At that crucial moment... deciding on the right doctor, opting for the right hospital, arranging for a well equipped ambulance and making payment to the hospital while a precious life is ticking away, can be painful to say the least.

At such times, a healthcare package offered by a hospital can serve as a lifeline. Under such a situation, a mediclaim policy (insurance cover provided by the subsidiary of General Insurance Corporation) may not serve much help.

Thus to cater to the needs of the growing healthcare market in the country and offer value added services to individuals, Apollo hospital has launched a unique managed care package for its patients - `Apollo health care plan'. The objective of the plan is - `to ensure that a patient is not a 'pay'tient.

Apollo Hospital is the first hospital to have introduced an in-house insurance package for its patients. However some of the select hospitals in the country today are also offering innovative insurance schemes in line with the cover offered by Apollo hospital.

Apollo Family Health Plan (FHP) is a pioneering healthcare package, which offers insurance cover to the members. It serves members through a group policy currently supported by the subsidiaries of the General Insurance Corporation. FHP is a 'value added reseller' of medical insurance. And the value addition is in terms of quality healthcare, preventive care, and accessibility at any point in time.

FHP's focus is primarily on maintaining the health and well being of its members through preventive health checks, periodic interactions and counseling.

So how does FHP helps one in case of an emergency?
Most often in case of an unforeseen medical emergency, most hospitals charge an upfront advance payment before admitting a patient into the hospital. As heathcare is expensive, most often individuals find it difficult to mobilise funds at such short notice. During such a difficult phase, even GIC's mediclaim policy (the most popular health policy in the country) also does not offer much help.

Under such a situation, a scheme like FHP can work wonders. According to the FHP plan: "under this plan, every effort is made to obviate such a situation. And in the event of an emergency, the FHP member has access to all the participating providers in the network, and is treated with utmost care, with worries of bills and payment relegated to the background.'' The Apollo hospital definitely believes in offering a perfect safeguard against life's most unguarded moments.

Add Comments