Aditya Birla Sun Life Banking & PSU Debt Fund - Growth - Direct Plan

Other Plans and Options
  • (0%)Nav, as on 04-12-2025

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  • Net Change on 04-12-2025

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  • Assets (Cr.)

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 4.89 7.78 7.92 7.82 6.26 8.43
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth Jan 01, 2013 7.92 7.82 6.26 0.39 9,241.17
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option Jan 01, 2013 8.01 7.55 6.06 0.34 13,417.14
Bandhan Banking and PSU Fund-Direct Plan- Growth Option Mar 07, 2013 7.56 7.55 6.00 0.36 12,963.49
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth Mar 13, 2013 8.12 7.98 6.66 0.39 9,764.38
HDFC BANKING AND PSU DEBT FUND - Direct Plan - Growth Option Mar 26, 2014 8.06 7.90 6.31 0.39 5,901.18
Kotak Banking and PSU Debt Direct - Growth Jan 01, 2013 8.21 7.96 6.46 0.40 5,747.06

Fund Holdings as on 30-November-2025

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028) **

  • 7.77% Power Finance Corporation Limited (15/07/2026) **

  • 7.60% Power Finance Corporation Limited (13/04/2029) **

  • 6.80% National Housing Bank (02/04/2032) **

  • 7.42% State Bank of India (29/08/2039) **

  • Government of India (08/04/2034)

  • 6.58% Indian Railway Finance Corporation Limited (30/05/2030) **

  • 7.56% REC Limited (31/08/2027) **

  • Net Receivables / (Payables)

  • 8.00% HDFC Bank Limited (27/07/2032) **

  • 7.30% Bharti Telecom Limited (01/12/2027) **

  • 6.94% Power Grid Corporation of India Limited (15/04/2035) **

  • 7.82% Bajaj Finance Limited (31/01/2034) **

  • 7.64% National Bank For Agriculture and Rural Development (06/12/2029) **

  • 7.40% National Bank For Agriculture and Rural Development (29/04/2030)

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028) **

  • 7.17% Indian Railway Finance Corporation Limited (27/04/2035) **

  • 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) **

  • Shivshakti Securitisation Trust 2025-1 (28/09/2029) **

  • 7.59% Small Industries Development Bank of India (10/02/2026)

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • 7.93% Bajaj Finance Limited (02/05/2034) **

  • 7.65% HDFC Bank Limited (25/05/2033) **

  • 7.27% Power Finance Corporation Limited (15/10/2031) **

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • 6.52% REC Limited (31/01/2028)

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029) **

  • Clearing Corporation of India Limited

  • 7.68% Small Industries Development Bank of India (10/08/2027) **

  • 7.80% HDFC Bank Limited (03/05/2033) **

  • 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **

  • State Government Securities (10/09/2034)

  • 6.47% Indian Railway Finance Corporation Limited (30/05/2028) **

  • 7.34% REC Limited (30/04/2030) **

  • 7.80% REC Limited (30/05/2026) **

  • 7.40% Bharti Telecom Limited (01/02/2029) **

  • 6.98% Power Grid Corporation of India Limited (12/08/2035) **

  • 7.45% REC Limited (31/08/2035) **

  • 7.71% REC Limited (26/02/2027) **

  • Government of India (24/07/2037)

  • 7.38% Power Finance Corporation Limited (15/01/2032) **

  • 7.97% Tata Capital Limited (19/07/2028)

  • 7.34% Small Industries Development Bank of India (26/02/2029) **

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 6.90% Housing & Urban Development Corporation Limited (06/05/2030) **

  • Government of India (17/04/2030)

  • 6.60% REC Limited (30/06/2027)

  • 8.05% Tata Capital Housing Finance Limited (18/06/2029) **

  • 7.75% Small Industries Development Bank of India (10/06/2027) **

  • 7.14% Export Import Bank of India (13/12/2029) **

  • 7.59% REC Limited (31/05/2027) **

  • 7.23% Bank of Baroda (16/01/2035) **

  • 7.64% REC Limited (30/06/2026) **

  • 7.40% National Housing Bank (16/07/2026) **

  • 7.55% Poonawalla Fincorp Limited (25/03/2027) **

  • 7.2324% Kotak Mahindra Investments Limited (26/05/2028) **

  • 7.60% Poonawalla Fincorp Limited (28/05/2027) **

  • 6.78% Indian Railway Finance Corporation Limited (30/04/2030)

  • 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) **

  • 6.65% Indian Railway Finance Corporation Limited (20/05/2030) **

  • Canara Bank (26/05/2026) ** #

  • Government of India (15/04/2065)

  • 7.71% LIC Housing Finance Limited (09/05/2033) **

  • Government of India (25/11/2074)

  • 7.39% Indian Railway Finance Corporation Limited (15/07/2034) **

  • State Government Securities (12/11/2043)

  • 7.45% Bharti Telecom Limited (15/12/2028)

  • Government of India (05/05/2035)

  • Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) **

  • 7.77% HDFC Bank Limited (28/06/2027) **

  • 7.36% ICICI Home Finance Company Limited (02/05/2030) **

  • Government of India (14/08/2033)

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • 7.62% Tata Capital Limited (08/04/2030) **

  • Government of India (06/11/2073)

  • Government of India (14/07/2032)

  • 7.20% Knowledge Realty Trust (26/09/2028) **

  • Government of India (15/04/2039)

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 0% GOI - 22AUG28 STRIPS

  • 7.75% HDFC Bank Limited (13/06/2033) **

  • State Government Securities (03/09/2035)

