UTI Liquid Fund - IDCW - Regular Plan

Item: UTI Liquid Fund - IDCW - Regular Plan
Rating: 3
Author: PersonalFN

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₹1156.0018 0.02 %Nav, as on 07-11-2025
Previous Nav
₹ 1155.8171
Net Change on 07-11-2025
₹0.18
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 28,884.74
Expense Ratio
0.24%
(As on Oct 31, 2025)

Fund Overview IDCW | Regular Plan

Fund House
UTI Mutual Fund
Launch Date
24-Aug-2016
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
20,000
Minimum Addl Investment (₹)
500
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1604.85
52 Week Low Nav Date
06-Nov-2024
52 Week High Nav (₹)
1712.04
52 Week High Nav Date
06-Nov-2025

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI Liquid Fund - Regular Plan - Fortnightly IDCW	5.54	5.70	6.68	6.99	5.69	5.72
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI Liquid Fund - Regular Plan - Fortnightly IDCW	Aug 24, 2016		6.68	6.99	5.69	0.24	28,884.74
Kotak Liquid Regular Plan Daily Reinvestment of Income Distribution cum capital withdrawal option	Nov 04, 2003	Unrated	6.65	6.95	5.64	0.31	34,080.38
UTI Liquid Fund - Regular Plan - Annual IDCW	Feb 19, 2015		6.68	6.99	5.69	0.24	28,884.74
UTI Liquid Fund - Regular Plan - Daily IDCW (Reinvestment)	Dec 10, 2003		6.70	6.99	5.70	0.24	28,884.74
UTI Liquid Fund - Regular Plan - Flexi IDCW	Oct 16, 2017		6.68	6.99	5.72	0.24	28,884.74
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW	Jul 25, 2018		6.68	6.99	5.70	0.24	28,884.74

