Kotak Liquid Fund - Growth - Regular Plan

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  • 0.01 %Nav, as on 11-09-2025

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  • Net Change on 11-09-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Regular Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Liquid Regular Plan Growth 5.45 5.58 6.86 6.93 5.56 6.87
CRISIL 1 year T-Bill Index N/A N/A N/A N/A N/A N/A
Nifty Liquid Fund Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Liquid Regular Plan Growth Nov 04, 2003 Unrated 6.86 6.93 5.56 0.31 40,674.68
ICICI Prudential Liquid Fund - Growth Nov 17, 2005 6.86 6.96 5.58 0.29 49,438.50
Nippon India Liquid Fund -Growth Plan Dec 09, 2003 6.86 6.95 5.57 0.33 30,964.83
UTI Liquid Fund - Regular Plan - Growth Option Dec 10, 2003 6.90 6.99 5.61 0.24 25,036.71
Tata Liquid Fund -Regular Plan - Growth Sep 01, 2004 6.90 6.95 5.57 0.31 20,403.82
HSBC Liquid Fund - Regular Growth Jun 01, 2004 6.89 6.98 5.60 0.22 16,400.81

Fund Holdings as on 31-August-2025

  • BANK OF BARODA**

  • CANARA BANK**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • HDFC BANK LTD.**

  • CANARA BANK**

  • 91 DAYS TREASURY BILL 13/11/2025

  • INDIAN BANK**

  • 91 DAYS TREASURY BILL 04/09/2025

  • 182 DAYS TREASURY BILL 25/09/2025

  • Reliance Retail Ventures Ltd**

  • 91 DAYS TREASURY BILL 23/10/2025

  • INDIAN OIL CORPORATION LTD.

  • PNB HOUSING FINANCE LTD.**

  • 91 DAYS TREASURY BILL 18/09/2025

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • UCO BANK**

  • BHARTI AIRTEL LTD.**

  • L&T METRO RAIL (HYDERABAD) LTD**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • IIFL FINANCE LIMITED**

  • Hindustan Zinc Ltd.**

  • Sikka Ports & Terminals Ltd.**

  • Adani Ports and Special Economic Zone Limited**

  • UNION BANK OF INDIA**

  • PUNJAB NATIONAL BANK**

  • INDIAN OVERSEAS BANK**

  • Reliance Retail Ventures Ltd**

  • RELIANCE INDUSTRIES LTD.**

  • 91 DAYS TREASURY BILL 02/10/2025

  • Reliance Jio Infocomm Ltd.**

  • BAJAJ FINANCE LTD.**

  • HDFC BANK LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • Reliance Jio Infocomm Ltd.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 91 DAYS TREASURY BILL 06/11/2025

  • KARUR VYSYA BANK LTD.**

  • 91 DAYS TREASURY BILL 20/11/2025

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • KARUR VYSYA BANK LTD.**

  • 91 DAYS TREASURY BILL 28/11/2025

  • CANARA BANK**

  • 182 DAYS TREASURY BILL 13/11/2025

  • ICICI SECURITIES LIMITED**

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • AXIS BANK LTD.**

  • SBI CARDS & PAYMENT SERVICES PVT. LTD.**

  • Nirma Ltd.**

  • PUNJAB NATIONAL BANK

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • ADITYA BIRLA HOUSING FINANCE LTD**

  • 6.50% Power Finance Corporation Ltd.**

  • ICICI SECURITIES LIMITED**

  • ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) **

  • IIFL FINANCE LIMITED**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • INDIAN OVERSEAS BANK**

  • INDIAN BANK

  • BANK OF INDIA**

  • INDIAN BANK**

  • Reliance Retail Ventures Ltd**

  • AXIS SECURITIES LIMITED**

  • IDFC FIRST BANK LIMITED**

  • 8.00% Tamil Nadu State Govt - 2025 - Tamil Nadu

  • MOTILAL OSWAL FINANCIAL SERVICES LIMITED**

  • CESC Ltd.**

  • ICICI SECURITIES LIMITED**

  • HDFC BANK LTD.**

  • ANGEL ONE LIMITED**

  • SBICAP SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • Larsen and Toubro Ltd.**

