Kotak Liquid Fund - Growth - Direct Plan

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  • 0.02 %Nav, as on 03-11-2025

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  • Net Change on 03-11-2025

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Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid - Growth - Direct 5.64 5.74 6.78 7.07 5.76 6.81
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid - Growth - Direct Jan 01, 2013 Unrated 6.78 7.07 5.76 0.20 29,473.72

Fund Holdings as on 30-September-2025

  • PUNJAB NATIONAL BANK

  • BANK OF BARODA**

  • CANARA BANK**

  • UNION BANK OF INDIA**

  • 91 DAYS TREASURY BILL 13/11/2025

  • INDIAN BANK**

  • 91 DAYS TREASURY BILL 04/12/2025

  • 91 DAYS TREASURY BILL 11/12/2025

  • INDIAN OVERSEAS BANK**

  • PNB HOUSING FINANCE LTD.**

  • 91 DAYS TREASURY BILL 23/10/2025

  • HDFC SECURITIES LIMITED ( ) **

  • BAJAJ FINANCE LTD.**

  • Reliance Jio Infocomm Ltd.**

  • Reliance Jio Infocomm Ltd.**

  • 91 DAYS TREASURY BILL 06/11/2025

  • KARUR VYSYA BANK LTD.**

  • 91 DAYS TREASURY BILL 20/11/2025

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • KARUR VYSYA BANK LTD.**

  • 91 DAYS TREASURY BILL 28/11/2025

  • CANARA BANK**

  • BHARTI AIRTEL LTD.**

  • PUNJAB & SIND BANK**

  • LIC HOUSING FINANCE LTD.**

  • 91 DAYS TREASURY BILL 18/12/2025

  • CESC Ltd.**

  • PUNJAB NATIONAL BANK

  • 182 DAYS TREASURY BILL 13/11/2025

  • L&T METRO RAIL (HYDERABAD) LTD**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • BANK OF INDIA**

  • Tata Steel Ltd.**

  • ICICI SECURITIES LIMITED**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • ICICI SECURITIES LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • HDFC SECURITIES LIMITED ( ) **

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • MIRAE ASSET CAPITAL MARKETS (INDIA) PRIVATE LIMITED**

  • INDUSIND BANK LTD.**

  • INDIAN BANK**

  • Reliance Retail Ventures Ltd**

  • INDIAN OIL CORPORATION LTD.**

  • INDIAN BANK**

  • BANK OF BARODA**

  • INDIAN OIL CORPORATION LTD.**

  • KARUR VYSYA BANK LTD.**

  • BANK OF INDIA**

  • CANARA BANK**

  • SBICAP SECURITIES LIMITED**

  • IDFC FIRST BANK LIMITED**

  • PUNJAB NATIONAL BANK**

  • 8% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • 182 DAYS TREASURY BILL 23/10/2025

  • SHAREKHAN LIMITED**

  • GODREJ HOUSING FINANCE LTD**

  • ADITYA BIRLA CAPITAL LTD**

  • ADITYA BIRLA CAPITAL LTD**

  • IIFL CAPITAL SERVICES LTD.**

  • Tata Power Company Ltd.**

  • HDFC SECURITIES LIMITED ( ) **

  • ANGEL ONE LIMITED**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • AU SMALL FINANCE BANK LTD.**

  • 360 ONE PRIME LTD.**

  • AXIS SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • DSP FINANCE PRIVATE LIMITED**

  • INDIAN OIL CORPORATION LTD.**

  • FEDERAL BANK LTD.**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • NUVAMA WEALTH AND INVESTMENT LTD**

  • JIO CREDIT LIMITED**

  • PIRAMAL FINANCE LTD**

  • GODREJ FINANCE LTD**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • PIRAMAL FINANCE LTD**

  • PIRAMAL FINANCE LTD**

  • AU SMALL FINANCE BANK LTD.**

  • HDFC SECURITIES LIMITED ( ) **

  • L&T METRO RAIL (HYDERABAD) LTD**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **

  • CESC Ltd.**

  • SHAREKHAN LIMITED**

  • SBI ALTERNATIVE INVESTMENT FUND

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • 8.12% Maharashtra State Govt - 2025 - Maharashtra

  • 7.82% LIC HOUSING FINANCE LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • BAJAJ FINANCE LTD.**

  • INDUSIND BANK LTD.**

  • CANARA BANK**

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • AXIS BANK LTD.**

  • FEDERAL BANK LTD.**

  • UNION BANK OF INDIA**

  • AXIS SECURITIES LIMITED**

  • BAJAJ FINANCE LTD.**

  • 7.99% Maharashtra State Govt - 2025 - Maharashtra

  • 7.96% Gujarat State Govt - 2025 - Gujarat

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • Sov

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹29,473.72 crore. Kotak Liquid Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.12(0.02%)yesterday to ₹5434.6088.

Among its top 3 holdings the fund has exposure to PUNJAB NATIONAL BANK, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455