Aditya Birla Sun Life Banking & PSU Debt Fund - Growth - Direct Plan

Other Plans and Options
  • 0.14 %Nav, as on 05-02-2026

  • Previous Nav

  • Net Change on 05-02-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

To generate reasonable returns by primarily investing in debt and money market securities thatare issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) inIndia.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 3.72 2.88 7.08 7.56 6.42 8.34
CRISIL 10 Year Gilt Index N/A N/A N/A N/A N/A N/A
NIFTY Banking and PSU Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth Jan 01, 2013 7.08 7.56 6.42 0.39 8,979.27
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option Jan 01, 2013 7.22 7.37 6.18 0.34 13,093.52
Bandhan Banking and PSU Fund-Direct Plan- Growth Option Mar 07, 2013 6.96 7.36 6.21 0.36 12,553.48
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth Mar 13, 2013 7.58 7.90 6.77 0.39 9,583.50
HDFC BANKING AND PSU DEBT FUND - Direct Plan - Growth Option Mar 26, 2014 7.25 7.68 6.43 0.39 5,624.96
Kotak Banking and PSU Debt Direct - Growth Jan 01, 2013 7.62 7.86 6.63 0.40 5,495.35

Fund Holdings as on 31-January-2026

  • 7.48% National Bank For Agriculture and Rural Development (15/09/2028)

  • 7.77% Power Finance Corporation Limited (15/07/2026) **

  • Net Receivables / (Payables)

  • HDFC Bank Limited (22/01/2027) #

  • 6.80% National Housing Bank (02/04/2032) **

  • Government of India (08/04/2034)

  • Punjab National Bank (28/01/2027) ** #

  • 6.58% Indian Railway Finance Corporation Limited (30/05/2030) **

  • 7.56% REC Limited (31/08/2027) **

  • 8.00% HDFC Bank Limited (27/07/2032) **

  • 7.82% Bajaj Finance Limited (31/01/2034)

  • 7.42% State Bank of India (29/08/2039) **

  • 7.30% Bharti Telecom Limited (01/12/2027)

  • 7.60% Power Finance Corporation Limited (13/04/2029) **

  • 7.64% National Bank For Agriculture and Rural Development (06/12/2029)

  • 7.53% National Bank For Agriculture and Rural Development (24/03/2028) **

  • 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) **

  • 7.59% Small Industries Development Bank of India (10/02/2026) **

  • Shivshakti Securitisation Trust 2025-1 (28/09/2029) **

  • Indian Bank (22/01/2027) ** #

  • 7.93% Bajaj Finance Limited (02/05/2034) **

  • 7.65% HDFC Bank Limited (25/05/2033) **

  • 7.79% Small Industries Development Bank of India (14/05/2027) **

  • 7.27% Power Finance Corporation Limited (15/10/2031)

  • 6.52% REC Limited (31/01/2028)

  • 7.37% Indian Railway Finance Corporation Limited (31/07/2029) **

  • 7.68% Small Industries Development Bank of India (10/08/2027) **

  • 7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) **

  • 7.40% National Bank For Agriculture and Rural Development (29/04/2030) **

  • State Government Securities (10/09/2034)

  • 6.47% Indian Railway Finance Corporation Limited (30/05/2028) **

  • 7.34% REC Limited (30/04/2030) **

  • Bank of Baroda (27/01/2027) ** #

  • National Bank For Agriculture and Rural Development (27/01/2027) ** #

  • Canara Bank (02/02/2027) ** #

  • 7.70% National Bank For Agriculture and Rural Development (30/09/2027) **

  • 7.80% REC Limited (30/05/2026) **

  • 7.71% REC Limited (26/02/2027) **

  • Government of India (07/07/2040)

  • 7.34% Small Industries Development Bank of India (26/02/2029)

  • 6.90% Housing & Urban Development Corporation Limited (06/05/2030) **

  • Canara Bank (22/01/2027) ** #

  • 7.38% Power Finance Corporation Limited (15/01/2032)

  • Government of India (06/10/2035)

  • 7.40% Bharti Telecom Limited (01/02/2029)

  • Clearing Corporation of India Limited

  • 6.60% REC Limited (30/06/2027) **

  • 8.05% Tata Capital Housing Finance Limited (18/06/2029) **

  • 7.97% Tata Capital Limited (19/07/2028) **

  • 7.75% Small Industries Development Bank of India (10/06/2027) **

  • 7.59% REC Limited (31/05/2027) **

  • 7.64% REC Limited (30/06/2026)

