Kotak Low Duration Fund - Growth - Direct Plan

Other Plans and Options
  • 0.02 %Nav, as on 31-10-2025

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  • Net Change on 31-10-2025

  • PersonalFN Rating

  • Assets (Cr.)

  • Expense Ratio

Fund Overview Growth | Direct Plan

  • Fund House

  • Launch Date

  • Benchmark

  • Minimum Investment (₹)

  • Minimum Addl Investment (₹)

  • Exit Load (%)

  • Minimum SIP Investment (₹)

  • Minimum STP Investment (₹)

  • Minimum SWP Investment (₹)

  • 52 Week Low Nav (₹)

  • 52 Week Low Nav Date

  • 52 Week High Nav (₹)

  • 52 Week High Nav Date

Fund Objective

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities.

Fund Performance

Scheme Name 1-Month Return (%) 3-Month Return (%) 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Since Inception
Kotak Low Duration Fund- Direct Plan- Growth Option 7.76 6.41 8.12 7.92 6.47 7.97
CRISIL Short Term Bond Index N/A N/A N/A N/A N/A N/A
NIFTY 1 Year T-Bill Index N/A N/A N/A N/A N/A N/A
NIFTY Low Duration Debt Index N/A N/A N/A N/A N/A N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name Launch Date Ratings 1-Year Return (%) 3-Year Return (%) 5-Year Return (%) Expense Ratio (%) Assets (Cr.)
Kotak Low Duration Fund- Direct Plan- Growth Option Jan 01, 2013 8.12 7.92 6.47 0.42 14,043.91
ICICI Prudential Savings Fund - Direct Plan - Growth Jan 01, 2013 7.92 7.86 6.47 0.42 27,720.41
HDFC Low Duration Fund - Direct Plan - Growth Jan 01, 2013 8.00 7.91 6.57 0.45 24,466.14
SBI MAGNUM LOW DURATION FUND - DIRECT PLAN - GROWTH Jan 01, 2013 7.78 7.70 6.18 0.43 16,763.52
Aditya Birla Sun Life Low duration Fund - Growth - Direct Plan Jan 01, 2013 8.02 7.86 6.54 0.43 13,096.92
Nippon India Low Duration Fund - Direct Plan Growth Plan - Growth Option Jan 01, 2013 8.09 7.82 6.57 0.38 9,917.09

Fund Holdings as on 30-September-2025

  • 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)

  • 7.8% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)

  • Central Government - 2033

  • 7.66% BAJAJ HOUSING FINANCE LTD.(^)**

  • 7.6% REC LTD

  • JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) **

  • 6.4% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) **

  • Net Current Assets/(Liabilities)

  • HDFC BANK LTD.**

  • 7.02% BAJAJ HOUSING FINANCE LTD.**

  • 7.46% Madhya Pradesh State Govt - 2027 - Madhya Pradesh

  • 6.6% REC LTD

  • 364 DAYS TREASURY BILL 19/03/2026

  • Triparty Repo

  • Central Government - 2028

  • PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)**

  • 8.95% BHARTI TELECOM LTD.(^)**

  • 7.8% BAJAJ FINANCE LTD.(^)**

  • 7.89% TATA CAPITAL LTD.(^)

  • 8.1% ADITYA BIRLA HOUSING FINANCE LTD(^)**

  • 7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 6.75% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • AXIS BANK LTD.(^)**

  • PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9)**

  • 8.15% PNB HOUSING FINANCE LTD.(^)**

  • 7.55% REC LTD(^)**

  • PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1)**

  • PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**

  • 6.92% Tamil Nadu State Govt - 2029 - Tamil Nadu(^)

  • 7.23% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • 7.59% INTERISE TRUST**

  • 7.49% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**

  • PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14)**

  • 7.99% GODREJ SEEDS AND GENETICS LTD. ( ) (^)**

  • 7.99% GODREJ SEEDS AND GENETICS LTD. ( ) (^)**

  • 6.58% L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro Limited.) **

  • 7.9% Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) **

  • 7.75% MINDSPACE BUSINESS PARKS REIT(^)**

  • JUBILANT BEVCO LIMITED ( Axis Trustee Services Limitedstep up or down 25 bps for every rating chang) (^)**

  • 8.65% BHARTI TELECOM LTD.(^)

  • 8.12% BAJAJ FINANCE LTD.(^)

  • 7.99% Kotak Mahindra Prime Ltd.(^)**

  • 8.25% CAN FIN HOMES LTD.(^)**

  • 8.6% ADITYA BIRLA RENEWABLES LIMITED(^)**

  • 7.71% REC LTD**

  • 7.03% Tamil Nadu State Govt - 2029 - Tamil Nadu

  • 7.69% NEXUS SELECT TRUST REIT**

  • 9.5% VEDANTA LTD.(^)**

  • 8.4% HINDUJA LEYLAND FINANCE LTD.(^)**

  • 7.25% EMBASSY OFFICE PARKS REIT**

  • 7.37% Power Finance Corporation Ltd.

