Kotak Liquid Fund - Growth - Direct Plan

Other Plans and Options
  • 0.02 %Nav, as on 18-03-2026

  • Previous Nav

  • Net Change on 18-03-2026

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid Fund - Direct Plan - Growth 5.42 5.85 6.34 6.97 5.97 6.79
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid Fund - Direct Plan - Growth Jan 01, 2013 Unrated 6.34 6.97 5.97 0.19 42,746.41
HDFC Liquid Fund -Direct Plan - Growth Option Jan 01, 2013 Unrated 6.34 6.96 5.96 0.20 67,849.86
SBI Liquid Fund - DIRECT PLAN -Growth Jan 01, 2013 6.27 6.93 5.95 0.19 66,119.33
ICICI Prudential Liquid Fund - Direct Plan - Growth Dec 31, 2012 6.31 6.97 5.97 0.20 53,738.39
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan Jan 01, 2013 6.41 7.04 6.04 0.21 51,838.16
Axis Liquid Fund - Direct Plan - Growth Option Dec 31, 2012 6.39 7.02 6.02 0.11 43,636.30

Fund Holdings as on 28-February-2026

  • 91 DAYS TREASURY BILL 28/05/2026

  • UNION BANK OF INDIA**

  • 91 DAYS TREASURY BILL 07/05/2026

  • 91 DAYS TREASURY BILL 14/05/2026

  • 91 DAYS TREASURY BILL 22/05/2026

  • 5.63% Central Government - 2026

  • BANK OF BARODA**

  • HDFC BANK LTD.

  • PUNJAB NATIONAL BANK**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • Reliance Retail Ventures Ltd**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA

  • BANK OF INDIA

  • PUNJAB NATIONAL BANK**

  • INDUSIND BANK LTD.**

  • ICICI SECURITIES LIMITED

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 91 DAYS TREASURY BILL 05/03/2026

  • INDIAN BANK**

  • KARUR VYSYA BANK LTD.**

  • Reliance Retail Ventures Ltd**

  • ICICI SECURITIES LIMITED

  • INDIAN OVERSEAS BANK**

  • STATE BANK OF INDIA.

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • KARUR VYSYA BANK LTD.**

  • IDFC FIRST BANK LIMITED**

  • CENTRAL BANK OF INDIA**

  • CENTRAL BANK OF INDIA**

  • RBL BANK LTD.**

  • 7.99% HDB FINANCIAL SERVICES LTD.**

  • 182 DAYS TREASURY BILL 05/03/2026

  • BANK OF BARODA**

  • IIFL FINANCE LIMITED**

  • PUNJAB NATIONAL BANK**

  • HDFC SECURITIES LIMITED ( ) **

  • JAMNAGAR UTILITIES & POWER PRIVATE LIMITED**

  • UNION BANK OF INDIA**

  • ICICI SECURITIES LIMITED**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • Triparty Repo

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • IDBI BANK LTD.**

  • CANARA BANK**

  • BAJAJ FINANCE LTD.**

  • Export-Import Bank of India**

  • Tata Power Company Ltd.**

  • CESC Ltd.**

  • TATA CAPITAL HOUSING FINANCE LTD.**

  • UCO BANK**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • PUNJAB & SIND BANK**

  • KARUR VYSYA BANK LTD.**

  • UNION BANK OF INDIA**

  • RBL BANK LTD.**

  • IDBI BANK LTD.**

  • UNION BANK OF INDIA**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • DCB BANK LIMITED**

  • KARUR VYSYA BANK LTD.**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.**

  • HDFC BANK LTD.**

  • CANARA BANK**

  • 8.45% CAN FIN HOMES LTD.**

  • AXIS SECURITIES LIMITED**

  • UNION BANK OF INDIA**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • Export-Import Bank of India**

  • CANARA BANK

  • HDFC BANK LTD.

  • PUNJAB NATIONAL BANK

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • Tata Steel Ltd.**

  • AXIS SECURITIES LIMITED**

  • ANGEL ONE LIMITED**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • HDFC SECURITIES LIMITED ( ) **

  • JAMMU KASHMIR BANK LTD**

  • HDB FINANCIAL SERVICES LTD.**

  • PUNJAB NATIONAL BANK**

  • ICICI SECURITIES LIMITED**

  • BIRLA GROUP HOLDING PRIVATE LIMITED**

  • BAJAJ FINANCE LTD.**

  • AU SMALL FINANCE BANK LTD.**

  • HERO FINCORP LTD.**

  • ADITYA BIRLA CAPITAL LTD**

  • ADITYA BIRLA MONEY LTD**

  • 360 ONE WAM LIMITED**

  • FED BANK FINANCIAL SERVICES LIMITED**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • BANK OF BARODA

  • IGH HOLDINGS PRIVATE LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • HERO FINCORP LTD.**

  • ADITYA BIRLA MONEY LTD**

  • Mahindra & Mahindra Financial Services Ltd.**

  • SBICAP SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • SBI ALTERNATIVE INVESTMENT FUND

  • DSP FINANCE PRIVATE LIMITED**

  • UNION BANK OF INDIA

  • CANARA BANK**

  • IGH HOLDINGS PRIVATE LIMITED**

  • TATA HOUSING DEVELOPMENT CO. LTD.**

  • NUVAMA WEALTH AND INVESTMENT LTD**

  • CHOLAMANDALAM SECURITIES LIMITED**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • AXIS BANK LTD.

  • DSP FINANCE PRIVATE LIMITED**

  • FED BANK FINANCIAL SERVICES LIMITED**

  • NUVAMA WEALTH FINANCE LIMITED**

  • Net Current Assets/(Liabilities)

  • 7.92% BAJAJ HOUSING FINANCE LTD.**

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • FITCH AAA

  • FITCH AAA(IND)

  • ICRA A1+

  • Sov

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹42,746.41 crore. Kotak Liquid Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.17(0.02%)yesterday to ₹5551.7967.

Among its top 3 holdings the fund has exposure to 91 DAYS TREASURY BILL 28/05/2026, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455