Kotak Liquid Fund - Growth - Direct Plan

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  • 0.02 %Nav, as on 07-08-2025

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  • Net Change on 07-08-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid - Growth - Direct 5.43 6.23 7.11 7.06 5.63 6.83
Crisil 1 Yr T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid - Growth - Direct Jan 01, 2013 Unrated 7.11 7.06 5.63 0.20 38,176.23
UTI Liquid Fund - Direct Plan - Growth Option Dec 31, 2012 7.11 7.08 5.66 0.15 29,013.49
Tata Liquid Fund- Direct Plan-Growth Dec 31, 2012 7.15 7.07 5.65 0.20 22,951.20
Bandhan Liquid Fund -Direct Plan -Growth Jan 01, 2013 7.07 7.06 5.63 0.12 14,391.30
Quant Liquid Plan-Growth Option-Direct Plan Jan 05, 2013 Unrated 7.12 6.97 5.95 0.25 1,540.23
Motilal Oswal Liquid Fund - Direct Growth Dec 19, 2018 Unrated 6.65 6.65 5.29 0.19 1,202.79

Fund Holdings as on 31-July-2025

  • PUNJAB NATIONAL BANK**

  • BANK OF BARODA**

  • 364 DAYS TREASURY BILL 07/08/2025

  • Reliance Retail Ventures Ltd**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • HDFC BANK LTD.**

  • CANARA BANK**

  • 91 DAYS TREASURY BILL 04/09/2025

  • 91 DAYS TREASURY BILL 23/10/2025

  • RELIANCE INDUSTRIES LTD.**

  • 91 DAYS TREASURY BILL 18/09/2025

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • The Clearing Corporation of India Limited

  • 364 DAYS TREASURY BILL 15/08/2025

  • HDFC BANK LTD.**

  • 91 DAYS TREASURY BILL 21/08/2025

  • BANK OF BARODA

  • PUNJAB NATIONAL BANK**

  • PNB HOUSING FINANCE LTD.**

  • KARUR VYSYA BANK LTD.**

  • INDIAN OVERSEAS BANK**

  • Reliance Retail Ventures Ltd**

  • UCO BANK**

  • BHARTI AIRTEL LTD.**

  • L&T METRO RAIL (HYDERABAD) LTD**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • Hindustan Zinc Ltd.**

  • Sikka Ports & Terminals Ltd.**

  • Adani Ports and Special Economic Zone Limited**

  • UNION BANK OF INDIA**

  • PUNJAB NATIONAL BANK**

  • IIFL FINANCE LIMITED**

  • Reliance Retail Ventures Ltd**

  • INDIAN OVERSEAS BANK**

  • INDIAN OIL CORPORATION LTD.**

  • 91 DAYS TREASURY BILL 02/10/2025

  • Reliance Jio Infocomm Ltd.

  • BAJAJ FINANCE LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • HDFC BANK LTD.**

  • Reliance Jio Infocomm Ltd.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ICICI SECURITIES LIMITED**

  • CAN FIN HOMES LTD.**

  • INDIAN OVERSEAS BANK**

  • 7.13% Power Finance Corporation Ltd.**

  • AXIS BANK LTD.**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • PIRAMAL FINANCE LTD**

  • ICICI SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • Nirma Ltd.**

  • SBI CARDS & PAYMENT SERVICES PVT. LTD.**

  • PUNJAB NATIONAL BANK**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • 6.5% Power Finance Corporation Ltd.**

  • IIFL FINANCE LIMITED**

  • ADITYA BIRLA CAPITAL LTD**

  • ICICI SECURITIES LIMITED**

  • ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • IIFL FINANCE LIMITED**

  • INDIAN OVERSEAS BANK**

  • INDIAN BANK**

  • BANK OF INDIA**

  • AXIS SECURITIES LIMITED**

  • 8.00%Tamil Nadu State Govt - 2025 - Tamil Nadu

  • HDFC SECURITIES LIMITED ( ) **

  • Sikka Ports & Terminals Ltd.**

  • Hindustan Zinc Ltd.**

  • POONAWALLA FINCORP LIMITED**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • CESC Ltd.**

  • HDFC BANK LTD.**

  • ICICI SECURITIES LIMITED**

  • Larsen and Toubro Ltd.**

  • SBICAP SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • ANGEL ONE LIMITED**

  • ANGEL ONE LIMITED**

  • BANK OF BARODA**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • INDIAN OIL CORPORATION LTD.

  • BANK OF BARODA**

  • HDFC BANK LTD.**

  • 7.7% HDB FINANCIAL SERVICES LTD.**

  • MOTILAL OSWAL FINVEST LTD.**

  • AXIS BANK LTD.**

  • BANK OF BARODA**

  • PUNJAB & SIND BANK**

  • SHAREKHAN LIMITED**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • 360 ONE WAM LIMITED**

  • ADITYA BIRLA MONEY LTD**

  • SHAREKHAN LIMITED**

  • HDFC BANK LTD.**

  • NUVAMA WEALTH AND INVESTMENT LTD**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • PNB HOUSING FINANCE LTD.**

  • AXIS BANK LTD.**

  • SUNDARAM FINANCE LTD.**

  • SBI ALTERNATIVE INVESTMENT FUND

  • GODREJ INDUSTRIES LTD**

  • 360 ONE PRIME LTD.**

  • 91 DAYS TREASURY BILL 28/08/2025

  • CHOLAMANDALAM SECURITIES LIMITED**

  • JM FINANCIAL SERVICES LIMITED**

  • BAJAJ FINANCE LTD.**

  • CANARA BANK**

  • AXIS BANK LTD.**

  • Triparty Repo

  • 7.96% Gujarat State Govt - 2025 - Gujarat

  • 8.23% Maharashtra State Govt - 2025 - Maharashtra

  • 8.29% Gujarat State Govt - 2025 - Gujarat

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • SOV

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹38,176.23 crore. Kotak Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹0.84(0.02%)yesterday to ₹5360.013.

Among its top 3 holdings the fund has exposure to PUNJAB NATIONAL BANK**, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455