HDFC Low Duration Fund - Growth - Direct Plan

Item: HDFC Low Duration Fund - Growth - Direct Plan
Rating: 2
Author: PersonalFN

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₹64.7806 0.01 %Nav, as on 06-01-2026
Previous Nav
₹ 64.774
Net Change on 06-01-2026
₹0.01
PersonalFN Rating
Category
Debt - Low Duration Fund
Assets (Cr.)
₹ 24,646.91
Expense Ratio
0.45%
(As on Nov 30, 2025)

Fund Overview Growth | Direct Plan

Fund House
HDFC Mutual Fund
Launch Date
01-Jan-2013
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
100
Minimum Addl Investment (₹)
100
Exit Load (%)
Nil
Minimum SIP Investment (₹)
100
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
100
52 Week Low Nav (₹)
60.11
52 Week Low Nav Date
06-Jan-2025
52 Week High Nav (₹)
64.77
52 Week High Nav Date
05-Jan-2026

Fund Objective

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
HDFC Low Duration Fund - Direct Plan - Growth	4.29	5.79	7.77	7.83	6.48	7.70
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
CRISIL Liquid Debt Index	N/A	N/A	N/A	N/A	N/A	N/A
NIFTY Low Duration Debt Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
HDFC Low Duration Fund - Direct Plan - Growth	Jan 01, 2013	7.77	7.83	6.48	0.45	24,646.91
ICICI Prudential Savings Fund - Direct Plan - Growth	Jan 01, 2013	7.78	7.85	6.40	0.42	30,163.08
SBI Low Duration Fund - DIRECT PLAN - GROWTH	Jan 01, 2013	7.50	7.57	6.19	0.43	16,162.70
Kotak Low Duration Fund- Direct Plan- Growth Option	Jan 01, 2013	7.80	7.83	6.46	0.42	15,282.84
Aditya Birla Sun Life Low duration Fund - Growth - Direct Plan	Jan 01, 2013	7.76	7.76	6.54	0.42	13,565.04
Nippon India Low Duration Fund - Direct Plan Growth Plan - Growth Option	Jan 01, 2013	7.78	7.71	6.55	0.38	10,405.76

