Bandhan Liquid Fund - IDCW - Direct Plan

Item: Bandhan Liquid Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹1009.0298 0.02 %Nav, as on 08-12-2024
Previous Nav
₹ 1008.8426
Net Change on 08-12-2024
₹0.19
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 13,773.88
Expense Ratio
0.12%
(As on Nov 30, 2024)

Fund Overview IDCW | Direct Plan

Fund House
Bandhan Mutual Fund
Launch Date
01-Jan-2013
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
200
52 Week Low Nav (₹)
2034.50
52 Week Low Nav Date
08-Dec-2023
52 Week High Nav (₹)
2186.40
52 Week High Nav Date
08-Dec-2024

Fund Objective

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Bandhan Liquid Fund -Direct Plan -Monthly IDCW	6.92	7.10	7.45	6.40	5.23	5.55
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Bandhan Liquid Fund -Direct Plan -Monthly IDCW	Jan 01, 2013		7.45	6.40	5.23	0.12	13,773.88
Kotak Liquid - Daily Reinvestment of Income Distribution cum capital withdrawal option - Direct	Dec 31, 2012	Unrated	7.44	6.39	5.25	0.20	34,539.06
UTI Liquid Fund - Direct Plan - Annual IDCW	Sep 15, 2014		7.44	6.41	5.39	0.16	25,219.14
UTI Liquid Fund - Direct Plan - Daily IDCW (Reinvestment)	Dec 31, 2012		7.44	6.40	5.28	0.16	25,219.14
UTI Liquid Fund - Direct Plan - Flexi IDCW	Aug 10, 2017		7.44	6.41	5.42	0.16	25,219.14
UTI Liquid Fund - Direct Plan - Fortnightly IDCW	Mar 05, 2017		7.44	6.41	5.30	0.16	25,219.14

Fund Holdings as on 30-November-2024

Company % Assets
91 Days Tbill
5.72
HDFC Bank Limited **
4.66
91 Days Tbill
3.94
Punjab National Bank **
3.80
Export Import Bank of India **
3.63
Bank of Baroda **
3.58
Punjab National Bank **
3.58
91 Days Tbill
3.58
National Bank For Agriculture and Rural Development **
3.57
Canara Bank **
3.57
L&T Finance Limited **
2.86
Reliance Jio Infocomm Limited **
2.54
Reliance Industries Limited **
2.51
UltraTech Cement Limited **
2.18
Bank of Baroda **
2.15
Tata Steel Limited **
2.15
Bajaj Finance Limited **
2.14
Tata Capital Limited **
2.14
Reliance Jio Infocomm Limited **
1.81
Larsen & Toubro Limited **
1.81
Reliance Retail Ventures Limited **
1.79
HDFC Securities Limited **
1.79
Mahindra & Mahindra Financial Services Limited **
1.79
Bank of Baroda **
1.78
7.05% National Housing Bank **
1.74
National Bank For Agriculture and Rural Development **
1.61
National Bank For Agriculture and Rural Development **
1.45
Tata Steel Limited **
1.45
Reliance Retail Ventures Limited **
1.45
Grasim Industries Limited **
1.45
Punjab National Bank **
1.44
Panatone Finvest Limited **
1.44
Axis Securities Limited **
1.44
Kotak Securities Limited **
1.43
182 Days Tbill
1.41
364 Days Tbill
1.41
Axis Securities Limited **
1.25
Export Import Bank of India **
1.09
Canara Bank **
1.09
91 Days Tbill
1.08
Union Bank of India **
1.08
364 Days Tbill
1.08
HDFC Bank Limited **
0.90
Punjab National Bank **
0.89
Grasim Industries Limited **
0.73
HDFC Bank Limited **
0.72
Axis Bank Limited **
0.72
364 Days Tbill
0.72
Cholamandalam Investment and Finance Company Ltd **
0.72
Kotak Mahindra Prime Limited **
0.71
Tata Motors Finance Limited **
0.71
Reliance Industries Limited **
0.54
Kotak Mahindra Bank Limited **
0.54
HDFC Bank Limited **
0.54
HDFC Securities Limited **
0.54
Bajaj Financial Securities Limited **
0.36
Export Import Bank of India **
0.36
91 Days Tbill
0.36
HDFC Bank Limited **
0.25
Corporate Debt Market Development Fund Class A2
0.25
Canara Bank **
0.18
Cholamandalam Investment and Finance Company Ltd **
0.18
Panatone Finvest Limited **
0.18
Kotak Mahindra Bank Limited **
0.18
ICICI Securities Limited **
0.18
Barclays Investments & Loans (India) Private Limited **
0.18
364 Days Tbill
0.18
Cholamandalam Investment and Finance Company Ltd **
0.18
8.45% HDFC Bank Limited **
0.15
Triparty Repo TRP_021224
0.13
Cash Margin - CCIL
0.01
Net Current Assets
-5.75