  • 7.55% Poonawalla Fincorp Limited (25/03/2027) **

  • 7.60% Poonawalla Fincorp Limited (28/05/2027) **

  • 7.2324% Kotak Mahindra Investments Limited (26/05/2028) **

  • 7.23% Bank of Baroda (16/01/2035) **

  • 6.78% Indian Railway Finance Corporation Limited (30/04/2030) **

  • 6.65% Indian Railway Finance Corporation Limited (20/05/2030) **

  • Canara Bank (26/05/2026) ** #

  • 7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) **

  • National Bank For Agriculture and Rural Development (14/01/2027) ** #

  • 7.71% LIC Housing Finance Limited (09/05/2033)

  • Government of India (15/04/2065)

  • 7.39% Indian Railway Finance Corporation Limited (15/07/2034) **

  • 7.45% Bharti Telecom Limited (15/12/2028) **

  • State Government Securities (12/11/2043)

  • Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) **

  • 7.77% HDFC Bank Limited (28/06/2027) **

  • Government of India (07/10/2034)

  • 7.36% ICICI Home Finance Company Limited (02/05/2030) **

  • Government of India (14/08/2033)

  • 7.86% HDFC Bank Limited (02/12/2032) **

  • Government of India (06/11/2073)

  • 7.62% Tata Capital Limited (08/04/2030) **

  • Government of India (14/07/2032)

  • 7.20% Knowledge Realty Trust (26/09/2028) **

  • SBI - Corporate Debt Market Development Fund - A2 Units

  • 0% GOI - 22AUG28 STRIPS

  • 0% GOI - 15OCT33 STRIPS

  • Government of India (24/07/2037)

  • 7.77% REC Limited (31/03/2028) **

  • 7.70% REC Limited (12/12/2027) **

  • 7.46% REC Limited (30/06/2028) **

  • 7.79% Small Industries Development Bank of India (19/04/2027) **

  • 7.68% Small Industries Development Bank of India (10/09/2027) **

  • State Government Securities (03/09/2035)

  • 8.07% SMFG India Home Finance Company Limited (10/09/2027) **

  • 7.44% Power Finance Corporation Limited (15/01/2030) **

  • 7.70% Power Finance Corporation Limited (15/09/2026) **

  • 8.35% Axis Finance Limited (20/05/2026) **

  • 7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) **

  • 7.55% Power Finance Corporation Limited (15/07/2026) **

  • 7.60% REC Limited (28/02/2026)

  • 7.44% REC Limited (30/04/2026) **

  • State Government Securities (03/12/2040)

  • 7.15% Power Finance Corporation Limited (08/09/2027) **

  • 7.95% HDB Financial Services Limited (04/06/2035) **

  • 7.4091% HDB Financial Services Limited (05/06/2028) **

  • Government of India (22/04/2064)

  • 7.28% Indian Railway Finance Corporation Limited (14/02/2040) **

  • 7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) **

  • Union Bank of India (19/01/2027) ** #

  • Small Industries Development Bank of India (14/01/2027) #

  • 0% GOI - 06MAY30 STRIPS

  • 8.45% Indian Railway Finance Corporation Limited (04/12/2028) **

  • 8.01% REC Limited (24/03/2028) **

  • 7.99% Tata Capital Limited (08/02/2034) **

  • 7.65% Power Finance Corporation Limited (22/11/2027) **

  • 7.45% REC Limited (31/08/2035)

  • State Government Securities (21/11/2034)

  • State Government Securities (16/10/2035)

  • India Universal Trust AL1 (20/09/2030) **

  • 0% GOI - 16JUN30 STRIPS

  • 7.96% Pipeline Infrastructure Limited (11/03/2028) **

  • Government of India (15/04/2039)

  • 7.77% LIC Housing Finance Limited (11/08/2028)

  • 7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) **

  • 7.14% Export Import Bank of India (13/12/2029) **

  • HDFC Bank Limited (12/03/2026) #

  • State Government Securities (26/12/2039)

  • State Government Securities (30/04/2037)

  • State Government Securities (26/02/2028)

  • 0% GOI - 15OCT34 STRIPS

  • 0% GOI - 16JUN28 STRIPS

  • 0% GOI - 12MAR28 STRIPS

  • Government of India (22/08/2032)