Fund Holdings as on 31-December-2025

Company % Assets
6.52% GOI MAT 071231
5.10
6.82% Floating Rate GOI 2033
4.40
6.75% Sikka Port and Terminal Limited^
3.12
Net Current Assets
3.07
Jubilant Beverages Limited^
2.59
7.8% National Bank for Agri & Rural Dev.
2.56
7.44% REC Limited.^
2.11
6.22% Floating Rate GOI 2028
2.04
7.53% National Bank for Agri & Rural Dev.
1.93
7.37% Power Finance Corporation Ltd.^
1.93
7.75% Small Industries Development Bank^
1.77
7.59% National Housing Bank^
1.73
7.22% National Housing Bank^
1.73
7.23% Indian Railways Finance Corp. Ltd.
1.67
8.1% Bajaj Housing Finance Ltd.^
1.65
8.6% ADITYA BIRLA RENEWABLES LIMITED^
1.64
6.4% Jamnagar Utilities & Power Pvt. Limited
1.52
6.27% Power Finance Corporation Ltd.^
1.51
7.58% National Bank for Agri & Rural Dev.
1.51
Radhakrishna Securitisation Trust^
1.42
JTPM Metal Traders Limited^
1.26
Jubilant Bevco Limited^
1.24
7.34% Small Industries Development Bank^
1.23
7.44% Indian Oil Corporation Ltd.^
1.05
7.49% National Bank for Agri & Rural Dev.
1.02
8.5% Motilal Oswal Financial Services Ltd.^
1.02
7.55% Poonawalla Fincorp Ltd^
1.01
8.75% 360 One Prime Limited^
1.01
7.84% HDB Financial Services Ltd.^
0.93
7.43% Small Industries Development Bank^
0.92
7.5% National Bank for Agri & Rural Dev.^
0.88
7.79% Small Industries Development Bank^
0.82
7.73% LIC Housing Finance Ltd.^
0.82
8.6806% JM Financial Credit Solutions Ltd.^
0.81
6.37% REC Limited.^
0.81
6.64% Housing and Urban Development Corporation Ltd.^
0.81
7.17% SMFG India Home Finance Company Ltd^
0.81
8.0409% TATA Capital Housing Finance Ltd.^
0.78
7.59% REC Limited.^
0.76
7.48% National Bank for Agri & Rural Dev.
0.72
7.42% Power Finance Corporation Ltd.^
0.72
7.41% Indian Railways Finance Corp. Ltd.^
0.71
8.52% Muthoot Finance Ltd.^
0.62
7.35% Export - Import Bank of India
0.62
8.2% CanFin Homes Ltd.^
0.62
8.6% Truhome Finance Limited^
0.62
8.28% SMFG India Credit Company Ltd^
0.61
Shivshakti Securitisation Trust^
0.61
7.64% Power Finance Corporation Ltd.^
0.61
7.78% Bajaj Housing Finance Ltd.^
0.61
7.65% Poonawalla Fincorp Ltd^
0.61
7.2941% Kotak Mahindra Investments Ltd.^
0.61
6.5% TATA Capital Housing Finance Ltd.^
0.61
IIFL CAPITAL SERVICES LIMITED^
0.60
7.65% HDB Financial Services Ltd.
0.57
7.9% Jamnagar Utilities & Power Pvt. Limited^
0.56
7.68% Indian Railways Finance Corp. Ltd.^
0.53
8.37% National Highways Authority of India^
0.53
Dhruva XXIV ^^
0.53
7.55% Power Finance Corporation Ltd.^
0.51
7.77% REC Limited.^
0.51
6.6% REC Limited.^
0.51
Sansar Trust July 2023 II^
0.47
8.098% Tata Capital Ltd.
0.41
7.62% National Bank for Agri & Rural Dev.
0.41
8.45% Mahindra Rural Housing Finance Ltd^
0.41
8.95% Bharti Telecom Limited^
0.41
8.23% John Deere Financial India Pvt. Ltd.^
0.41
7.79% Small Industries Development Bank^
0.41
7.9% Sundaram Home Finance Limited^
0.41
7.74% LIC Housing Finance Ltd.
0.41
9.3% JM Financial Credit Solutions Ltd.^
0.41
8.1% Bajaj Finance Ltd.^
0.41
7.98% Bajaj Housing Finance Ltd.^
0.41
7.7% Power Finance Corporation Ltd.^
0.41
7.55% REC Limited.^
0.41
7.47% NTPC Limited^
0.41
7.55% Small Industries Development Bank^
0.41
7.44% Small Industries Development Bank^
0.41
7.48% Housing and Urban Development Corporation Ltd.^
0.41
7.6% Poonawalla Fincorp Ltd^
0.41
6.73% Power Finance Corporation Ltd.^
0.41
7.5285% Poonawalla Fincorp Ltd^
0.41
6.23% REC Limited.^
0.40
6.77% Tata Communications Limited^
0.40
India Universal Trust AL2 £^
0.40
IIFL Finance Limited^
0.40
6.82% Bihar SDL - ISD 140721 Mat 140728^
0.39
7.25% Bajaj Auto Credit Limited^
0.37
Vajra 014 ^
0.37
9.9% IIFL Finance Limited^
0.33
7.25% RJ Corp Limited^
0.32
8% Tata Capital Ltd.^
0.31
8.29% ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)^
0.31
7.96% Pipeline Infrastructure Pvt. Ltd.^
0.31
7.71% REC Limited.^
0.31
7.62% Export - Import Bank of India^
0.31
8.07% Kalpataru Projects International Ltd^
0.30