Sector Holding%
Miscellaneous
52.33

Fund Manager

Harshal Joshi

Education:PGDBM
Experience:5.5 Years
Basic Details:Mr. Harshal Joshi has an overall experience of 5.5 years. He has been associated with IDFC Mutual Fund since December 2008 with Fixed Income Investment team. Prior to this, he was associated with ICAP India Pvt. Ltd.
Funds Managed:
Bandhan Business Cycle Fund
Bandhan Financial Services Fund
Bandhan All Seasons Bond Fund
Bandhan Arbitrage Fund
Bandhan Liquid Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - November 2026 Index Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - September 2027 Index Fund
Bandhan CRISIL IBX Gilt April 2032 Index Fund
Bandhan Equity Savings Fund
Bandhan Government Securities Fund - Constant Maturity Plan
Bandhan CRISIL IBX Gilt June 2027 Index Fund
Bandhan CRISIL IBX Gilt June 2027 Index Fund
Bandhan CRISIL IBX Gilt April 2028 Index Fund
Bandhan CRISIL IBX Gilt April 2028 Index Fund
Bandhan Hybrid Equity Fund
Bandhan Low Duration Fund
Bandhan Midcap Fund
Bandhan Multi Cap Fund
Bandhan Multi Cap Fund
Bandhan Conservative Hybrid Fund
Bandhan Transportation and Logistics Fund
Bandhan Ultra Short Term Fund
Bandhan Ultra Short Term Fund
Bandhan All Seasons Bond Fund
Bandhan Arbitrage Fund
Bandhan Conservative Hybrid Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - November 2026 Index Fund
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - September 2027 Index Fund
Bandhan CRISIL IBX Gilt April 2028 Index Fund
Bandhan CRISIL IBX Gilt April 2032 Index Fund
Bandhan CRISIL IBX Gilt June 2027 Index Fund
Bandhan Equity Savings Fund
Bandhan Financial Services Fund
Bandhan Government Securities Fund - Constant Maturity Plan
Bandhan Hybrid Equity Fund
Bandhan Liquid Fund
Bandhan Low Duration Fund
Bandhan Midcap Fund
Bandhan Multi Cap Fund
Bandhan Conservative Hybrid Fund
Bandhan Transportation and Logistics Fund
Bandhan Ultra Short Term Fund

Brijesh Shah

Education:PG-Diploma in Finance
Experience:10 Years
Basic Details:Mr. Shah is associated with IDFC AMC since August 2015 as part of the Fixed Income Team and will now be handling investments and fixed income fund management.Prior experience:1) IDBI Asset Management Ltd. - Dealing in Fixed income (Jan. 2013 to Aug. 2015)2) India Bulls Asset Management Ltd. - Dealing in Fixed income (Jun. 2011 to Dec. 2012)3) Mata Securities - Relationship Manager, Wholesale Debt Market (Jun. 2010 to Jun. 2011)4) Twenty First Century - Relationship Manager, Wholesale Debt Market (Jan. 2009 to May 2010)
Funds Managed:
Bandhan Innovation Fund
Bandhan Balanced Advantage Fund
Bandhan Liquid Fund
Bandhan Balanced Advantage Fund
Bandhan Floating Rate Fund
Bandhan Floating Rate Fund
Bandhan Money Manager Fund
Bandhan Overnight Fund
Bandhan Overnight Fund
Bandhan Balanced Advantage Fund
Bandhan Floating Rate Fund
Bandhan Liquid Fund
Bandhan Money Manager Fund
Bandhan Overnight Fund

