UTI Liquid Fund - IDCW - Direct Plan

Item: UTI Liquid Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹1157.083 0.02 %Nav, as on 07-12-2025
Previous Nav
₹ 1156.9019
Net Change on 07-12-2025
₹0.18
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 24,570.02
Expense Ratio
0.16%
(As on Nov 30, 2025)

Fund Overview IDCW | Direct Plan

Fund House
UTI Mutual Fund
Launch Date
05-Mar-2017
Benchmark
CRISIL 1 year T-Bill Index
Minimum Investment (₹)
20,000
Minimum Addl Investment (₹)
500
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1623.89
52 Week Low Nav Date
07-Dec-2024
52 Week High Nav (₹)
1732.33
52 Week High Nav Date
07-Dec-2025

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI Liquid Fund - Direct Plan - Fortnightly IDCW	5.90	5.88	6.68	7.07	5.84	5.73
CRISIL 1 year T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI Liquid Fund - Direct Plan - Fortnightly IDCW	Mar 05, 2017		6.68	7.07	5.84	0.16	24,570.02
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option	Jan 01, 2013	Unrated	6.68	7.05	5.81	0.20	34,798.13
UTI Liquid Fund - Direct Plan - Annual IDCW	Sep 15, 2014		6.68	7.07	5.84	0.16	24,570.02
UTI Liquid Fund - Direct Plan - Daily IDCW (Reinvestment)	Dec 31, 2012		6.74	7.08	5.84	0.16	24,570.02
UTI Liquid Fund - Direct Plan - Flexi IDCW	Aug 10, 2017		6.68	7.07	5.87	0.16	24,570.02
UTI Liquid Fund - Direct Plan - Half-Yearly IDCW	Jan 02, 2017		6.68	7.07	5.84	0.16	24,570.02

