Aditya Birla Sun Life Banking & PSU Debt Fund - Growth - Direct Plan

Other Plans and Options
  • 0.1 %Nav, as on 05-09-2025

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  • Net Change on 05-09-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth -2.13 1.71 8.22 7.61 6.34 8.44
Crisil 10 Yr Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth Jan 01, 2013 8.22 7.61 6.34 0.39 9,139.23
Bandhan Banking and PSU Fund-Direct Plan- Growth Option Mar 07, 2013 8.08 7.46 6.10 0.33 13,253.26
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option Jan 01, 2013 8.32 7.34 6.06 0.35 13,112.43
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth Mar 13, 2013 8.33 7.88 6.72 0.39 10,156.89
HDFC BANKING AND PSU DEBT FUND - Direct Plan - Growth Option Mar 26, 2014 8.25 7.67 6.38 0.39 5,889.95
Kotak Banking and PSU Debt Direct - Growth Jan 01, 2013 8.29 7.79 6.47 0.40 5,794.84

Fund Holdings as on 31-August-2025

  • 6.94% Power Grid Corporation of India Limited (15/04/2035) **

  • 7.77% Power Finance Corporation Limited (15/07/2026) **

  • 7.60% Power Finance Corporation Limited (13/04/2029) **

  • 7.59% Small Industries Development Bank of India (10/02/2026)

  • 6.80% National Housing Bank (02/04/2032) **

  • 7.42% State Bank of India (29/08/2039)

  • 7.40% National Bank For Agriculture and Rural Development (29/04/2030)

  • Net Receivables / (Payables)

  • 6.58% Indian Railway Finance Corporation Limited (30/05/2030) **

  • Government of India (08/04/2034)

  • 8.00% HDFC Bank Limited (27/07/2032) **

  • 7.56% REC Limited (31/08/2027) **

  • 7.82% Bajaj Finance Limited (31/01/2034) **

  • 7.64% National Bank For Agriculture and Rural Development (06/12/2029) **

  • 7.17% Indian Railway Finance Corporation Limited (27/04/2035) **

  • 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) **

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028)

  • 7.61% LIC Housing Finance Limited (29/08/2034) **

  • 7.65% HDFC Bank Limited (25/05/2033) **

  • 7.93% Bajaj Finance Limited (02/05/2034)

  • 7.97% Tata Capital Limited (19/07/2028) **

  • 7.27% Power Finance Corporation Limited (15/10/2031) **

  • 6.52% REC Limited (31/01/2028)

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029)

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • Government of India (17/04/2030)

  • Government of India (07/07/2040)

  • 7.80% HDFC Bank Limited (03/05/2033)

  • 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **

  • 7.68% Small Industries Development Bank of India (10/08/2027) **

  • 6.90% Housing & Urban Development Corporation Limited (06/05/2030) **

  • 6.47% Indian Railway Finance Corporation Limited (30/05/2028) **

  • Government of India (24/07/2037)

  • 7.34% REC Limited (30/04/2030) **

  • 7.80% REC Limited (30/05/2026) **

  • 7.45% REC Limited (31/08/2035) **

  • 7.71% REC Limited (26/02/2027) **

  • 7.71% LIC Housing Finance Limited (09/05/2033) **

  • 7.38% Power Finance Corporation Limited (15/01/2032) **

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 7.123% Tata Capital Housing Finance Limited (21/07/2027) **

  • Axis Bank Limited (16/12/2025) ** #

  • Clearing Corporation of India Limited

  • 7.54% Small Industries Development Bank of India (12/01/2026) **

  • 6.60% REC Limited (30/06/2027) **

  • 7.41% Bank of Baroda (28/11/2039) **

  • 8.05% Tata Capital Housing Finance Limited (18/06/2029) **

  • 7.75% Small Industries Development Bank of India (10/06/2027) **

  • 7.74% LIC Housing Finance Limited (22/10/2027)

  • 7.34% Small Industries Development Bank of India (26/02/2029) **

  • 7.14% Export Import Bank of India (13/12/2029) **

  • 7.49% National Bank For Agriculture and Rural Development (15/10/2026) **

  • 7.64% REC Limited (30/06/2026) **

  • 7.40% National Housing Bank (16/07/2026) **

  • 7.3763% Bajaj Finance Limited (26/06/2028)

  • 7.60% Poonawalla Fincorp Limited (28/05/2027) **

  • 7.2092% L&T Finance Limited (29/06/2027) **

  • 7.23% Bank of Baroda (16/01/2035) **

  • 7.02% Bajaj Housing Finance Limited (26/05/2028) **

  • 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) **

  • Union Bank of India (25/06/2026) ** #

  • 7.96% Embassy Office Parks REIT (27/09/2027) **

  • 7.39% Indian Railway Finance Corporation Limited (15/07/2034) **

  • 7.77% HDFC Bank Limited (28/06/2027) **

  • 7.36% ICICI Home Finance Company Limited (02/05/2030) **

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • Government of India (06/11/2073)

  • 7.62% Tata Capital Limited (08/04/2030) **

  • Government of India (22/04/2064)

  • Government of India (15/04/2039)

  • Government of India (05/05/2035)

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 0% GOI - 22AUG28 STRIPS

  • 7.75% HDFC Bank Limited (13/06/2033) **

  • 7.77% REC Limited (31/03/2028)

  • 7.70% REC Limited (12/12/2027) **

  • 7.68% LIC Housing Finance Limited (29/05/2034) **

  • 7.46% REC Limited (30/06/2028) **

  • 7.68% Small Industries Development Bank of India (10/09/2027) **

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028)

