UTI Liquid Fund - IDCW - Direct Plan

Item: UTI Liquid Fund - IDCW - Direct Plan
Rating: 3
Author: PersonalFN

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₹1902.3617 0.02 %Nav, as on 03-07-2025
Previous Nav
₹ 1901.9298
Net Change on 03-07-2025
₹0.43
PersonalFN Rating
Category
Debt - Liquid Fund
Assets (Cr.)
₹ 23,272.69
Expense Ratio
0.15%
(As on May 31, 2025)

Fund Overview IDCW | Direct Plan

Fund House
UTI Mutual Fund
Launch Date
15-Sep-2014
Benchmark
Crisil 1 Yr T-Bill Index
Minimum Investment (₹)
10,000
Minimum Addl Investment (₹)
1,000
Exit Load (%)
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Minimum SIP Investment (₹)
Minimum STP Investment (₹)
100
Minimum SWP Investment (₹)
500
52 Week Low Nav (₹)
1773.37
52 Week Low Nav Date
02-Jul-2024
52 Week High Nav (₹)
1901.93
52 Week High Nav Date
02-Jul-2025

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Fund Performance

Scheme Name	1-Month Return (%)	3-Month Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Since Inception
UTI Liquid Fund - Direct Plan - Annual IDCW	6.47	6.61	7.25	7.05	5.61	6.13
Crisil 1 Yr T-Bill Index	N/A	N/A	N/A	N/A	N/A	N/A
Nifty Liquid Fund Index	N/A	N/A	N/A	N/A	N/A	N/A

Returns upto 1 year is Annualised, and above 1 year are Compounded Annualised

Peer Fund Comparison

Scheme Name	Launch Date	Ratings	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	Expense Ratio (%)	Assets (Cr.)
UTI Liquid Fund - Direct Plan - Annual IDCW	Sep 15, 2014		7.25	7.05	5.61	0.15	23,623.19
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	Sep 10, 2013		7.18	7.00	5.57	0.21	65,172.43
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	Dec 31, 2012		7.14	6.98	5.56	0.21	65,172.43
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)	Jan 01, 2013		7.17	7.00	5.57	0.21	65,172.43
HDFC Liquid Fund - IDCW Daily - Direct Plan	Dec 31, 2012	Unrated	7.22	7.00	5.55	0.20	64,397.69
HDFC Liquid Fund - IDCW Monthly - Direct Plan	Dec 31, 2012	Unrated	7.23	7.01	5.56	0.20	64,397.69