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
29/11/2024
55.21
31/10/2024
64.72
28/09/2024
56.26
30/08/2024
56.90
31/07/2024
65.96
28/06/2024
53.52
31/05/2024
60.34
30/04/2024
74.45
28/03/2024
54.32
29/02/2024
59.89
31/01/2024
67.42
29/12/2023
56.00
30/11/2023
57.35
31/10/2023
63.04
28/09/2023
52.58
31/08/2023
60.85
29/07/2023
53.29
01/07/2023
57.57
31/05/2023
64.05
28/04/2023
60.14
30/03/2023
60.19
28/02/2023
49.44
31/01/2023
56.56
30/12/2022
54.42
30/11/2022
57.51
29/10/2022
49.69
30/09/2022
42.04
30/08/2022
49.38
29/07/2022
36.52
30/06/2022
38.78
31/05/2022
33.07
29/04/2022
30.69
31/03/2022
32.49
26/02/2022
28.41
29/01/2022
27.28
31/12/2021
29.20
30/11/2021
31.24
29/10/2021
26.18
30/09/2021
24.47
31/08/2021
29.55
30/07/2021
27.89
30/06/2021
29.45
29/05/2021
24.95
30/04/2021
30.75
27/03/2021
25.28
27/02/2021
25.71
29/01/2021
24.28
29/12/2020
26.07
26/11/2020
24.21
29/10/2020
28.15
29/09/2020
26.08
29/08/2020
27.75
29/07/2020
27.15
27/06/2020
28.66
29/05/2020
39.83
29/04/2020
50.27
28/03/2020
44.02
29/02/2020
43.35
29/01/2020
43.43
28/12/2019
39.31
29/11/2019
40.33
31/10/2019
50.95
28/09/2019
41.62
30/08/2019
48.64
31/07/2019
58.54
28/06/2019
49.73
31/05/2019
66.08
30/04/2019
60.92
29/03/2019
54.84
28/02/2019
51.69
31/01/2019
63.54
29/12/2018
57.09
30/11/2018
60.56
31/10/2018
69.64
28/09/2018
54.57
31/08/2018
60.86
31/07/2018
65.11
29/06/2018
59.38
31/05/2018
63.97
27/04/2018
65.99
27/03/2018
53.35
28/02/2018
51.18
31/01/2018
60.40
29/12/2017
50.80
30/11/2017
52.58
31/10/2017
58.82
28/09/2017
48.71
31/08/2017
58.25
30/07/2017
53.24
28/04/2017
52.84
30/03/2017
54.07
28/02/2017
50.74
31/01/2017
62.02
28/12/2016
48.92
30/11/2016
62.54
28/10/2016
56.48
28/09/2016
52.76
31/08/2016
64.12
29/07/2016
59.25
30/06/2016
62.35
31/05/2016
69.19
29/04/2016
78.79
29/03/2016
69.17
28/02/2016
60.30
29/01/2016
60.13
31/12/2015
67.86
29/11/2015
59.82
30/10/2015
75.28
27/09/2015
56.68
30/08/2015
62.19
31/07/2015
68.69
30/06/2015
72.52
29/05/2015
67.18
30/04/2015
88.19
26/03/2015
45.65
26/02/2015
62.75
30/01/2015
50.78
31/12/2014
76.84
28/11/2014
66.23
31/10/2014
82.02
28/09/2014
71.67
28/08/2014
65.93
31/07/2014
77.58
29/06/2014
69.46
30/05/2014
73.46
30/04/2014
96.70
25/03/2014
64.38
27/02/2014
68.81
29/01/2014
70.61
31/12/2013
78.81
29/11/2013
74.41
31/10/2013
97.00
26/09/2013
79.06
30/08/2013
86.61
31/07/2013
54.99
27/06/2013
62.41
30/05/2013
71.80
29/04/2013
97.26
21/03/2013
52.23
27/02/2013
63.87
30/01/2013
6.84

Holding Type Holding %
CARE A1+
5.73
Cash
-5.61
CRISIL A1+
49.60
CRISIL AAA
1.89
FITCH A1+
7.51
ICRA A1+
21.15
Sov
19.48
Unrated
0.25

About Bandhan Liquid Fund

Scheme Analysis

Bandhan Liquid Fund is a Debt - Liquid Fund fund and belongs to Bandhan Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹13,773.88 crore. Bandhan Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Bandhan Liquid Fund ended up ₹0.19(0.02%)yesterday to ₹1009.0298.

Among its top 3 holdings the fund has exposure to 91 Days Tbill, and

The Bandhan Liquid Fund is managed by Harshal Joshi and Brijesh Shah.

Fund House Contact

Address:

6th Floor, One World Centre, 841, Jupiter Mills Compound, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013

Phone Number: 022-66289999

Email Address: investormf@bandhanamc.com

Fax Number: 022-24215052

Website: https://bandhanmutual.com/

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