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Fixed Income

Looking For Higher Interest Rates on Bank FDs? Read This! (03 Dec 2018)

Surprisingly in October, the Indian credit markets reported the highest credit growth so far in FY 2018-19. The data for November is expected to come out even better.

SEBI Proposes ‘On-Tap’ Bond Issue? Should You Invest In Bonds Directly? (05 Sep 2018)

SEBI is pondering on allowing corporate to raise money by issuing bonds ‘on-tap’. It will allow companies to collect money multiple times during a financial year. Thus, on-tap issuances will offer them more flexibility.

Everything You Need To Know About KVP (11 Jun 2018)

PersonalFN explains everything you need to know about Kisan Vikas Patra: Who can invest; how to invest; KVP certification denominations, interest rate on KVP and much more.

Home Loans, Car Loans, And Personal Loans To Become Expensive. Here’s Why… (04 Jun 2018)

Are banks being unfair to you, their customer? They are, indeed! When the interest rates cool off, banks resist passing them on to the borrowers. On the other hand, during such phases, they are quick to slash deposit rates.

Factors To Look At While Investing In Bank FDs (27 Apr 2018)

In the world of financial engineering and exotic investment products, bank Fixed Deposits (FDs) still remain one of the sought-after investment avenues.

Good News! Now New NRIs Can Operate A PPF Account (05 Mar 2018)

In October 2017, the government released a circular stating from the day you become an NRI, an investor’s PPF (Public Provident Fund) account shall be deemed deactivated.

Why Putting Your Hard-Earned Money In Bank FDs May Not Be Safe (19 Feb 2018)

Scams and the abuse of power seem to be the biggest reasons for the current woes of asset quality with Public Sector Banks (PSBs).

How To Check EPF Balance (09 Jan 2018)

There are multiple routes through which you can check your EPF balance.

Government of India Saving Bonds: Should You Invest? (08 Jan 2018)

The Government will pay interest at 7.75%. The interest will be paid half-yearly if you opt for the non-cumulative option.

Bank FDs vs. Debt Mutual Funds: Which is better? (20 Dec 2017)

During the prevailing times, selecting the category of debt mutual funds becomes crucial.

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