44 6.17 0.35 32,187.70
ICICI Prudential Money Market Fund Option - Growth Mar 08, 2006 7.40 7.49 6.18 0.33 31,850.85
HDFC Money Market Fund - Growth Option Jan 03, 2000 7.32 7.41 6.15 0.41 31,789.66

Fund Holdings as on 31-December-2025

  • 5.63% GOI 2026

  • Small Industries Development Bank of India**

  • 7.59% GOI 2026

  • Indian Bank**

  • Axis Bank Limited**

  • HDFC Bank Limited

  • Union Bank of India**

  • National Bank for Agriculture and Rural Development**

  • Axis Bank Limited**

  • IDFC First Bank Limited**

  • IDFC First Bank Limited**

  • Export-Import Bank of India**

  • Canara Bank**

  • Kotak Mahindra Bank Limited**

  • Bank of Baroda**

  • Power Finance Corporation Limited**

  • Small Industries Development Bank of India**

  • Bank of Baroda**

  • Export-Import Bank of India

  • Axis Bank Limited**

  • HDFC Bank Limited

  • Bahadur Chand Investments Private Limited**

  • HDFC Bank Limited**

  • Muthoot Fincorp Limited**

  • HDFC Bank Limited**

  • 364 DAYS T-BILL 2026

  • Kotak Securities Limited**

  • Bank of India**

  • Bank of Baroda**

  • Bank of Baroda**

  • Axis Bank Limited**

  • Standard Chartered Capital Limited**

  • HDFC Bank Limited**

  • Cholamandalam Investment and Finance Company Limited**

  • Julius Baer Capital (India) Private Limited**

  • Equitas Small Finance Bank Limited**

  • Axis Bank Limited**

  • Small Industries Development Bank of India**

  • Bank of Baroda**

  • Bajaj Finance Limited**

  • Bank of Baroda**

  • Axis Bank Limited**

  • Small Industries Development Bank of India**

  • Small Industries Development Bank of India**

  • Angel One Limited**

  • ICICI Securities Limited**

  • Kotak Mahindra Bank Limited**

  • HDFC Securities Limited**

  • National Bank for Agriculture and Rural Development**

  • HDFC Bank Limited**

  • Indian Bank**

  • Cholamandalam Investment and Finance Company Limited**

  • HDFC Bank Limited**

  • Nuvama Wealth and Investment Limited**

  • ICICI Securities Limited**

  • 182 DAYS T-BILL 2026

  • HDFC Bank Limited**

  • Punjab National Bank

  • Export-Import Bank of India

  • Punjab National Bank**

  • Kotak Mahindra Investments Limited**

  • 364 DAYS T-BILL 2026

  • 182 DAYS T-BILL 2026

  • Kotak Mahindra Bank Limited**

  • Canara Bank**

  • ICICI Securities Limited**

  • Axis Securities Limited**

  • Indian Bank**

  • Union Bank of India**

  • Muthoot Finance Limited**

  • Ujjivan Small Finance Bank Limited**

  • Standard Chartered Securities (India) Limited**

  • 364 DAYS T-BILL 2026

  • Muthoot Finance Limited**

  • Axis Bank Limited**

  • Indian Bank**

  • Nuvama Wealth Management Limited**

  • Bank of Baroda**

  • Bajaj Finance Limited**

  • Bank of Baroda

  • Cholamandalam Investment and Finance Company Limited**

  • Canara Bank

  • Angel One Limited**

  • 364 DAYS T-BILL 2026

  • 7.08% Karnataka SDL 2026

  • 7.39% Maharashtra SDL 2026

  • 91 DAYS T-BILL 2026

  • Motilal Oswal Financial Services Limited**

  • Small Industries Development Bank of India

  • 364 DAYS T-BILL 2026

  • Hero Housing Finance Limited**

  • IDFC First Bank Limited**

  • Hero Housing Finance Limited**

  • Bank of Baroda

  • Cholamandalam Investment and Finance Company Limited**

  • Axis Bank Limited**

  • HDFC Bank Limited**

  • Motilal Oswal Financial Services Limited**

  • Motilal Oswal Financial Services Limited**

  • Motilal Oswal Finvest Limited**

  • ICICI Securities Limited**

  • ICICI Securities Limited**

  • 7.38% Madhya Pradesh SDL 2026

  • SBI Funds Management Pvt Ltd/Fund Parent

  • TREPS / Reverse Repo Investments

  • 182 DAYS T-BILL 2026

  • Net Receivables/Payables

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  • Miscellaneous

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  • Cash

  • CRISIL A1+

  • ICRA A1+

  • IND A1+

  • Sov

  • Unrated

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About DSP Savings Fund

Scheme Analysis

DSP Savings Fund is a Debt - Money Market Fund fund and belongs to DSP Mutual Fund. It was launched on 30-Sep-1999 and currently has an AUM of ₹8,335.96 crore. DSP Savings Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Money Market Index as secondary index.

The NAV of DSP Savings Fund ended down ₹-0.01(-0.02%)yesterday to ₹54.3242.

Among its top 3 holdings the fund has exposure to 5.63% GOI 2026, and

The DSP Savings Fund is managed by Karan Mundhra and Shalini Vasanta.

Fund House Contact

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai - 400 028

+91 (22) 66578000
service@dspim.com
+91 (22) 66578181