  • SBICAP SECURITIES LIMITED**

  • RELIANCE INDUSTRIES LTD.**

  • 182 DAYS TREASURY BILL 23/10/2025

  • SHAREKHAN LIMITED**

  • GODREJ HOUSING FINANCE LTD**

  • ADITYA BIRLA CAPITAL LTD**

  • IIFL CAPITAL SERVICES LTD.**

  • ANGEL ONE LIMITED**

  • NETWORK18 MEDIA & INVESTMENTS LTD.**

  • BANK OF BARODA**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • AXIS SECURITIES LIMITED**

  • SBICAP SECURITIES LIMITED**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • INDIAN OIL CORPORATION LTD.**

  • BANK OF BARODA**

  • AU SMALL FINANCE BANK LTD.**

  • 360 ONE PRIME LTD.**

  • AXIS SECURITIES LIMITED**

  • HDFC BANK LTD.**

  • INDIAN OIL CORPORATION LTD.**

  • FEDERAL BANK LTD.

  • ADITYA BIRLA HOUSING FINANCE LTD

  • ADITYA BIRLA CAPITAL LTD**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 360 ONE WAM LIMITED**

  • NUVAMA WEALTH AND INVESTMENT LTD**

  • SHAREKHAN LIMITED**

  • ADITYA BIRLA MONEY LTD**

  • JULIUS BAER CAPITAL (INDIA) PVT. LTD**

  • HDFC BANK LTD.**

  • PNB HOUSING FINANCE LTD.**

  • AXIS BANK LTD.**

  • SUNDARAM FINANCE LTD.**

  • NUVAMA WEALTH AND INVESTMENT LTD**

  • JIO CREDIT LIMITED**

  • PIRAMAL FINANCE LTD**

  • BAJAJ FINANCIAL SECURITIES LIMITED**

  • GODREJ FINANCE LTD**

  • HDFC SECURITIES LIMITED ( ) **

  • PIRAMAL FINANCE LTD**

  • PIRAMAL FINANCE LTD**

  • SBI ALTERNATIVE INVESTMENT FUND

  • GODREJ INDUSTRIES LTD**

  • GODREJ INDUSTRIES LTD**

  • JM FINANCIAL SERVICES LIMITED**

  • CHOLAMANDALAM SECURITIES LIMITED**

  • BAJAJ FINANCE LTD.**

  • CANARA BANK

  • AXIS BANK LTD.

  • UNION BANK OF INDIA

  • FEDERAL BANK LTD.**

  • L & T Finance Ltd.**

  • BAJAJ FINANCE LTD.**

  • 7.99% Maharashtra State Govt - 2025 - Maharashtra

  • 7.96% Gujarat State Govt - 2025 - Gujarat

  • 8.23% Maharashtra State Govt - 2025 - Maharashtra

  • Net Current Assets/(Liabilities)

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  • Miscellaneous

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Fund Manager

  • Education:Masters in Financial Management
  • Experience:22
  • Basic Details:Mr. Sunil Pandey has been associated with Kotak AMC since July 2006. Prior to joining the debt dealership segment. Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC, in which he handled valuation of securities and settlement of deals with the custodian and counter parties. With effect from May 1, 2015, Mr. Pandey has been appointed as Debt Dealer.
  • Funds Managed:
  • Kotak Overnight Fund
  • Kotak Liquid Fund
  • Kotak Overnight Fund

  • CARE A1+

  • Cash

  • CRISIL A1+

  • CRISIL AAA

  • FITCH A1+

  • ICRA A1+

  • SOV

  • Unrated

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About Kotak Liquid Fund

Scheme Analysis

Kotak Liquid Fund is a Debt - Liquid Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 04-Nov-2003 and currently has an AUM of ₹40,674.68 crore. Kotak Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of Kotak Liquid Fund ended up ₹0.77(0.01%)yesterday to ₹5336.7979.

Among its top 3 holdings the fund has exposure to BANK OF BARODA**, and

The Kotak Liquid Fund is managed by Deepak Agrawal and Sunil Pandey.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455