  • 7.44% Power Finance Corporation Limited (15/01/2030) **

  • 7.77% REC Limited (31/03/2028) **

  • 7.70% REC Limited (12/12/2027) **

  • 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) **

  • 7.46% REC Limited (30/06/2028) **

  • 7.32% REC Limited (28/02/2035) **

  • 7.68% Small Industries Development Bank of India (10/09/2027) **

  • 7.79% Small Industries Development Bank of India (19/04/2027) **

  • 7.44% National Bank For Agriculture and Rural Development (24/02/2028) **

  • 8.07% SMFG India Home Finance Company Limited (10/09/2027) **

  • 7.28% Indian Railway Finance Corporation Limited (14/02/2040) **

  • 7.15% Power Finance Corporation Limited (08/09/2027) **

  • 7.70% Power Finance Corporation Limited (15/09/2026) **

  • 7.49% National Bank For Agriculture and Rural Development (15/10/2026) **

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.95% HDB Financial Services Limited (04/06/2035) **

  • 7.4091% HDB Financial Services Limited (05/06/2028) **

  • 7.44% REC Limited (30/04/2026) **

  • 7.60% REC Limited (28/02/2026) **

  • 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035)

  • Government of India (22/04/2064)

  • Canara Bank (20/02/2026) ** #

  • State Government Securities (06/08/2040)

  • 0% GOI - 06MAY30 STRIPS

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028) **

  • 8.01% REC Limited (24/03/2028) **

  • 7.99% Tata Capital Limited (08/02/2034) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • State Government Securities (21/11/2034)

  • State Government Securities (16/10/2035)

  • India Universal Trust AL1 (20/09/2030) **

  • 0% GOI - 16JUN30 STRIPS

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • 7.77% LIC Housing Finance Limited (11/08/2028) **

  • 8.33% Aditya Birla Finance Limited (19/05/2027) **

  • 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) **

  • State Government Securities (07/08/2035)

  • 7.11% Small Industries Development Bank of India (27/02/2026)

  • State Government Securities (26/12/2039)

  • State Government Securities (30/04/2037)

  • State Government Securities (26/02/2028)

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • Government of India (22/08/2032)

  • 0% GOI - 22AUG29 STRIPS

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • 0% GOI - 15APR36 STRIPS

  • Government of India (07/10/2034)

  • 9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **

  • State Government Securities (16/10/2035)

  • 0% GOI - 15OCT36 STRIPS

  • 0% GOI - 15APR37 STRIPS

  • 0% GOI - 19MAR28 STRIPS

  • 0% GOI - 17JUN27 STRIPS

  • 0% GOI - 15OCT37 STRIPS

  • 0% GOI - 12SEP28 STRIPS

  • 0% GOI - 15APR38 STRIPS

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • India Universal Trust AL1 (20/06/2027) **

  • 0% GOI - 22OCT29 STRIPS

  • India Universal Trust Al2 (21/11/2030) **

  • India Universal Trust Al2 (21/11/2027) **

  • India Universal Trust AL1 (20/09/2026) **

  • 0% GOI - 15APR39 STRIPS

  • Government of India (07/07/2040)

  • 0% GOI - 15OCT39 STRIPS

  • 7.99% National Bank For Agriculture and Rural Development (02/02/2033) **

  • 7.85% LIC Housing Finance Limited (18/08/2032) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • 8.01% Tata Capital Limited (21/07/2034) **

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • State Government Securities (27/01/2026)

  • State Government Securities (16/07/2035)

  • State Government Securities (04/11/2035)

  • 0% GOI - 16DEC28 STRIPS

  • State Government Securities (28/11/2028)

  • 0% GOI - 17JUN29 STRIPS

  • 0% GOI - 16DEC29 STRIPS

  • Government of India (12/06/2063)

  • India Universal Trust Al2 (21/11/2026) **

  • 0% GOI - 22FEB31 STRIPS

  • 0% GOI - 22AUG31 STRIPS

  • State Government Securities (24/09/2043)

  • Government of India (23/05/2036)

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (27/03/2040)

  • State Government Securities (27/03/2036)

  • State Government Securities (14/09/2032)

  • State Government Securities (27/01/2026)

  • State Government Securities (16/09/2029)

  • Government of India (19/06/2053)

  • Government of India (17/06/2033)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030) **

  • State Government Securities (15/04/2030)

  • State Government Securities (21/10/2028)

  • State Government Securities (27/01/2026)

  • 0% GOI - 15JUN29 STRIPS

  • State Government Securities (24/08/2032)

  • 7.49% National Highways Authority of India (01/08/2029) **

  • State Government Securities (10/02/2026)

  • 0% GOI - 01JUN29 STRIPS

  • Government of India (23/10/2028)

  • Government of India (08/01/2028)

  • 0% GOI - 12MAR29 STRIPS

  • Government of India (18/04/2029)

  • 0% GOI - 16JUN27 STRIPS

  • State Government Securities (27/03/2038)

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  • Miscellaneous

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Fund Manager

  • CARE AAA

  • Cash

  • CRISIL AAA

  • CRISIL AAA(SO)

  • ICRA A1+

  • ICRA AAA

  • IND AAA(SO)

  • Sov

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹9,235.30 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended down ₹0(0%)yesterday to ₹391.2702.

Among its top 3 holdings the fund has exposure to 7.48% National Bank For Agriculture and Rural Development (15/09/2028) **, and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111