Fund Holdings as on 30-November-2025

Company % Assets
91 DAYS T-BIIL - 25/12/2025
4.62
CD - HDFC BANK LTD - 18/02/2026
4.02
91 DAYS T-BIIL - 18/12/2025
3.60
91 DAYS T-BILL - 08/01/2026
3.04
CD - HDFC BANK LTD. - 22/12/2025
2.33
CD- UNION BANK OF INDIA 18/12/2025
2.13
91 DAYS T-BIIL - 02/01/2026
2.03
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
2.02
CP TATA CAPITAL HOUSING FINANCE LTD
2.01
CD - CANARA BANK - 12/02/2026
2.01
CP POWER FINANCE CORPORATION LTD.
1.83
CP INDIAN OIL CORPORATION LTD.
1.83
CD - UNION BANK - 27/01/2026
1.81
91 DAYS T -BILL MD 04/12/25
1.79
91D TBILL 11.12.2025
1.76
CD - KOTAK MAHINDRA BANK - 15/01/2026
1.72
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
1.62
CD - CANARA BANK - 04/02/2026
1.61
CP RELIANCE RETAIL VENTURES LIMITED
1.42
CP INDIAN OIL CORPORATION LTD.
1.42
CD - AXIS BANK LIMITED 07/01/26
1.42
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.41
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.21
CD - INDIAN BANK - 02/02/2026
1.21
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.21
CP BAJAJ FINANCE LTD.
1.20
CD - KOTAK MAH BANK - 11/12/2025
1.02
CD - CANARA BANK - 12/12/2025
1.02
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.02
CD - INDIAN BANK - 17/12/2025
1.01
CP GODREJ CONSUMER PRODUCTS LTD
1.01
CD - BANK OF INDIA - 24/12/2025
1.01
CP HINDALCO INDUSTRIES LTD.
1.01
91 DAYS T-BILL - 06/02/2026
1.01
CD - HDFC BANK LTD - 12/02/2026
1.01
CD - INDUSIND BANK LTD - 18/02/2026
1.00
CD - CANARA BANK - 18/12/2025
0.91
CP INDIAN OIL CORPORATION LTD.
0.81
CP KOTAK SECURITIES LTD.
0.81
CD - INDIAN BANK - 08012026
0.81
CP NETWORK18 MEDIA AND INVESTMENTS LTD.
0.81
CP ICICI SECURITIES LTD.
0.81
CD - INDUSIND BANK LTD - 05/02/2026
0.80
CD - KARUR VYSYA BANK LTD - 10/02/2026
0.80
CP RELIANCE RETAIL VENTURES LIMITED
0.80
CP HDFC SECURITIES LTD
0.80
CP KOTAK SECURITIES LTD.
0.80
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.80
CP TATA COMMUNICATIONS LTD.
0.80
CP L AND T FINANCE LIMITED
0.80
CP GODREJ HOUSING FINANCE LTD
0.80
CP HDFC SECURITIES LTD
0.80
CP ASEEM INFRASTRUCTURE FINANCE LTD
0.80
CP ICICI SECURITIES LTD.
0.79
CP REDINGTON LTD
0.71
CD - CANARA BANK - 22/12/2025
0.71
CP SHREE CEMENT LTD.
0.71
CD - KARUR VYSYA BANK LTD - 04/12/2025
0.61
CP HERO FINCORP LTD.
0.61
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.61
CP ICICI SECURITIES LTD.
0.61
CD - CANARA BANK - 19/12/2025
0.61
CP EXPORT IMPORT BANK OF INDIA
0.60
CD - UNION BANK OF INDIA - 02/02/2026
0.60
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.60
CP ALEMBIC PHARMACEUTICALS LTD.
0.60
CP ICICI SECURITIES LTD.
0.60
CP KOTAK SECURITIES LTD.
0.60
CP TATA TELESERVICES LTD.
0.60
CD - DCB BANK LTD - 17/02/2026
0.60
08.22% TAMIL NADU SDL - 09/12/2025
0.59
8.20% GJ SDL MAT - 09/12/2025
0.57
CP TATA TELESERVICES MAHARASHTRA LTD
0.55
NCD BHARTI TELECOM LTD.
0.51
CP NUVOCO VISTAS CORPORATION LTD
0.51
CP ANGEL ONE LTD
0.50
CD - N A B A R D -17/02/26
0.50
CP AXIS SECURITIES LTD
0.44
GS-C - STRIP MAT-16/12/2025
0.43
CP INDIAN OIL CORPORATION LTD.
0.41
CP TATA PROJECTS LTD
0.41
CP FEDBANK FINANCIAL SERVICES LTD.
0.41
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.41
CP PILANI INVESTMENTS AND INDUSTRIES CORPORATION LIMITED
0.41
CP KOTAK SECURITIES LTD.
0.41
CD - UNION BANK OF INDIA - 22/12/2025
0.41
CD - S ID B I - 13/01/2026
0.40
CD - INDIAN BANK - 19/01/2026
0.40
CD - CANARA BANK - 20/01/2026
0.40
CP INFINA FINANCE PRIVATE LIMITED
0.40
CD - CANARA BANK - 21/01/2026
0.40
CP INFINA FINANCE PRIVATE LIMITED
0.40
CD - KOTAK MAH BANK - 28/01/2026
0.40
CD - SIDBI - 04/02/2026
0.40
CP BLUE STAR LIMITED
0.40
CP NETWORK18 MEDIA AND INVESTMENTS LTD.
0.40
CP BLUE STAR LIMITED
0.40
CP INFINA FINANCE PRIVATE LIMITED
0.40
CP ADITYA BIRLA MONEY LTD
0.40
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.
0.40
CP FEDBANK FINANCIAL SERVICES LTD.
0.40
CP IGH HOLDINGS PRIVATE LIMITED
0.40
CP JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED
0.40
CD - CANARA BANK - 05/12/25
0.31
CP TATA PROJECTS LTD
0.30
CP ICICI SECURITIES LTD.
0.30
CP GODREJ INDUSTRIES LTD.
0.30
CP GODREJ INDUSTRIES LTD.
0.30
CP NUVAMA WEALTH AND INVESTMENT LIMITED
0.30
CP 360 ONE WAM LIMITED
0.30
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.27
CP IGH HOLDINGS PRIVATE LIMITED
0.20
CP IGH HOLDINGS PRIVATE LIMITED
0.20
CP ADITYA BIRLA MONEY LTD
0.20
NCD BHARTI TELECOM LTD.
0.18
CD - HDFC BANK LTD - 03/12/2025
0.18
8.24% AP SDL MAT-09/12/2025
0.16
CD - UNION BANK - 05/12/2025
0.10
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.04
NET CURRENT ASSETS
-4.96

