SBI Liquid Fund - Growth - Direct Plan

Item: SBI Liquid Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹4151.081 0.02 %Nav, as on 12-08-2025
Previous Nav
₹ 4150.4488
Net Change on 12-08-2025
₹0.63
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 68,443.37
Expense Ratio
0.21%
(As on Jul 31, 2025)

Fund Overview Growth | Direct Plan

Fund House
SBI Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
500
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
12,000
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
3878.60
52 Week Low Nav Date
11-Aug-2024
52 Week High Nav (₹)
4150.45
52 Week High Nav Date
11-Aug-2025

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
SBI Liquid Fund - DIRECT PLAN -Growth	5.39	6.17	7.01	7.02	5.62	6.82
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
SBI Liquid Fund - DIRECT PLAN -Growth	Jan 01, 2013		7.01	7.02	5.62	0.21	68,443.37
ICICI Prudential Liquid Fund - Direct Plan - Growth	Dec 31, 2012		7.08	7.06	5.64	0.20	51,593.46
Kotak Liquid - Growth - Direct	Jan 01, 2013	Unrated	7.09	7.06	5.64	0.20	38,176.23
Nippon India Liquid Fund - Direct Plan Growth Plan - Growth Option	Jan 01, 2013		7.11	7.09	5.67	0.20	35,387.59
UTI Liquid Fund - Direct Plan - Growth Option	Dec 31, 2012		7.09	7.08	5.67	0.15	29,013.49
Tata Liquid Fund- Direct Plan-Growth	Dec 31, 2012		7.13	7.07	5.65	0.20	22,951.20

Fund Holdings as on 31-July-2025

Company % Assets
Reverse Repo
4.11
91 DAY T-BILL 23.10.25
3.90
91 DAY T-BILL 07.08.25
2.96
Bank of Baroda
2.92
National Bank for Agriculture and Rural Development
2.62
Punjab National Bank
2.26
Bharti Airtel Ltd.
2.18
Reliance Retail Ventures Ltd.
2.18
Bharti Airtel Ltd.
2.17
Bank of India
2.11
Cube Highways Trust
1.96
91 DAY T-BILL 28.08.25
1.64
91 DAY T-BILL 04.09.25
1.64
Axis Bank Ltd.
1.60
91 DAY T-BILL 14.08.25
1.53
Canara Bank
1.46
Reliance Retail Ventures Ltd.
1.46
Bank of Baroda
1.46
Canara Bank
1.45
Punjab National Bank
1.45
Punjab National Bank
1.45
Union Bank of India
1.45
Union Bank of India
1.45
Indian Oil Corporation Ltd.
1.45
LIC Housing Finance Ltd.
1.44
Indian Overseas Bank
1.44
Bank of India
1.44
Bank of Baroda
1.24
Bank of Baroda
1.17
Bank of Baroda
1.09
91 DAY T-BILL 21.08.25
1.07
Bharti Telecom Ltd.
1.05
Bank of India
1.02
PNB Housing Finance Ltd.
0.94
Indian Oil Corporation Ltd.
0.87
Jio Credit Ltd.
0.87
Kotak Securities Ltd.
0.80
Reliance Jio Infocomm Ltd.
0.73
Reliance Jio Infocomm Ltd.
0.73
TATA Capital Ltd.
0.73
Small Industries Development Bank of India
0.73
Kotak Securities Ltd.
0.73
Punjab & Sind Bank
0.73
ICICI Securities Ltd.
0.73
Birla Group Holding Pvt. Ltd.
0.73
HDFC Securities Ltd.
0.73
Kotak Securities Ltd.
0.73
ICICI Securities Ltd.
0.73
HDFC Securities Ltd.
0.73
Poonawalla Fincorp Ltd.
0.73
Axis Bank Ltd.
0.73
HDFC Bank Ltd.
0.73
Bajaj Finance Ltd.
0.72
IDFC First Bank Ltd.
0.72
Aditya Birla Capital Ltd.
0.72
Aditya Birla Capital Ltd.
0.72
ICICI Securities Ltd.
0.72
Bank of Baroda
0.72
Tata Steel Ltd.
0.72
National Bank for Agriculture and Rural Development
0.72
Small Industries Development Bank of India
0.72
182 DAY T-BILL 07.08.25
0.65
Reliance Retail Ventures Ltd.
0.58
Kotak Securities Ltd.
0.58
Vertis Infrastructure Trust
0.58
Bharat Heavy Electricals Ltd.
0.58
Indian Oil Corporation Ltd.
0.51
Sumitomo Mitsui Banking Corporation
0.51
Poonawalla Fincorp Ltd.
0.50
364 DAY T-BILL 28.08.25
0.47
6.89% State Government of Rajasthan 2025
0.45
Bharat Heavy Electricals Ltd.
0.44
HDFC Bank Ltd.
0.44
182 DAY T-BILL 18.09.25
0.44
Axis Securities Ltd.
0.44
IGH Holdings Pvt Ltd.
0.43
91 DAY T-BILL 25.09.25
0.40
TMF Holdings Ltd.
0.38
ICICI Securities Ltd.
0.36
Bharat Heavy Electricals Ltd.
0.36
HDFC Securities Ltd.
0.36
HDFC Securities Ltd.
0.36
Indian Overseas Bank
0.36
Bank of India
0.36
Bank of Baroda
0.36
ICICI Securities Ltd.
0.36
Kotak Securities Ltd.
0.33
8.23% State Government of Maharashtra 2025
0.29
SEIL Energy India Ltd.
0.29
SMFG India Credit Company Ltd.
0.29
IGH Holdings Pvt Ltd.
0.29
Indian Oil Corporation Ltd.
0.29
HDFC Securities Ltd.
0.29
Indian Bank
0.29
182 DAY T-BILL 23.10.25
0.29
Bajaj Finance Ltd.
0.29
Birla Group Holding Pvt. Ltd.
0.29
Pilani Investment & Industries Corporation Ltd.
0.29
Bharti Telecom Ltd.
0.29
Corporate Debt Market Development Fund-A2
0.26
Aditya Birla Money Ltd.
0.25
HDFC Bank Ltd.
0.25
Poonawalla Fincorp Ltd.
0.22
BOBCARD Ltd.
0.22
Axis Securities Ltd.
0.22
7.47% State Government of Gujarat 2025
0.21
TREPS
0.21
Aditya Birla Money Ltd.
0.18
HDFC Securities Ltd.
0.18
7.99% State Government of Maharashtra 2025
0.15
8.29% State Government of Maharashtra 2025
0.15
Indian Bank
0.15
Infina Finance Pvt. Ltd.
0.15
Aseem Infrastructure Finance Ltd.
0.15
IGH Holdings Pvt Ltd.
0.15
IGH Holdings Pvt Ltd.
0.15
Balrampur Chini Mills Ltd.
0.14
Aditya Birla Money Ltd.
0.14
Godrej Agrovet Ltd.
0.14
REC Ltd.
0.11
8.24% State Government of Andhra Pradesh 2025
0.10
Muthoot Finance Ltd.
0.07
IndiGrid Infrastructure Trust
0.07
Godrej Agrovet Ltd.
0.07
8.26% State Government of Maharashtra 2025
0.06
8.25% State Government of Madhya Pradesh 2025
0.04
8.16% State Government of Madhya Pradesh 2025
0.03
Net Receivable / Payable
0.01