  • 7.79% Small Industries Development Bank of India (19/04/2027) **

  • 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) **

  • 8.35% SMFG India Home Finance Company Limited (15/01/2027) **

  • 8.07% SMFG India Home Finance Company Limited (10/09/2027) **

  • 7.712% Tata Capital Housing Finance Limited (14/01/2028) **

  • 7.70% Power Finance Corporation Limited (15/09/2026) **

  • 7.32% REC Limited (28/02/2035) **

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.65% HDB Financial Services Limited (05/05/2028) **

  • 7.15% Power Finance Corporation Limited (08/09/2027) **

  • 7.60% Kotak Mahindra Prime Limited (19/05/2028) **

  • 0% GOI - 22FEB29 STRIPS

  • 7.28% Indian Railway Finance Corporation Limited (14/02/2040) **

  • 7.60% REC Limited (28/02/2026)

  • 7.44% REC Limited (30/04/2026) **

  • 7.4091% HDB Financial Services Limited (05/06/2028) **

  • 7.26% NTPC Limited (20/03/2040) **

  • Canara Bank (03/09/2025) #

  • 5.94% REC Limited (31/01/2026)

  • 6.87% REC Limited (31/05/2030) **

  • 6.78% Indian Railway Finance Corporation Limited (30/04/2030) **

  • 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) **

  • State Government Securities (06/08/2040)

  • 0% GOI - 06MAY30 STRIPS

  • 8.01% REC Limited (24/03/2028) **

  • 7.99% Tata Capital Limited (08/02/2034) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • 0% GOI - 12MAR29 STRIPS

  • India Universal Trust AL1 (20/09/2030) **

  • State Government Securities (21/11/2034)

  • State Government Securities (16/10/2035)

  • 0% GOI - 16JUN30 STRIPS

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028)

  • 7.77% LIC Housing Finance Limited (11/08/2028) **

  • 8.33% Aditya Birla Finance Limited (19/05/2027) **

  • 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) **

  • 7.64% Power Finance Corporation Limited (25/08/2026) **

  • 7.11% Small Industries Development Bank of India (27/02/2026) **

  • 7.50% Bajaj Housing Finance Limited (09/04/2035) **

  • State Government Securities (07/08/2035)

  • State Government Securities (26/12/2033)

  • State Government Securities (26/12/2039)

  • Government of India (25/11/2074)

  • State Government Securities (30/04/2037)

  • State Government Securities (26/02/2028)

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • Government of India (22/08/2032)

  • 0% GOI - 22AUG29 STRIPS

  • Government of India (08/01/2028)

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • Government of India (14/08/2033)

  • 9.18% NUCLEAR POWER CORPORATION OF INDIA LTD (23/01/2026) **

  • 0% GOI - 15APR36 STRIPS

  • Axis Bank Limited (12/11/2025) ** #

  • State Government Securities (16/10/2035)

  • 0% GOI - 15OCT36 STRIPS

  • 0% GOI - 15APR37 STRIPS

  • 0% GOI - 19MAR28 STRIPS

  • India Universal Trust AL1 (20/09/2026) **

  • 0% GOI - 17JUN27 STRIPS

  • 0% GOI - 15OCT37 STRIPS

  • 0% GOI - 12SEP28 STRIPS

  • India Universal Trust AL1 (20/06/2027) **

  • 0% GOI - 15APR38 STRIPS

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • 0% GOI - 22OCT29 STRIPS

  • India Universal Trust Al2 (21/11/2030) **

  • India Universal Trust Al2 (21/11/2027) **

  • State Government Securities (21/10/2028)

  • 0% GOI - 15APR39 STRIPS

  • 0% GOI - 15OCT39 STRIPS

  • 7.99% National Bank For Agriculture and Rural Development (02/02/2033) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • 7.85% LIC Housing Finance Limited (18/08/2032) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • 8.01% Tata Capital Limited (21/07/2034) **

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • State Government Securities (27/01/2026)

  • Government of India (07/10/2034)

  • State Government Securities (13/03/2034)

  • State Government Securities (28/10/2025)

  • 7.15% Power Finance Corporation Limited (08/09/2025) **

  • India Universal Trust Al2 (21/11/2026) **

  • State Government Securities (04/11/2035)

  • Government of India (15/04/2065)

  • 0% GOI - 16DEC28 STRIPS

  • State Government Securities (28/11/2028)

  • 0% GOI - 17JUN29 STRIPS

  • Government of India (06/02/2033)

  • 0% GOI - 16DEC29 STRIPS

  • Government of India (12/06/2063)

  • 0% GOI - 22FEB31 STRIPS

  • 0% GOI - 22AUG31 STRIPS

  • Government of India (23/05/2036)

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (14/10/2025)

  • State Government Securities (27/03/2040)

  • State Government Securities (27/03/2036)

  • State Government Securities (14/09/2032)

  • State Government Securities (27/01/2026)

  • State Government Securities (16/09/2029)

  • Government of India (19/06/2053)

  • Government of India (17/06/2033)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030) **

  • State Government Securities (27/01/2026)

  • 0% GOI - 15JUN29 STRIPS

  • State Government Securities (24/08/2032)

  • 7.49% National Highways Authority of India (01/08/2029) **

  • State Government Securities (10/02/2026)

  • 0% GOI - 01JUN29 STRIPS

  • Government of India (23/10/2028)

  • Government of India (18/04/2029)

  • 0% GOI - 16JUN27 STRIPS

  • State Government Securities (27/03/2038)

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  • Miscellaneous

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Fund Manager

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • ICRA A1+

  • ICRA AAA

  • IND AAA(SO)

  • Sovereign

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹9,139.23 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against Crisil 10 Yr Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended up ₹0.38(0.1%)yesterday to ₹384.2068.

Among its top 3 holdings the fund has exposure to 6.94% Power Grid Corporation of India Limited (15/04/2035) **, and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111