Kotak Liquid Scheme - Growth - Regular Plan

₹4421.9524 0.03 %Nav, as on 04-12-2022
Previous Nav
₹ 4420.4566
Net Change on 04-12-2022
₹1.5
PersonalFN Rating
Unrated
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 30,839.85
Expense Ratio
0.32%
(As on Oct 31, 2022)

Fund Overview Growth | Regular Plan

Fund House
Kotak Mahindra Mutual Fund
Launch Date
04-Nov-2003
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
500
Minimum Addl Investment (₹)
500
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
500
Minimum SWP Investment (₹)
1,000
52 Week Low Nav (₹)
4232.06
52 Week Low Nav Date
05-Dec-2021
52 Week High Nav (₹)
4421.95
52 Week High Nav Date
04-Dec-2022

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
Kotak Liquid Regular Plan Growth	6.36	5.78	4.49	3.98	5.17	6.85
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
Kotak Liquid Regular Plan Growth	Nov 04, 2003	Unrated	4.49	3.98	5.17	0.32	30,839.85
HDFC Liquid Fund - Growth Plan	Oct 17, 2000	Unrated	4.52	3.98	5.15	0.30	56,900.20
ICICI Prudential Liquid Fund - Growth	Nov 17, 2005	Unrated	4.51	4.04	5.23	0.29	42,959.62
Axis Liquid Fund - Regular Plan - Growth Option	Oct 09, 2009		4.63	4.10	5.29	0.22	30,589.60
Tata Liquid Fund -Regular Plan - Growth	Sep 01, 2004	Unrated	4.53	4.05	5.24	0.32	18,744.93
IDFC Cash Fund -Regular Plan-Growth	Apr 02, 2004		4.56	3.98	5.13	0.25	12,911.31