Fund Holdings as on 30-June-2025

Company % Assets
182 DAYS T BILL - 24/07/2025
4.28
CD - INDIAN BANK - 19/09/2025
4.24
CD - HDFC BANK - 17/07/2025
3.21
CD - UNION BANK OF INDIA - 18/07/25
3.21
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
3.18
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
3.18
91 DAYS T -BILL MD 25/09/25
3.18
CD - CANARA BANK - 18/09/2025
3.18
CD - HDFC BANK - 19/09/2025
2.55
91 DAYS T -BILL MD 11/09/25
2.34
CP NTPC LTD.
2.14
CP ICICI SECURITIES LTD.
2.13
CD - CANARA BANK - 22/09/2025
2.12
CP EXPORT IMPORT BANK OF INDIA
2.03
CD - INDIAN BANK - 25/08/2025
1.70
CD - CANARA BANK - 26/08/25
1.70
CP BHARTI AIRTEL LTD.
1.70
CP ADITYA BIRLA HOUSING FINANCE LTD
1.70
CD - KARUR VYSYA BANK - 24/09/25
1.70
NCD CHENNAI PETROLEUM CORPORATION LIMITED
1.52
CP ULTRATECH CEMENT LTD.
1.50
91 D TBILL MAT - 04/09/2025
1.49
CD - BANK OF INDIA - 04/09/25
1.49
CP KOTAK SECURITIES LTD.
1.49
CD - HDFC BANK - 18/08/2025
1.28
CD - PUNJAB & SIND BANK - 18/08/25
1.28
CP ULTRATECH CEMENT LTD.
1.28
CP INDIAN OIL CORPORATION LTD.
1.28
182D TBILL MAT - 18/09/2025
1.27
CP LARSEN AND TOUBRO LIMITED
1.27
CD - INDIAN OVERSEAS BANK -22/09/2025
1.27
91 D TBILL MAT - 28/08/2025
1.17
CD - AXIS BANK - 05/09/2025
1.17
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
1.07
CD - ICICI BANK - 25/07/2025
1.07
CP ADITYA BIRLA CAPITAL LTD
1.07
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
1.07
182 DAYS T BILL - 29/08/2025
1.06
CP NETWORK18 MEDIA AND INVESTMENTS LTD.
1.06
CD - UNION BANK OF INDIA - 15/09/25
1.06
CD - UNION BANK OF INDIA - 18/09/25
1.06
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
0.86
364 D TBILL MAT - 18/07/25
0.86
CP TATA STEEL LTD.
0.86
364 D TBILL MAT - 21/08/2025
0.85
CP SUNDARAM FINANCE LTD.
0.85
CP HINDUSTAN ZINC LTD.
0.85
CP JULIUS BAER CAPITAL INDIA PRIVATE LIMITED
0.85
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.85
CP RELIANCE RETAIL VENTURES LIMITED
0.85
CP HINDUSTAN ZINC LTD.
0.85
CP AXIS SECURITIES LTD
0.85
CP BAJAJ FINANCIAL SECURITIES LTD
0.85
CP SIKKA PORTS AND TERMINALS LIMITED
0.85
CP HDFC SECURITIES LTD
0.85
CP POONAWALLA FINCORP LTD.
0.85
CP BAJAJ FINANCE LTD.
0.85
CP BHARTI TELECOM LTD.
0.85
91 D TBILL MAT - 01/08/2025
0.79
CP GIC HOUSING FINANCE LTD.
0.75
CD - CANARA BANK - 20/08/25
0.75
182 DAYS T BILL - 07/08/2025
0.73
CP INFINA FINANCE PRIVATE LIMITED
0.64
CP 360 ONE PRIME LTD
0.64
CP MUTHOOT FINANCE LTD
0.64
CP ADITYA BIRLA CAPITAL LTD
0.64
CP ASEEM INFRASTRUCTURE FINANCE LTD
0.64
CP KOTAK MAHINDRA PRIME LTD.
0.64
CP ASEEM INFRASTRUCTURE FINANCE LTD
0.64
CP TATA CONSUMER PRODUCTS LTD
0.64
CP TATA CONSUMER PRODUCTS LTD
0.64
CP NUVAMA WEALTH MANAGEMENT LTD
0.53
NCD SMFG INDIA CREDIT COMPANY LIMITED
0.43
CP IGH HOLDINGS PRIVATE LIMITED
0.43
CP HINDUSTAN ZINC LTD.
0.43
CP INFINA FINANCE PRIVATE LIMITED
0.43
CP PIRAMAL FINANCE LIMITED
0.43
CP ADITYA BIRLA MONEY LTD
0.43
CP PIRAMAL ENTERPRISES LTD.
0.43
CP INFINA FINANCE PRIVATE LIMITED
0.43
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.43
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.
0.43
CP INDIAN OIL CORPORATION LTD.
0.43
CP AXIS SECURITIES LTD
0.43
CP L&T FINANCE LIMITED
0.43
CP INDIAN OIL CORPORATION LTD.
0.43
CP SIKKA PORTS AND TERMINALS LIMITED
0.43
CP HINDUJA LEYLAND FINANCE LTD.
0.42
CP TATA CONSUMER PRODUCTS LTD
0.42
CP ICICI SECURITIES LTD.
0.42
CP BAJAJ FINANCIAL SECURITIES LTD
0.42
CP PIRAMAL ENTERPRISES LTD.
0.42
CD - INDIAN BANK - 03/09/2025
0.32
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
0.28
CD - AXIS BANK - 15/07/2025
0.21
CP KOTAK MAHINDRA PRIME LTD.
0.21
CD - BANK OF INDIA - 08/08/2025
0.21
CP ANGEL ONE LTD
0.21
CP ADITYA BIRLA MONEY LTD
0.21
CP TATA TELESERVICES MAHARASHTRA LTD
0.21
CP NUVAMA WEALTH FINANCE LTD
0.21
CP NUVAMA WEALTH AND INVESTMENT LIMITED
0.11
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.02
NET CURRENT ASSETS
-11.26

Sector Holding%
Miscellaneous
57.73

Fund Manager

Amit Sharma

Education:
Experience:
Basic Details:
Funds Managed:
UTI Liquid Fund
UTI Money Market Fund
UTI Arbitrage Fund
UTI Liquid Fund
UTI Liquid Fund
UTI Money Market Fund

Holding Type Holding %
CARE-A1+
11.83
Cash
-11.26
CRISIL-A1+
51.91
CRISIL-AAA
1.52
Deposits
0.02
ICRA-A1+
27.28
ICRA-AAA
0.43
SOV
18.02
Unrated
0.28

About UTI Liquid Fund

Scheme Analysis

UTI Liquid Fund is a Debt - Liquid Fund fund and belongs to UTI Mutual Fund. It was launched on 15-Sep-2014 and currently has an AUM of ₹23,272.69 crore. UTI Liquid Fund is benchmarked against Crisil 1 Yr T-Bill Index as primary index and Nifty Liquid Fund Index as secondary index.

The NAV of UTI Liquid Fund ended up ₹0.43(0.02%)yesterday to ₹1902.3617.

Among its top 3 holdings the fund has exposure to 182 DAYS T BILL - 24/07/2025, and

The UTI Liquid Fund is managed by Amit Sharma .

Fund House Contact

Address:

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai - 400 051

Phone Number: +91 (22) 66786666

Email Address: service@uti.co.in

Fax Number: +91 (22) 66786503,56786578

Website: www.utimf.com

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-June-2025

Fund Manager

About UTI Liquid Fund

Scheme Analysis

Fund House Contact

Financial Health Checkup

Money Simplified Videos

Infographics

UTI Liquid Fund - IDCW - Direct Plan

Fund Overview IDCW | Direct Plan

Fund Objective

Fund Performance

Peer Fund Comparison

Fund Holdings as on 30-June-2025

Fund Manager

About UTI Liquid Fund

Scheme Analysis

Fund House Contact