  • 9.15% PIRAMAL FINANCE LTD**

  • 9.4% VEDANTA LTD.(^)**

  • 7.05% EMBASSY OFFICE PARKS REIT**

  • PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust)**

  • 5.15% Central Government - 2025

  • 6.92% DLF Cyber City Developers Ltd**

  • SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**

  • HDFC BANK LTD.**

  • UNION BANK OF INDIA**

  • PTC INDIA UNIVERSAL TRUST AL2 (SERIES A1) 21/11/2026(INDIA UNIVERSAL TRUST AL2)**

  • 7.97% MANKIND PHARMA LTD

  • 8.37% AADHAR HOUSING FINANCE LIMITED(^)**

  • 7.13% Power Finance Corporation Ltd.**

  • PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)**

  • 8.45% CAN FIN HOMES LTD.**

  • PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2)**

  • PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)**

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 7.68% GODREJ SEEDS AND GENETICS LTD. ( ) **

  • 8.1% BAJAJ HOUSING FINANCE LTD.(^)**

  • 7.96% EMBASSY OFFICE PARKS REIT(^)**

  • 7.93% LIC HOUSING FINANCE LTD.**

  • 7.56% REC LTD**

  • 8.78% MUTHOOT FINANCE LTD.(^)**

  • 7.77% REC LTD(^)**

  • 7.51% REC LTD**

  • 7.5% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT

  • 7.65% INDIGRID INFRASTRUCTURE TRUST(^)**

  • 7.21% EMBASSY OFFICE PARKS REIT**

  • 8.9% BHARTI TELECOM LTD.**

  • 6.72% INDIGRID INFRASTRUCTURE TRUST(^)**

  • EMBASSY OFFICE PARKS REIT**

  • 7.59% Gujarat State Govt - 2027 - Gujarat

  • 7.84% TATA CAPITAL HOUSING FINANCE LTD.**

  • PTC FIRST BUSINESS TRUST (SR 24) 01/01/2026(First Business Receivables Trust)**

  • 9% JM FINANCIAL CREDIT SOLUTIONS LTD.**

  • 6.8% EMBASSY OFFICE PARKS REIT**

  • SBI ALTERNATIVE INVESTMENT FUND

  • 8.65% AADHAR HOUSING FINANCE LIMITED**

  • 8.15% SUNDARAM HOME FINANCE LTD**

  • 7.98% SUNDARAM HOME FINANCE LTD**

  • 8.03% MINDSPACE BUSINESS PARKS REIT(^)**

  • 7.58% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.32% REC LTD**

  • INDIAN BANK

  • 7.35% EMBASSY OFFICE PARKS REIT

  • PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST)**

  • 8.45% NOMURA CAPITAL (INDIA) PRIVATE LIMITED**

  • BAJAJ FINANCE LTD.

  • 7.99% MANKIND PHARMA LTD

  • SANSAR TRUST(SANSAR TRUST)**

  • 8.5% Nirma Ltd.**

  • 7.75% SUNDARAM FINANCE LTD.**

  • 8.15% GODREJ PROPERTIES LIMITED**

  • NUVOCO VISTAS CORPORATION LTD.**

  • 6.97% EMBASSY OFFICE PARKS REIT**

  • Central Government - 2034

  • 8.04% BAJAJ HOUSING FINANCE LTD.**

  • 7.58% Power Finance Corporation Ltd.**

  • 7.9% BAJAJ FINANCE LTD.**

  • NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**

  • 7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu

  • 8.02% MINDSPACE BUSINESS PARKS REIT**

  • 8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD**

  • 8.35% GODREJ INDUSTRIES LTD ( ) **

  • 7.91% TATA CAPITAL LTD.**

  • 8% ADITYA BIRLA CAPITAL LTD**

  • 7.99% TATA PROJECTS LTD.**

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  • Miscellaneous

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Fund Manager

  • Education:PGeMBA (Finance)
  • Experience:17
  • Basic Details:Mr. Dharmesh Thakar has over 17 years of experience in dealing of Fixed Income Products. He joined Kotak AMCfrom Trust Financial Consultancy Services Pvt Ltd.
  • Funds Managed:
  • Kotak Banking and PSU Debt Fund
  • Kotak Low Duration Fund

  • CARE A1+

  • CARE AA

  • CARE AA+

  • Cash

  • CRISIL A1+

  • CRISIL AA

  • CRISIL AA+

  • CRISIL AAA

  • CRISIL AAA(CE)

  • CRISIL AAA(SO)

  • FITCH A1+

  • FITCH AA

  • FITCH AA+

  • FITCH AAA

  • FITCH AAA(IND)

  • FITCH AAA(SO)

  • ICRA AA

  • ICRA AA+

  • ICRA AAA

  • ICRA AAA(SO)

  • Sov

  • Unrated

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About Kotak Low Duration Fund

Scheme Analysis

Kotak Low Duration Fund is a Debt - Low Duration Fund fund and belongs to Kotak Mahindra Mutual Fund. It was launched on 01-Jan-2013 and currently has an AUM of ₹14,043.91 crore. Kotak Low Duration Fund is benchmarked against CRISIL Short Term Bond Index as primary index and NIFTY 1 Year T-Bill Index as primary index and NIFTY Low Duration Debt Index as secondary index.

The NAV of Kotak Low Duration Fund ended up ₹0.6(0.02%)yesterday to ₹3734.9871.

Among its top 3 holdings the fund has exposure to 7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**, and

The Kotak Low Duration Fund is managed by Deepak Agrawal and Dharmesh Thakar.

Fund House Contact

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400 051

+91 (22) 66384400
mutual@kotak.com
+91 (22) 66384455