Fund Holdings as on 30-November-2022

Company % Assets
182 Days Treasury Bill 08/12/2022
6.43
Triparty Repo
5.78
91 Days Treasury Bill 02/02/2023
5.05
Small Industries Development Bank Of India**
4.85
91 Days Treasury Bill 02/03/2023
4.79
Canara Bank**
4.77
Union Bank of India**
3.22
Bank of Maharashtra**
3.22
Indian Bank
3.21
Union Bank of India**
3.21
Punjab National Bank**
3.20
91 Days Treasury Bill 27/01/2023
2.89
Indian Bank
2.74
91 Days Treasury Bill 08/12/2022
1.98
Reliance Retail Ventures Ltd**
1.92
Hindustan Petroleum Corporation Ltd.**
1.70
Small Industries Development Bank Of India**
1.61
Bajaj Finance Ltd.**
1.61
Reliance Jio Infocomm Ltd.**
1.61
Indian Bank**
1.60
Small Industries Development Bank Of India**
1.60
Bank Of Baroda**
1.60
IDFC First Bank Limited**
1.60
Reliance Retail Ventures Ltd**
1.60
Punjab National Bank**
1.60
National Bank for Agriculture & Rural Development**
1.29
Sikka Ports & Terminals Ltd.**
1.29
ICICI Securities Limited**
1.20
IndusInd Bank Ltd.**
1.05
8.1% Tata Capital Housing Finance Ltd. ( IDBI Trusteeship Services Limite) **
0.97
6.84% Central Government - 2022
0.97
Larsen and Toubro Ltd.**
0.96
91 Days Treasury Bill 05/01/2023
0.89
Reliance Retail Ventures Ltd**
0.89
AXIS Bank Ltd.**
0.81
Chambal Fertilisers & Chemicals Ltd.**
0.81
Mahindra & Mahindra Financial Services Ltd.**
0.81
HDFC Bank Ltd.**
0.80
HDFC Ltd.**
0.80
TVS Credit Services limited**
0.80
Canara Bank
0.71
Aditya Birla Finance Ltd.
0.65
Reliance Retail Ventures Ltd**
0.65
AXIS Bank Ltd.**
0.65
ICICI Securities Limited**
0.64
ICICI Securities Limited**
0.64
IDFC First Bank Limited**
0.64
Export-Import Bank of India**
0.64
Sharekhan Limited**
0.64
Poonawalla Fincorp Limited**
0.57
Hindustan Petroleum Corporation Ltd.**
0.56
HDFC Ltd.**
0.49
HDFC Securities Limited ( ) **
0.48
Tata Capital Financial Services Limited**
0.48
Birla Group Holding Private Limited**
0.48
ICICI Securities Limited**
0.48
Birla Group Holding Private Limited**
0.40
Tata Capital Financial Services Limited**
0.35
7.09% Rural Electrification Corporation Ltd.**
0.32
Pilani Investment and Industries Corporation Ltd**
0.32
BOB Financial Solutions Limited**
0.32
364 Days Treasury Bill 05/01/2023
0.32
364 Days Treasury Bill 19/01/2023
0.32
HDFC Securities Limited ( ) **
0.32
HDFC Securities Limited ( ) **
0.32
Bank of Maharashtra**
0.32
HDFC Securities Limited ( ) **
0.32
Birla Group Holding Private Limited**
0.32
91 Days Treasury Bill 09/02/2023
0.26
AXIS Bank Ltd.**
0.24
Birla Group Holding Private Limited**
0.24
Godrej Industries Ltd**
0.24
Julius Baer Capital (India) Pvt. Ltd**
0.24
Godrej Industries Ltd**
0.24
Julius Baer Capital (India) Pvt. Ltd**
0.24
4.5% HDFC Ltd.**
0.21
Kotak Mahindra Investments Ltd. ( IDBI Trusteeship Services Limite) **
0.18
182 Days Treasury Bill 01/12/2022
0.16
HDFC Bank Ltd.
0.16
HDFC Bank Ltd.**
0.16
ICICI Home Finance Company Limited**
0.16
Aditya Birla Money Ltd**
0.16
Julius Baer Capital (India) Pvt. Ltd**
0.16
National Bank for Agriculture & Rural Development
0.16
Julius Baer Capital (India) Pvt. Ltd**
0.16
7.24% Rural Electrification Corporation Ltd. ( BEACON Trusteeship Limite) **
0.08
Indian Bank
0.08
7.45% LIC Housing Finance Ltd.**
0.05
Net Current Assets/(Liabilities)
-4.68

Sector Holding%
Miscellaneous
36.90

Fund Manager

Deepak Agrawal

Education:Post Graduate in Commerce from Mumbai University, a qualified chartered account and a company secretary. Also cleared AIMR CFA Level
Experience:14 Years
Basic Details:Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
Funds Managed:
Kotak Banking and PSU Debt Fund
Kotak Bond Short Term Fund
Kotak Bond Short Term Fund
Kotak Corporate Bond Fund
Kotak Credit Risk Fund
Kotak Dynamic Bond Fund
Kotak Floating Rate Fund
Kotak Floating Rate Fund
Kotak Liquid Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Money Market Fund
Kotak Money Market Fund
Kotak Overnight Fund
Kotak Overnight Fund
Kotak Savings Fund

Holding Type Holding %
CARE A1+
12.86
Cash
1.10
CRISIL A1+
48.07
CRISIL AAA
2.16
FITCH IND A1+
2.56
ICRA A1+
9.17
Sov
24.06

About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 04-Nov-2003 and currently has an AUM of ₹30,839.85 crore. Kotak Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹1.5(0.03%)yesterday to ₹4421.9524.

Among its top 3 holdings the fund has exposure to 182 Days Treasury Bill 08/12/2022, and

The Kotak Liquid Fund is managed by Deepak Agrawal .

Fund House Contact

Address:

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

Phone Number: +91 (22) 66384400

Email Address: mutual@kotak.com

Fax Number: +91 (22) 66384455

Website: http://assetmanagement.kotak.com/

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