Sector Holding%
Miscellaneous
45.52

Fund Manager

Rajeev Radhakrishnan

Education:B.E (Production), MMS (Finance) & CFA
Experience:10 Year
Basic Details:Mr. Rajeev has joined SBI Funds Management Pvt. Ltd. in June 2008 and manages various Fixed Income schemes. He brings with him over 10 years of experience in funds management including around 2 years in equity funds and research and 8 years in Fixed Income Funds. He was earlier associated with UTI Mutual Fund as a Co-Fund Manager, managing fixed income funds and debt portion of balanced schemes.
Funds Managed:
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Balanced Advantage Fund
SBI Corporate Bond Fund
SBI Equity Hybrid Fund
SBI Floating Rate Debt Fund
SBI Liquid Fund
SBI Savings Fund

Holding Type Holding %
[ICRA]A1+
4.35
[ICRA]AAA
0.07
CARE A1+
1.80
Cash
4.33
CRISIL A1+
63.23
CRISIL AA+
0.45
CRISIL AAA
0.11
IND A1+
8.96
Sovereign
16.47
Unrated
0.26

About SBI Liquid Fund

Scheme Analysis

SBI Liquid Fund is a Debt - Liquid Fund fund and belongs to SBI Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹68,443.37 crore. SBI Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of SBI Liquid Fund ended up ₹0.63(0.02%)yesterday to ₹4151.081.

Among its top 3 holdings the fund has exposure to Reverse Repo, and

The SBI Liquid Fund is managed by Rajeev Radhakrishnan .

Fund House Contact

Address:

9th Floor, Crescenzo, C - 38 & 39 G Block, BKC, Bandra (East) Mumbai - 400 051

Phone Number: 022 - 61793537

Email Address: customer.delight@sbimf.com

Fax Number: 022 - 22189663

Website: www.sbimf.com

Money Simplified Videos

Infographics

SBI Liquid Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

About SBI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

SBI Liquid Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-July-2025

Fund Manager

About SBI Liquid Fund

Scheme Analysis

Fund House Contact