Sector Holding%
Miscellaneous
49.64

Fund Manager

Amit Sharma

Most Recent Dividend

Dividend Details

Record Date Dividend (%)
26/11/2025
27.85
11/11/2025
25.74
28/10/2025
30.36
11/10/2025
30.67
26/09/2025
26.32
11/09/2025
27.55
26/08/2025
25.70
12/08/2025
29.28
26/07/2025
25.94
11/07/2025
30.57
26/06/2025
25.65
11/06/2025
34.07
27/05/2025
28.50
14/05/2025
34.60
26/04/2025
27.51
12/04/2025
54.82
26/03/2025
35.91
11/03/2025
26.95
26/02/2025
33.14
11/02/2025
32.72
28/01/2025
38.11
11/01/2025
36.34
27/12/2024
30.58
11/12/2024
32.71
26/11/2024
30.24
12/11/2024
37.82
26/10/2024
31.63
11/10/2024
36.84
26/09/2024
33.91
11/09/2024
32.02
27/08/2024
30.65
13/08/2024
38.98
26/07/2024
33.32
11/07/2024
35.74
26/06/2024
32.39
11/06/2024
31.34
28/05/2024
40.19
11/05/2024
30.79
26/04/2024
31.47
11/04/2024
47.36
27/03/2024
32.27
12/03/2024
32.61
27/02/2024
33.62
13/02/2024
40.98
26/01/2024
31.39
11/01/2024
38.97
27/12/2023
33.12
12/12/2023
28.34
29/11/2023
39.89
11/11/2023
35.08
26/10/2023
31.35
11/10/2023
33.24
26/09/2023
30.31
12/09/2023
36.60
26/08/2023
31.84
11/08/2023
32.97
26/07/2023
31.89
11/07/2023
31.48
27/06/2023
29.25
13/06/2023
37.87
26/05/2023
34.57
11/05/2023
32.05
11/04/2023
42.32
28/03/2023
37.13
11/03/2023
24.78
28/02/2023
34.23
11/02/2023
33.16
26/01/2023
28.59
11/01/2023
34.53
27/12/2022
28.28
13/12/2022
34.78
26/11/2022
30.34
11/11/2022
33.30
26/10/2022
26.04
11/10/2022
29.05
27/09/2022
20.78
13/09/2022
30.89
26/08/2022
25.98
11/08/2022
26.06
26/07/2022
19.65
12/07/2022
23.61
28/06/2022
24.66
11/06/2022
23.72
26/05/2022
21.35
11/05/2022
11.23
26/04/2022
16.80
26/03/2022
17.79
11/03/2022
14.11
26/02/2022
17.61
11/02/2022
18.44
26/01/2022
15.20
11/01/2022
17.30
28/12/2021
18.99
11/12/2021
16.27
26/11/2021
17.02
11/11/2021
18.62
26/10/2021
12.50
12/10/2021
15.53
28/09/2021
13.55
14/09/2021
19.23
26/08/2021
16.84
11/08/2021
16.14
27/07/2021
15.61
13/07/2021
18.39
28/06/2021
15.87
11/06/2021
17.24
26/05/2021
15.32
11/05/2021
13.23
27/04/2021
14.54
13/04/2021
19.45
26/03/2021
16.55
11/03/2021
11.45
26/02/2021
17.41
11/02/2021
17.11
26/01/2021
13.28
12/01/2021
12.13
29/12/2020
17.14
11/12/2020
12.68
26/11/2020
15.56
11/11/2020
14.92
27/10/2020
15.19
13/10/2020
19.62
26/09/2020
14.96
11/09/2020
15.76
26/08/2020
16.23
11/08/2020
14.26
28/07/2020
16.88
11/07/2020
16.59
26/06/2020
21.56
11/06/2020
14.21
27/05/2020
26.71
12/05/2020
19.54
28/04/2020
27.22
14/04/2020
62.86
12/03/2020
28.27
26/02/2020
24.81
11/02/2020
22.99
28/01/2020
26.70
11/01/2020
24.49
27/12/2019
25.68
11/12/2019
24.62
26/11/2019
23.82
12/11/2019
27.68
26/10/2019
26.36
11/10/2019
31.54
26/09/2019
21.83
12/09/2019
28.96
27/08/2019
23.22
14/08/2019
38.42
26/07/2019
30.93
11/07/2019
33.31
26/06/2019
32.18
11/06/2019
32.03
28/05/2019
40.21
11/05/2019
32.81
26/04/2019
32.80
11/04/2019
45.52
26/03/2019
32.02
12/03/2019
30.85
26/02/2019
31.00
12/02/2019
38.06
26/01/2019
33.97
11/01/2019
35.75
27/12/2018
37.15
11/12/2018
33.32
27/11/2018
33.25
13/11/2018
43.07
26/10/2018
35.30

Holding Type Holding %
CARE-A1+
11.96
Cash
-4.96
CRISIL-A1+
55.84
CRISIL-AAA
0.69
Deposits
0.04
ICRA-A1+
13.84
IND-A1+
2.60
Sov
19.60
Unrated
0.27

About UTI Liquid Fund

Scheme Analysis

UTI Liquid Fund is a Debt - Liquid Fund fund and belongs to UTI Mutual Fund. It was launched on 05-Mar-2017 and currently has an AUM of ₹24,570.02 crore. UTI Liquid Fund is benchmarked against CRISIL 1 year T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of UTI Liquid Fund ended up ₹0.18(0.02%)yesterday to ₹1157.083.

Among its top 3 holdings the fund has exposure to 91 DAYS T-BIIL - 25/12/2025, and

The UTI Liquid Fund is managed by Amit Sharma .

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About UTI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-November-2025

Fund Manager

Most Recent Dividend

About UTI Liquid Fund

Scheme Analysis

Fund House Contact