Fund Holdings as on 31-October-2025

Company % Assets
91 DAYS T -BILL MD 25/12/25
3.91
91 DAYS T -BILL MD 18/12/25
3.05
CD - HDFC BANK - 04/12/2025
2.65
91 DAYS T -BILL MD 08/01/26
2.57
CP ICICI SECURITIES LTD.
2.15
CD - AXIS BANK LIMITED 18/11/2025
2.07
CD - HDFC BANK LTD - 22/12/2025
1.97
CD- UNION BANK OF INDIA 18/12/2025
1.80
NET CURRENT ASSETS
1.75
CD - INDUSIND BANK - 14/11/2025
1.73
CD - HDFC BANK - 18/11/2025
1.73
CD - INDIAN OVERSEAS BANK LTD - 23/12/2025
1.72
91 DAYS T -BILL MD 02/01/26
1.72
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.71
CP POWER FINANCE CORPORATION LTD.
1.55
CP INDIAN OIL CORPORATION LTD.
1.55
CD - AXIS BANK LIMITED 07/01/26
1.54
91 DAYS T -BILL MD 04/12/25
1.52
91D TBILL 11.12.2025
1.49
CD - KOTAK MAHINDRA BANK - 15/01/2026
1.45
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
1.37
CD - INDIAN BANK - 04/12/2025
1.31
CD - CANARA BANK - 27/11/25
1.21
CP RELIANCE RETAIL VENTURES LIMITED
1.21
CP INDIAN OIL CORPORATION LTD.
1.20
CD- AXIS BANK 08/01/2026
1.20
CD - UNION BANK - 16/01/2026
1.16
CD - S I D B I -05/12/2025
1.12
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.02
NCD BHARTI TELECOM LTD.
0.97
91 DAYS T -BILL MD 06/11/25
0.86
CP L AND T METRO RAIL (HYDERABAD) LIMITED
0.86
CD - DCB BANK - 17/11/2025
0.86
CP NTPC LTD.
0.86
CD - KARUR VYSYA BANK LTD - 04/12/2025
0.86
CD - INDIAN BANK - 08/12/2025
0.86
CD - KOTAK MAH BANK - 11/12/2025
0.86
CD - CANARA BANK - 12/12/2025
0.86
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.86
CD - INDIAN BANK - 17/12/2025
0.86
CP GODREJ CONSUMER PRODUCTS LTD
0.86
CD - BANK OF INDIA - 24/12/2025
0.86
CP HINDALCO INDUSTRIES LTD.
0.85
CD - UNION BANK - 05/12/2025
0.77
CD - KOTAK MAHINDRA BANK - 05/12/2025
0.77
CD - CANARA BANK - 18/12/2025
0.77
364 DAYS T -BILL MD 06/11/25
0.69
CP CANFIN HOMES LTD.
0.69
CP PIRAMAL FINANCE LIMITED
0.69
CP HINDUSTAN ZINC LTD.
0.69
CP PIRAMAL FINANCE LIMITED
0.69
CP IGH HOLDINGS PRIVATE LIMITED
0.69
CP TATA PROJECTS LTD
0.69
CP INDIAN OIL CORPORATION LTD.
0.69
CD - KOAK MAH BANK - 04/12/25
0.69
CP HDFC SECURITIES LTD
0.69
CP EXPORT IMPORT BANK OF INDIA
0.69
CP BAJAJ FINANCIAL SECURITIES LTD
0.69
CP KOTAK SECURITIES LTD.
0.69
CP KOTAK SECURITIES LTD.
0.69
CD - INDIAN BANK - 08012026
0.68
CP NETWORK18 MEDIA AND INVESTMENTS LTD.
0.68
CP ICICI SECURITIES LTD.
0.68
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.68
CP EXPORT IMPORT BANK OF INDIA
0.60
CP REDINGTON LTD
0.60
CD - CANARA BANK - 22/12/25
0.60
CP SHREE CEMENT LTD.
0.60
CP 360 ONE PRIME LTD
0.52
CP AXIS SECURITIES LTD
0.52
CP HERO FINCORP LTD.
0.52
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.52
CD - CANARA BANK - 19/12/2025
0.52
CP ICICI SECURITIES LTD.
0.52
CP AXIS SECURITIES LTD
0.51
CP EXPORT IMPORT BANK OF INDIA
0.51
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.51
08.22% TAMIL NADU SDL - 09/12/2025
0.50
8.20% GJ SDL MAT - 09/12/2025
0.49
CP TATA TELESERVICES MAHARASHTRA LTD
0.46
NCD BHARTI TELECOM LTD.
0.43
CP KOTAK SECURITIES LTD.
0.43
CD - ICICI BANK - 14/11/2025
0.43
CD - INDIAN BANK - 17/11/2025
0.43
CP POONAWALLA FINCORP LTD.
0.43
CD - UNION BANK OF INDIA - 04/12/25
0.43
CP ANGEL ONE LTD
0.43
GS-C - STRIP MAT-16/12/2025
0.37
CP TATA TELESERVICES MAHARASHTRA LTD
0.36
CP DEUTSCHE INVESTMENTS INDIA PVT LTD
0.35
CP ADITYA BIRLA MONEY LTD
0.35
CP POONAWALLA FINCORP LTD.
0.35
CP KOTAK SECURITIES LTD.
0.35
CD - INDUSIND BANK - 21/11/2025
0.35
CP GODREJ FINANCE LIMITED
0.34
CP CEAT LTD.
0.34
CP INDIAN OIL CORPORATION LTD.
0.34
CP TATA PROJECTS LTD
0.34
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.34
CP FEDBANK FINANCIAL SERVICES LTD.
0.34
CP PILANI INVESTMENTS AND INDUSTRIES CORPORATION LIMITED
0.34
CD - UNION BANK OF INDIA - 22/12/25
0.34
CD - S ID B I - 13/01/2026
0.34
CD - INDIAN BANK - 19/01/2026
0.34
CD - CANARA BANK - 20/01/2026
0.34
CD - CANARA BANK - 21/01/2026
0.34
CP INFINA FINANCE PRIVATE LIMITED
0.34
CD - KOTAK MAH BANK - 28/01/2026
0.34
CP INFINA FINANCE PRIVATE LIMITED
0.34
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.26
CP NUVOCO VISTAS CORPORATION LTD
0.26
CD - CANARA BANK - 05/12/25
0.26
CP TATA PROJECTS LTD
0.26
CP ICICI SECURITIES LTD.
0.26
CP GODREJ INDUSTRIES LTD.
0.26
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.23
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.21
CP HINDUSTAN ZINC LTD.
0.17
CP HERO FINCORP LTD.
0.17
CP STANDARD CHARTERED CAPITAL LTD.
0.17
CP FEDBANK FINANCIAL SERVICES LTD.
0.17
CP IGH HOLDINGS PRIVATE LIMITED
0.17
CP IGH HOLDINGS PRIVATE LIMITED
0.17
NCD BHARTI TELECOM LTD.
0.16
CD - HDFC BANK LTD - 03/12/2025
0.15
8.24% AP SDL MAT-09/12/2025
0.14
CD - S I D B I - 07/11/2025
0.09
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.03
8.16% KARNATAKA SDL 26/11/2025
0.02