Power Finance Corporation Ltd.^
0.29
Corporate Debt Market Development Fund
0.26
Indigo 045^
0.25
7.9% Sikka Port and Terminal Limited^
0.25
9.1% Cholamandalam Investment & Finance Co. Ltd.
0.21
7.77% Power Finance Corporation Ltd.^
0.21
7.85% ICICI Home Finance Ltd^
0.21
8% Tata Capital Ltd.
0.21
TREPS - Tri-party Repo
0.20
8.35% SMFG India Home Finance Company Ltd^
0.20
9% JM FINANCIAL HOME LOANS LIMITED^
0.20
8.37% ONGC Petro additions Ltd. (Letter of Comfort by ONGC Ltd.)^
0.20
7.7% REC Limited.
0.20
7.64% REC Limited.^
0.20
7.56% REC Limited.
0.20
8.03% Power Finance Corporation Ltd.^
0.20
7.19% Jio Credit Ltd^
0.20
6.92% DLF Cyber City Developers Ltd.^
0.20
6.09% Power Finance Corporation Ltd.^
0.20
8.52% Muthoot Finance Ltd.^
0.19
8.3324% HDB Financial Services Ltd.^
0.16
8.3333% HDB Financial Services Ltd.^
0.14
9.65% Arka Fincap Limited^
0.14
7.44% National Bank for Agri & Rural Dev.
0.14
7.9265% LIC Housing Finance Ltd.^
0.12
7.83% Indian Railways Finance Corp. Ltd.^
0.12
7.475% Kotak Mahindra Prime Ltd.^
0.12
9.3% TVS Credit Services Ltd^
0.11
7.51% Small Industries Development Bank^
0.10
7.48% Small Industries Development Bank^
0.10
7.75% Power Finance Corporation Ltd.^
0.10
8.25% Mahindra & Mahindra Financial Services Ltd.^
0.10
7.44% REC Limited.
0.10
7.34% UltraTech Cement Limited^
0.10
7.95% LIC Housing Finance Ltd.^
0.10
7.64% REC Limited.^
0.10
7.83% National Bank for Agri & Rural Dev.
0.10
8.5% Nomura Capital India Pvt. Ltd.^
0.10
8.47% LIC Housing Finance Ltd.^
0.10
8.21% Haryana UDAY SDL - Mat 310326^
0.10
7.83% LIC Housing Finance Ltd.^
0.10
8.255% Kotak Mahindra Prime Ltd.^
0.10
7.81% Sundaram Home Finance Limited^
0.10
7.8% REC Limited.^
0.10
8.3% Mahindra & Mahindra Financial Services Ltd.
0.10
7.42% National Housing Bank^
0.10
7.14% Bajaj Housing Finance Ltd.^
0.10
7.22% Citicorp Finance (India) Ltd.^
0.10
7.7% Poonawalla Fincorp Ltd^
0.10
7.02% Bajaj Housing Finance Ltd.^
0.10
6% HDFC Bank Ltd.£^
0.10
7.4% Bharti Telecom Limited
0.10
6.52% REC Limited.
0.10
6.14% Indian Oil Corporation Ltd.^
0.10
7.39% TAMIL NADU SDL - Mat 091126^
0.09
7.68% Small Industries Development Bank^
0.08
8.1929% Kotak Mahindra Investments Ltd.^
0.08
6.35% Power Finance Corporation Ltd.^
0.08
7.67% Punjab SDL - Mat 291127^
0.06
8.14% Nuclear Power Corporation of India Ltd.^
0.06
8.0736% HDB Financial Services Ltd.^
0.06
8.45% HDFC Bank Ltd.£^
0.05
7.9% HDFC Bank Ltd.£^
0.05
7.68% Tamil Nadu SDL UDAY - Mat 220326^
0.05
8.55% Indian Railways Finance Corp. Ltd.^
0.04
8.07% Tamil Nadu SDL Mat 150626^
0.04
7.08% Karnataka SDL - Mat 141226^
0.04
8.05% Gujarat SDL - Mat 150626^
0.03
8.05% NTPC Limited^
0.03
8.35% HDFC Bank Ltd.£^
0.03
8.48% LIC Housing Finance Ltd.^
0.03
7.98% Gujarat SDL Mat 250526^
0.03
8.67 Maharashtra SDL Mat 240226^
0.02
7.92% Uttar Pradesh Mat 240128^
0.02
7.77% Andhra Pradesh SDL Mat 100128^
0.02
8.35% Puducherry SDL Mat 130327^
0.02
7.72% Tamil Nadu SDL UDAY Mat 220228^
0.02
7.53 West Bengal SDL Mat 221127^
0.02
7.20% Karnataka SDL Mat 231029^
0.02
8.46% HDFC Bank Ltd.£^
0.02
7.9% LIC Housing Finance Ltd.^
0.02
8.48% Rajasthan SDL - Mat 100226^
0.02
8.45% LIC Housing Finance Ltd.^
0.02
GOI STRIPS - Mat 171226^
0.02
GOI STRIPS - Mat 170627^
0.02
GOI STRIPS - Mat 171227^
0.02
8.32% Andhra Pradesh SDL Mat 060228^
0.02
7.24% Gujarat SDL Mat 281226^
0.02
8.49% Tamil Nadu SDL - Mat 100226^
0.02
8.65% Rajasthan SDL - Mat 240226^
0.02
8.76% Madhya Pradesh SDL Mat 240226^
0.01
7.90% Tamil Nadu SDL UDAY - Mat 220327^
0.01
7.84% Maharashtra SDL MAT 130726^
0.01
7.69% Gujarat SDL MAT 270726^
0.01
7.65% Karnataka SDL - Mat 291127^
0.01
7.15% Tamil Nadu SDL Mat 201127^
0.01
6.97% Assam SDL - Mat 231126^
0.01
6.88% Goa SDL Mat 231126^
0.01
8.21% Rajasthan SDL - Mat 310326^
0.01
8.69% Tamil Nadu SDL Mat 240226^
0.00
8.5% Tata Capital Ltd.^
0.00
8.2185% Kotak Mahindra Investments Ltd.^
0.00
7.8445% TATA Capital Housing Finance Ltd.^
0.00