  • 0% GOI - 22AUG29 STRIPS

  • 8.55% Indian Railway Finance Corporation Limited (21/02/2029) **

  • 8.50% National Bank For Agriculture and Rural Development (27/02/2029) **

  • 0% GOI - 15APR36 STRIPS

  • 0% GOI - 15OCT36 STRIPS

  • Government of India (05/05/2035)

  • 0% GOI - 15APR37 STRIPS

  • 0% GOI - 19MAR28 STRIPS

  • 0% GOI - 17JUN27 STRIPS

  • 0% GOI - 15OCT37 STRIPS

  • 0% GOI - 12SEP28 STRIPS

  • 0% GOI - 15APR38 STRIPS

  • 8.85% Power Grid Corporation of India Limited (19/10/2026) **

  • 0% GOI - 22OCT29 STRIPS

  • India Universal Trust AL1 (20/06/2027) **

  • State Government Securities (03/12/2034)

  • India Universal Trust Al2 (21/11/2030) **

  • India Universal Trust Al2 (21/11/2027) **

  • 0% GOI - 15APR39 STRIPS

  • 0% GOI - 15OCT39 STRIPS

  • 7.99% National Bank For Agriculture and Rural Development (02/02/2033) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2028) **

  • 8.01% Tata Capital Limited (21/07/2034) **

  • 7.85% LIC Housing Finance Limited (18/08/2032) **

  • 7.89% Bajaj Housing Finance Limited (08/09/2032) **

  • 8.13% Power Grid Corporation of India Limited (25/04/2027) **

  • 7.84% HDFC Bank Limited (16/12/2032) **

  • State Government Securities (06/08/2040)

  • State Government Securities (04/11/2035)

  • 0% GOI - 16DEC28 STRIPS

  • State Government Securities (28/11/2028)

  • 0% GOI - 17JUN29 STRIPS

  • 0% GOI - 16DEC29 STRIPS

  • India Universal Trust AL1 (20/09/2026) **

  • Government of India (12/06/2063)

  • 0% GOI - 22FEB31 STRIPS

  • 0% GOI - 22AUG31 STRIPS

  • State Government Securities (24/09/2043)

  • India Universal Trust Al2 (21/11/2026) **

  • Government of India (20/03/2029)

  • State Government Securities (29/03/2033)

  • State Government Securities (27/03/2040)

  • State Government Securities (27/03/2036)

  • State Government Securities (14/09/2032)

  • State Government Securities (16/09/2029)

  • 7.43% National Bank For Agriculture and Rural Development (31/01/2030)

  • State Government Securities (15/04/2030)

  • State Government Securities (21/10/2028)

  • Government of India (25/11/2074)

  • 0% GOI - 15JUN29 STRIPS

  • State Government Securities (24/08/2032)

  • 7.49% National Highways Authority of India (01/08/2029) **

  • 0% GOI - 01JUN29 STRIPS

  • State Government Securities (10/02/2026)

  • Government of India (23/10/2028)

  • Government of India (08/01/2028)

  • 0% GOI - 12MAR29 STRIPS

  • Government of India (18/04/2029)

  • 0% GOI - 16JUN27 STRIPS

  • State Government Securities (27/03/2038)

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  • Miscellaneous

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Fund Manager

  • CARE A1+

  • CARE AAA

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • CRISIL AAA(SO)

  • ICRA A1+

  • ICRA AAA

  • IND AAA(SO)

  • Sov

  • Unrated

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About Aditya Birla Sun Life Banking & PSU Debt Fund

Scheme Analysis

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking and PSU Fund fund and belongs to Aditya Birla Sun Life Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹8,979.27 crore. Aditya Birla Sun Life Banking & PSU Debt Fund is benchmarked against CRISIL 10 Year Gilt Index as primary index and NIFTY Banking and PSU Debt Index as secondary index.

The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund ended up ₹0.54(0.14%)yesterday to ₹392.5604.

Among its top 3 holdings the fund has exposure to 7.48% National Bank For Agriculture and Rural Development (15/09/2028), and

The Aditya Birla Sun Life Banking & PSU Debt Fund is managed by Kaustubh Gupta and Harshil Suvarnkar.

Fund House Contact

One World Center , Tower 1, 17th Floor, Jupiter Mill Compound, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013

022-43568000
022-43568110/ 8111