Sector Holding%
Miscellaneous
41.42

Fund Manager

Amit Sharma

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
28/10/2025
29.85
11/10/2025
30.22
26/09/2025
25.88
11/09/2025
27.07
26/08/2025
25.28
12/08/2025
28.78
26/07/2025
108.26
11/07/2025
30.40
26/06/2025
16.90
11/06/2025
22.00
26/04/2025
27.18
12/04/2025
86.84
26/03/2025
22.27
11/03/2025
31.04
26/02/2025
22.37
11/02/2025
33.47
28/01/2025
26.50
11/01/2025
35.55
27/12/2024
27.63
11/12/2024
35.25
26/11/2024
62.60
12/11/2024
284.38
26/10/2024
127.02
26/04/2024
31.02
11/04/2024
46.90
27/03/2024
40.86
12/03/2024
23.20
27/02/2024
33.20
13/02/2024
40.48
26/01/2024
205.52
26/10/2023
30.90
11/10/2023
32.79
26/09/2023
29.89
12/09/2023
36.09
26/08/2023
31.39
11/08/2023
32.49
26/07/2023
31.44
11/07/2023
31.06
27/06/2023
28.83
13/06/2023
37.33
26/05/2023
34.12
11/05/2023
31.60
11/04/2023
41.89
28/03/2023
36.62
11/03/2023
24.45
28/02/2023
33.72
11/02/2023
32.68
26/01/2023
27.91
11/01/2023
34.08
27/12/2022
27.86
13/12/2022
34.27
26/11/2022
29.89
11/11/2022
32.82
26/10/2022
25.60
11/10/2022
28.63
27/09/2022
20.36
13/09/2022
30.35
26/08/2022
25.54
11/08/2022
25.59
26/07/2022
19.24
12/07/2022
23.19
28/06/2022
24.13
11/06/2022
23.20
26/05/2022
20.86
11/05/2022
10.76
26/04/2022
16.37
26/03/2022
17.30
11/03/2022
13.69
26/02/2022
17.12
11/02/2022
17.92
26/01/2022
14.71
11/01/2022
16.85
28/12/2021
18.44
11/12/2021
15.79
26/11/2021
16.53
11/11/2021
18.10
26/10/2021
12.05
12/10/2021
15.08
28/09/2021
13.10
14/09/2021
18.62
26/08/2021
16.35
11/08/2021
15.66
27/07/2021
15.19
13/07/2021
17.90
28/06/2021
15.43
11/06/2021
16.77
26/05/2021
14.88
11/05/2021
12.82
27/04/2021
14.13
13/04/2021
19.05
26/03/2021
16.16
11/03/2021
11.11
26/02/2021
17.02
11/02/2021
16.69
26/01/2021
12.92
12/01/2021
11.76
29/12/2020
16.68
11/12/2020
12.29
26/11/2020
15.17
11/11/2020
14.53
27/10/2020
14.82
13/10/2020
19.23
26/09/2020
14.62
11/09/2020
15.40
26/08/2020
15.89
11/08/2020
13.94
28/07/2020
16.49
11/07/2020
16.14
26/06/2020
21.07
11/06/2020
13.73
27/05/2020
26.22
12/05/2020
19.08
28/04/2020
26.73
14/04/2020
61.35
12/03/2020
27.59
26/02/2020
24.13
11/02/2020
22.36
28/01/2020
25.95
11/01/2020
24.12
27/12/2019
25.36
11/12/2019
24.32
26/11/2019
23.54
12/11/2019
27.34
26/10/2019
26.05
11/10/2019
31.23
26/09/2019
21.55
12/09/2019
28.63
27/08/2019
22.95
14/08/2019
38.04
26/07/2019
30.62
11/07/2019
33.00
26/06/2019
31.87
11/06/2019
31.74
28/05/2019
39.86
11/05/2019
32.50
26/04/2019
32.49
11/04/2019
45.18
26/03/2019
31.73
12/03/2019
30.56
26/02/2019
30.71
12/02/2019
37.71
26/01/2019
33.66
11/01/2019
35.43
27/12/2018
36.81
11/12/2018
33.03
27/11/2018
32.96
13/11/2018
42.70
26/10/2018
34.99

Holding Type Holding %
CARE-A1+
10.79
Cash
1.75
CRISIL-A1+
55.10
CRISIL-AAA
1.56
Deposits
0.03
ICRA-A1+
12.06
IND-A1+
1.11
SOV
17.33
Unrated
0.23

About UTI Liquid Fund

Scheme Analysis

UTI Liquid Fund is a Debt - Liquid Fund fund and belongs to UTI Mutual Fund. It was launched on 24-Aug-2016 and currently has an AUM of ₹28,884.74 crore. UTI Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of UTI Liquid Fund ended up ₹0.18(0.02%)yesterday to ₹1156.0018.

Among its top 3 holdings the fund has exposure to 91 DAYS T -BILL MD 25/12/25, and

The UTI Liquid Fund is managed by Amit Sharma .

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

Most Recent Dividend

About UTI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Regular Plan

Fund Overview IDCW | Regular Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 31-October-2025

Fund Manager

Most Recent Dividend

About UTI Liquid Fund

Scheme Analysis

Fund House Contact