Kotak Liquid Fund - Growth - Regular Plan

Other Plans and Options
  • 0.03 %Nav, as on 05-12-2025

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  • Net Change on 05-12-2025

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  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid Fund - Regular Plan - Growth 5.73 5.73 6.57 6.93 5.69 6.86
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid Fund - Regular Plan - Growth Nov 04, 2003 Unrated 6.57 6.93 5.69 0.31 34,798.13
UTI Liquid Fund - Regular Plan - Growth Option Dec 10, 2003 6.59 6.98 5.75 0.25 24,570.02
BANDHAN LIQUID Fund - Regular Plan - Growth Apr 02, 2004 6.49 6.91 5.70 0.23 17,408.73
Quant Liquid Plan-Growth Option Sep 29, 2005 Unrated 6.35 6.68 5.72 0.52 1,708.70
Motilal Oswal Liquid Fund - Regular Growth Dec 19, 2018 Unrated 6.10 6.49 5.31 0.37 1,155.56

Fund Holdings as on 30-November-2025

  • PUNJAB NATIONAL BANK**

  • UNION BANK OF INDIA**

  • Triparty Repo

  • 91 DAYS TREASURY BILL 12/02/2026

  • 91 DAYS TREASURY BILL 04/12/2025

  • 91 DAYS TREASURY BILL 11/12/2025

  • INDIAN OVERSEAS BANK**

  • UNION BANK OF INDIA**

  • 91 DAYS TREASURY BILL 26/02/2026

  • CANARA BANK**

  • PNB HOUSING FINANCE LTD.**

  • 91 DAYS TREASURY BILL 08/01/2026

  • PUNJAB NATIONAL BANK**

  • HDFC SECURITIES LIMITED ( ) **

  • 7.59% Central Government - 2026

  • LIC HOUSING FINANCE LTD.**

  • CESC Ltd.**

  • Reliance Jio Infocomm Ltd.**

  • 91 DAYS TREASURY BILL 18/12/2025

  • PUNJAB NATIONAL BANK**

  • KARUR VYSYA BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • HDFC BANK LTD.

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • FEDERAL BANK LTD.**

  • FEDERAL BANK LTD.**

  • RBL BANK LTD.**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • ICICI SECURITIES LIMITED**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • ICICI SECURITIES LIMITED**

  • HDFC SECURITIES LIMITED ( ) **

  • HDFC SECURITIES LIMITED ( ) **

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • MIRAE ASSET CAPITAL MARKETS (INDIA) PRIVATE LIMITED**

  • INDUSIND BANK LTD.**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • ICICI SECURITIES LIMITED**

  • KARUR VYSYA BANK LTD.**

  • SBICAP SECURITIES LIMITED**

  • BANK OF BARODA**

  • INDIAN OIL CORPORATION LTD.**

  • BANK OF INDIA**

  • CANARA BANK

  • BANK OF BARODA

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • PUNJAB NATIONAL BANK**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • 182 DAYS TREASURY BILL 19/02/2026

  • DCB BANK LIMITED**

  • PUNJAB NATIONAL BANK**

  • ADITYA BIRLA CAPITAL LTD**

  • Tata Steel Ltd.**

  • HDFC SECURITIES LIMITED ( ) **

  • Tata Power Company Ltd.**

  • ANGEL ONE LIMITED**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 91 DAYS TREASURY BILL 06/02/2026

  • INDUSIND BANK LTD.**

  • TATA TELESERVICES LIMITED**

  • 91 DAYS TREASURY BILL 19/02/2026

  • ICICI SECURITIES LIMITED**

  • ICICI SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • DSP FINANCE PRIVATE LIMITED**

  • BANK OF BARODA**

  • INDIAN BANK**

  • AXIS BANK LTD.**

  • GODREJ CONSUMER PRODUCTS LTD.**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • NUVAMA WEALTH FINANCE LIMITED**

  • FED BANK FINANCIAL SERVICES LIMITED**

  • 360 ONE WAM LIMITED**

  • ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • SHAREKHAN LIMITED**

  • CESC Ltd.**

  • PUNJAB NATIONAL BANK**

  • INDUSIND BANK LTD.**

  • INDUSIND BANK LTD.**

  • HERO FINCORP LTD.**

  • IGH HOLDINGS PRIVATE LIMITED**

  • SBI ALTERNATIVE INVESTMENT FUND

  • L&T METRO RAIL (HYDERABAD) LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • SBI CARDS & PAYMENT SERVICES PVT. LTD.

  • CANARA BANK

  • BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD.**

  • INDUSIND BANK LTD.**

  • 364 DAYS TREASURY BILL 12/02/2026

  • Net Current Assets/(Liabilities)

  • AXIS SECURITIES LIMITED**

  • BANK OF BARODA**

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • Sov

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 04-Nov-2003 and currently has an AUM of ₹34,798.13 crore. Kotak Liquid Fund is benchmarked against NIFTY 1 Year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.57(0.03%)yesterday to ₹5408.5793.

Among its top 3 holdings the fund has exposure to PUNJAB NATIONAL BANK**, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455