Sector Holding%
Miscellaneous
78.65

Fund Manager

Anupam Joshi

Education:P. G. Diploma in Business Management.
Experience:10 Years
Basic Details:Mr. Anupam Joshi has over 10 years of experience in Portfolio Management & Dealing. In his last assignment with Principal PNB Asset Management Company, he was involved in Portfolio Management & Dealing. Prior to this he had worked with ICAP India Private Ltd as a Dealer. Prior to that he was dealer in Fixed income team at Asit C. Mehta Investment Intermediates Ltd.
Funds Managed:
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
HDFC NIFTY G-Sec Apr 2029 Index Fund
HDFC Nifty G-sec Dec 2026 Index Fund
HDFC Nifty G-Sec Jul 2031 Index Fund
HDFC Nifty G-Sec Jun 2027 Index Fund
HDFC NIFTY G-Sec Jun 2036 Index Fund
HDFC Nifty G-Sec Sep 2032 Index Fund
HDFC Nifty SDL Oct 2026 Index Fund
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund
HDFC Corporate Bond Fund
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
HDFC Hybrid Equity Fund
HDFC Low Duration Fund
HDFC NIFTY G-Sec Apr 2029 Index Fund
HDFC Nifty G-sec Dec 2026 Index Fund
HDFC Nifty G-Sec Jul 2031 Index Fund
HDFC Nifty G-Sec Jun 2027 Index Fund
HDFC NIFTY G-Sec Jun 2036 Index Fund
HDFC Nifty G-Sec Sep 2032 Index Fund
HDFC Nifty SDL Oct 2026 Index Fund
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund

Praveen Jain

Holding Type Holding %
CARE - AAA
3.65
CARE - AAA(SO)
0.25
Cash
3.27
CRISIL - A1+
1.00
CRISIL - AA
8.72
CRISIL - AA+
1.32
CRISIL - AAA
52.74
CRISIL - AAA(SO)
3.27
ICRA - AA
2.23
ICRA - AA+
0.32
ICRA - AAA
8.91
ICRA - AAA(SO)
0.53
IND - AA
0.62
IND - AAA
0.10
Sovereign
12.76
Unrated
0.26

About HDFC Low Duration Fund

Scheme Analysis

HDFC Low Duration Fund is a Debt - Low Duration Fund fund and belongs to HDFC Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹24,646.91 crore. HDFC Low Duration Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and CRISIL Liquid Debt Index as primary index and NIFTY Low Duration Debt Index as secondary index.

The NAV of HDFC Low Duration Fund ended up ₹0.01(0.01%)yesterday to ₹64.7806.

Among its top 3 holdings the fund has exposure to 6.52% GOI MAT 071231, and

The HDFC Low Duration Fund is managed by Anupam Joshi and Praveen Jain.

Fund House Contact

Address:

HDFC House, 2nd floor, H.T. Parekh Marg, 165-166 Backbay Reclamation, Churchgate Mumbai - 400 020

Phone Number: +91 (22) 66316333

Email Address: cliser@hdfcindia.com

Fax Number: +91 (22) 22821144

Website: www.hdfcfund.com

Money Simplified Videos

Infographics

HDFC Low Duration Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-December-2025

Fund Manager

About HDFC Low Duration Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

HDFC Low Duration Fund - Growth - Direct Plan

Fund Overview Growth | Direct Plan

Fund Objective

To generate income / capital appreciation through investment in debt securities and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-December-2025

Fund Manager

About HDFC Low Duration Fund

Scheme Analysis

Fund House Contact