You now know why you should plan for your retirement, what the steps are in retirement planning, and also what amount you need to retire peacefully! That's great! You are now much better equipped to give your retirement the importance it deserves. You are on your way to attaining financial freedom!

There's one crucial step left to take!

These days, people are retiring younger and thanks to medical advancements, we are also living longer. This makes it very important to analyze whether or not we can continue to maintain our lifestyles after retiring, at a time when income will be mainly from investments and expenses will continue as before, and might even increase for some.

First and foremost, we need to ensure a regular income to meet the basic household expenses and any discretionary expenditures that we wish to include.

Over and above meeting our basic needs, some of us would like to retire to a quiet holiday home, away from the hustle and bustle of the city, others would like to take up our hobbies more seriously, and maybe go on an exotic holiday with family and friends - annually!

Whether you have plenty of time left till you retire, or are close to your retirement, or are already in your Golden Years, PersonalFN can help you Plan for a safe and comfortable retired life!

Under our Retirement Planning service, you will receive the full financial planning service to plan for your Retirement. This service includes:

  • Quantification of your Retirement goal
  • Your personal Risk Profile Analysis
  • Analysis of your overall financial situation including investments, insurance, incomes, expenses, assets and liabilities
  • Developing the ideal Asset Allocation for you
  • Developing a detailed financial plan including cash flows and making recommendations of investment instruments to achieve your Retirement goal
  • Reviewing your overall existing portfolio and recommending changes as needed

You must ensure that you don't delay your retirement planning a moment longer! Remember, the sooner you start, the more corpus you will be able to build!

For more information on the Retirement Planning Service from PersonalFN, contact us at (022) 6136 1200 or write to us at